Mortgage Lenders and Brokers in Pauls Valley, Oklahoma
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Pauls Valley, Oklahoma mortgage lenders include First United Bank and Trust CoFirst United Bank and Trust Co2103 W Grant Ave, Pauls Valley, OK 73075A5.0 ★Texas Ratio: 10.43%, Gateway First BankGateway First Bank422 S Dewey Ave, Bartlesville, OK 74003B+4.8 ★Texas Ratio: 17.16%, Vision BankVision Bank1200 East 12th Street, Ada, OK 74820C+4.2 ★Texas Ratio: 25.17%, Stride Bank, National AssociationStride Bank, National Association1902 Se Washington Blvd, Bartlesville, OK 74006A5.0 ★Texas Ratio: 6.15%, Simmons BankSimmons Bank1616 Arlington St, Ada, OK 74820A+5.0 ★Texas Ratio: 5.33%, WEOKIE Federal Credit UnionWEOKIE Federal Credit Union310 S Kelly Ave, Edmond, OK 73003 5630A+5.0 ★Texas Ratio: 3.25%, FNB & Trust of ArdmoreFNB & Trust of Ardmore1226 W Broadway St, Ardmore, OK 73401A+5.0 ★Texas Ratio: 0.15%, Bokf NABokf NA3815 E Frank Phillips Blvd, Bartlesville, OK 74006A+5.0 ★Texas Ratio: 1.05%, Oklahoma Educators Credit UnionOklahoma Educators Credit Union7300 NW 23RD ST, BETHANY, OK 73008 5128A+5.0 ★Texas Ratio: 1.99%, and The Focus Federal Credit UnionThe Focus Federal Credit Union1804 S 1st St, Chickasha, OK 73018 6011A+5.0 ★Texas Ratio: 3.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Pauls Valley, Oklahoma in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pauls Valley are listed first, then lenders elsewhere in Oklahoma, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Pauls Valley, Oklahoma
Market share is the lender's share of all home loans closed in Pauls Valley, Oklahoma. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Pauls Valley 2103 W Grant Ave, Pauls Valley, OK 73075 A5.0 ★Texas Ratio: 10.43% |
Conventional, FHA, HELOC | 7 +6 HELOCs |
7.8% | 100% | $160,714 | View |
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422 S Dewey Ave, Bartlesville, OK 74003 B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 9 | 10% | 90% | $110,555 | View |
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1200 East 12th Street, Ada, OK 74820 C+4.2 ★Texas Ratio: 25.17% |
Conventional | 3 | 3.3% | 75% | $68,333 | View |
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1902 Se Washington Blvd, Bartlesville, OK 74006 A5.0 ★Texas Ratio: 6.15% |
Conventional, FHA | 2 | 2.2% | 66.7% | $110,000 | View |
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1616 Arlington St, Ada, OK 74820 A+5.0 ★Texas Ratio: 5.33% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $365,000 | View |
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310 S Kelly Ave, Edmond, OK 73003 5630 A+5.0 ★Texas Ratio: 3.25% |
Conventional | 1 | 1.1% | 100% | $255,000 | View |
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1226 W Broadway St, Ardmore, OK 73401 A+5.0 ★Texas Ratio: 0.15% |
Conventional | 1 | 1.1% | 100% | $75,000 | View |
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3815 E Frank Phillips Blvd, Bartlesville, OK 74006 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 1.1% | 100% | $205,000 | View |
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7300 NW 23RD ST, BETHANY, OK 73008 5128 A+5.0 ★Texas Ratio: 1.99% |
Conventional | 1 | 1.1% | 100% | $225,000 | View |
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1804 S 1st St, Chickasha, OK 73018 6011 A+5.0 ★Texas Ratio: 3.85% |
Conventional | 1 | 1.1% | 100% | $105,000 | View |
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100 Se Frank Phillips Blvd, Bartlesville, OK 74003 A5.0 ★Texas Ratio: 7.48% |
USDA | 1 | 1.1% | 100% | $165,000 | View |
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1620 Lonnie Abbott Blvd, Ada, OK 74820 A+5.0 ★Texas Ratio: 2.34% |
Conventional | 1 | 1.1% | 100% | $45,000 | View |
Associated Mortgage Corporation
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Conventional, FHA, VA | 3 | 3.3% | 100% | $178,333 | |
Financial Concpepts Mortgage
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USDA | 1 | 1.1% | 100% | $135,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 7 | 7.8% | 88.9% | $152,142 | |
Newrez LLC
