Mortgage Lenders and Brokers in Seminole, Oklahoma
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Seminole, Oklahoma mortgage lenders include First United Bank and Trust CoFirst United Bank and Trust Co201 N Milt Phillips Ave, Seminole, OK 74868A5.0 ★Texas Ratio: 10.43%, BancfirstBancfirst1500 N Milt Phillips Ave, Seminole, OK 74868A5.0 ★Texas Ratio: 6.40%, BMO Harris Bank NABMO Harris Bank NA1907 N Milt Phillips Ave, Seminole, OK 74868A+5.0 ★Texas Ratio: 3.54%, Arvest BankArvest Bank100 Se Frank Phillips Blvd, Bartlesville, OK 74003A5.0 ★Texas Ratio: 7.48%, Stride Bank, National AssociationStride Bank, National Association1902 Se Washington Blvd, Bartlesville, OK 74006A5.0 ★Texas Ratio: 6.15%, Great Plains National BankGreat Plains National Bank201 N Glenn L English St, Cordell, OK 73632A5.0 ★Texas Ratio: 12.14%, MidFirst BankMidFirst Bank2511 N Main St, Altus, OK 73521A+5.0 ★Texas Ratio: 4.93%, Vision BankVision Bank1200 East 12th Street, Ada, OK 74820C+4.2 ★Texas Ratio: 25.17%, Allegiance Federal Credit UnionAllegiance Federal Credit Union1925 S Kelly Ave, Edmond, OK 73013 3686A+5.0 ★Texas Ratio: 4.90%, and Gateway First BankGateway First Bank422 S Dewey Ave, Bartlesville, OK 74003B+4.8 ★Texas Ratio: 17.16%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Seminole, Oklahoma in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Seminole are listed first, then lenders elsewhere in Oklahoma, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Seminole, Oklahoma
Market share is the lender's share of all home loans closed in Seminole, Oklahoma. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Seminole 201 N Milt Phillips Ave, Seminole, OK 74868 A5.0 ★Texas Ratio: 10.43% |
Conventional, FHA, VA, HELOC | 21 +16 HELOCs |
14% | 88% | $176,428 | View |
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1 office in Seminole 1500 N Milt Phillips Ave, Seminole, OK 74868 A5.0 ★Texas Ratio: 6.40% |
Conventional, FHA, HELOC | 19 +1 HELOCs |
12.7% | 71.4% | $119,210 | View |
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1 office in Seminole 1907 N Milt Phillips Ave, Seminole, OK 74868 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.7% | 50% | $265,000 | View |
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100 Se Frank Phillips Blvd, Bartlesville, OK 74003 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
2% | 100% | $168,333 | View |
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1902 Se Washington Blvd, Bartlesville, OK 74006 A5.0 ★Texas Ratio: 6.15% |
Conventional, FHA, VA | 3 | 2% | 100% | $225,000 | View |
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201 N Glenn L English St, Cordell, OK 73632 A5.0 ★Texas Ratio: 12.14% |
Conventional, FHA, USDA | 3 | 2% | 100% | $221,666 | View |
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★ 5 stars, 1 review 2511 N Main St, Altus, OK 73521 A+5.0 ★Texas Ratio: 4.93% |
Conventional, Jumbo | 2 | 1.3% | 100% | $540,000 | View |
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1200 East 12th Street, Ada, OK 74820 C+4.2 ★Texas Ratio: 25.17% |
Conventional | 2 | 1.3% | 100% | $60,000 | View |
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1925 S Kelly Ave, Edmond, OK 73013 3686 A+5.0 ★Texas Ratio: 4.90% |
Conventional | 1 | 0.7% | 100% | $105,000 | View |
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422 S Dewey Ave, Bartlesville, OK 74003 B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.7% | 100% | $135,000 | View |
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7647 E 126th St S, Bixby, OK 74008 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 0.7% | 100% | $285,000 | View |
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612 Willard Avenue, Canute, OK 73626 A+5.0 ★Texas Ratio: 0.44% |
VA | 1 | 0.7% | 100% | $275,000 | View |
American Exchange Bank
510 W Main St, Henryetta, OK 74437 |
Conventional | 1 | 0.7% | 100% | $205,000 | |
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310 S Kelly Ave, Edmond, OK 73003 5630 A+5.0 ★Texas Ratio: 3.25% |
Conventional | 1 | 0.7% | 100% | $105,000 | View |
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3815 E Frank Phillips Blvd, Bartlesville, OK 74006 A+5.0 ★Texas Ratio: 1.05% |
FHA | 1 | 0.7% | 100% | $115,000 | View |
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1 E 1st St, Edmond, OK 73034 A5.0 ★Texas Ratio: 6.97% |
Conventional | 1 | 0.7% | 100% | $55,000 | View |
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225 W Main St, Binger, OK 73009 B-4.4 ★Texas Ratio: 22.58% |
Conventional | 1 | 0.7% | 100% | $85,000 | View |
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116 S Grand St, Crescent, OK 73028 A+5.0 ★Texas Ratio: 2.45% |
VA | 1 | 0.7% | 100% | $245,000 | View |
Financial Concpepts Mortgage
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Conventional | 1 | 0.7% | 100% | $185,000 | |
Rocket Mortgage
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Conventional, FHA | 14 | 9.3% | 82.4% | $122,857 | |
Mortgage Research Center
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Conventional, FHA, VA | 10 | 6.7% | 83.3% | $217,000 | |
United Wholesale Mortgage
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FHA, VA | 6 | 4% | 100% | $248,333 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 3.3% | 87.5% | $165,000 | |
Kind Lending, LLC
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Conventional, FHA | 3 | 2% | 100% | $151,666 | |
Towne Mortgage Company
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FHA, USDA | 3 | 2% | 100% | $238,333 | |
V.I.P. Mortgage, Inc.
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FHA, USDA | 3 | 2% | 100% | $158,333 | |
Mortgage Solutions of Colorado
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VA | 3 | 2% | 100% | $268,333 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 2% | 50% | $111,666 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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USDA | 2 | 1.3% | 100% | $145,000 | |
Acrisure Mortgage, LLC
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Conventional, FHA, Jumbo | 2 | 1.3% | 100% | $610,000 | |
Guild Mortgage Company
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Conventional, USDA | 2 | 1.3% | 100% | $225,000 | |
Cmg Mortgage Inc
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Conventional, FHA | 2 | 1.3% | 100% | $135,000 | |
Flat Branch Mortgage, Inc.
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Conventional | 2 | 1.3% | 100% | $200,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA | 2 | 1.3% | 100% | $60,000 | |
21St Mortgage
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Conventional | 2 | 1.3% | 25% | $110,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.7% | 100% | $55,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.7% | 100% | $75,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.7% | 100% | $335,000 | |
loanDepot.com LLC
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FHA | 1 | 0.7% | 33.3% | $275,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.7% | 55.2% | $65,000 | View |
Pennymac Loan Services LLC
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FHA | 1 | 0.7% | 100% | $155,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.7% | 14.3% | $105,000 | View |
American Financial Network, Inc.
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FHA | 1 | 0.7% | 100% | $105,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.7% | 100% | $75,000 | |
Discover Bank
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Conventional | 1 | 0.7% | 100% | $165,000 | |
Castle & Cooke Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $175,000 | |
Gardner Financial Services
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FHA | 1 | 0.7% | 100% | $225,000 | |
Texas Tech Federal Credit Union
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Conventional | 1 | 0.7% | 100% | $185,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.7% | 100% | $405,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
USDA | 1 | 0.7% | 100% | $185,000 | View |
Southwest Stage Funding LLC
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Conventional | 1 | 0.7% | 50% | $195,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.7% | 100% | $225,000 | |
Paramount Residential Mortgage
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VA | 1 | 0.7% | 100% | $315,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.7% | 40% | $265,000 | |
The Mortgage Link, Inc.
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Conventional | 1 | 0.7% | 100% | $175,000 | |
Village Capital & Investment
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VA | 1 | 0.7% | 100% | $255,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Seminole Mortgage Rate Trends
Daily average mortgage rates for Oklahoma compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Seminole, Oklahoma
Looking for mortgage lenders near me or mortgage brokers near me in Seminole? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Seminole in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Seminole, OK
Use these to narrow the list above. Each category shows how many Seminole, OK lenders fit and what that kind of lender is usually best for.
Who Lends in Seminole, OK
Independent mortgage companies closed 54.7 percent of home loans in Seminole, Oklahoma in 2025, banks 42.7 percent and credit unions 2.7 percent. Financial Concpepts Mortgage was the largest mortgage company, First United Bank and Trust Co the largest bank and Allegiance Federal Credit Union the largest credit union. Among lenders headquartered in Oklahoma, First United Bank and Trust Co led with 21 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oklahoma. Documentary stamp tax of $0.75 per $500 of consideration (0.15 percent, 68 O.S. 3201), customarily paid by the seller, plus a mortgage registration tax under 68 O.S. 1904 that slides with the mortgage term: $0.10 per $100 for five years or more, $0.08 for four to five years, $0.06 for three to four years, $0.04 for two to three years and $0.02 for under two years, plus a $10 certification fee, paid by the borrower when the mortgage is recorded.
More Oklahoma Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Seminole, OK
By home loans closed in 2025, First United Bank and Trust Co was the largest mortgage lender in Seminole, Oklahoma with 21 loans, about 14 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Seminole, Oklahoma in 2025, led by First United Bank and Trust Co with 7. 12 lenders closed VA loans, led by Mortgage Research Center, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 4 credit unions closed home loans in Seminole, Oklahoma in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Seminole, Oklahoma during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Seminole, Oklahoma for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Seminole. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