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FHA, VA, USDA | 5 | 5.6% | 100% | $167,000 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 4.4% | 83.3% | $305,000 | |
United Wholesale Mortgage
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Conventional, VA | 4 | 4.4% | 71.4% | $237,500 | |
Guild Mortgage Company
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Conventional, USDA | 3 | 3.3% | 100% | $158,333 | |
Mortgage Research Center
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VA | 3 | 3.3% | 75% | $215,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 3 | 3.3% | 50% | $195,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 2.2% | 50% | $125,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional, FHA | 2 | 2.2% | 66.7% | $120,000 | View |
New American Funding, LLC.
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Conventional, FHA | 2 | 2.2% | 100% | $35,000 | |
Farm Credit Mid-America, Aca
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Conventional, Jumbo | 2 | 2.2% | 100% | $595,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
FHA | 1 | 1.1% | 100% | $155,000 | View |
Royal United Mortgage LLC
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FHA | 1 | 1.1% | 100% | $95,000 | |
Goodleap, LLC
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FHA | 1 | 1.1% | 50% | $145,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 1.1% | 60% | $115,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 1.1% | 100% | $615,000 | |
Highlands Residential Mortgage, Ltd.
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FHA | 1 | 1.1% | 100% | $155,000 | |
New Day Financial, LLC.
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VA | 1 | 1.1% | 50% | $45,000 | |
T2 Financial LLC
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USDA | 1 | 1.1% | 100% | $155,000 | |
Towne Mortgage Company
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FHA | 1 | 1.1% | 100% | $165,000 | |
International Bank of Commerce
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FHA | 1 | 1.1% | 100% | $105,000 | |
Better Mortgage Corporation
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Conventional | 1 | 1.1% | 100% | $215,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 1.1% | 100% | $105,000 | View |
Mortgage Solutions of Colorado
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VA | 1 | 1.1% | 100% | $255,000 | |
Lower, LLC
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FHA | 1 | 1.1% | 100% | $165,000 | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 1.1% | 100% | $225,000 | View |
Mld Mortgage, Inc.Dba the Money Store
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FHA | 1 | 1.1% | 100% | $245,000 | |
21St Mortgage
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Conventional | 1 | 1.1% | 20% | $115,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1.1% | 33.3% | $145,000 | |
The Mortgage Link, Inc.
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VA | 1 | 1.1% | 100% | $215,000 | |
Southwest Funding LP
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VA | 1 | 1.1% | 100% | $135,000 |
Pauls Valley Mortgage Rate Trends
Daily average mortgage rates for Oklahoma compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Pauls Valley, Oklahoma
Looking for mortgage lenders near me or mortgage brokers near me in Pauls Valley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pauls Valley in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Pauls Valley, OK
Use these to narrow the list above. Each category shows how many Pauls Valley, OK lenders fit and what that kind of lender is usually best for.
Who Lends in Pauls Valley, OK
Independent mortgage companies closed 63.3 percent of home loans in Pauls Valley, Oklahoma in 2025, banks 32.2 percent and credit unions 4.4 percent. Associated Mortgage Corporation was the largest mortgage company, First United Bank and Trust Co the largest bank and WEOKIE Federal Credit Union the largest credit union. Among lenders headquartered in Oklahoma, First United Bank and Trust Co led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oklahoma. Documentary stamp tax of $0.75 per $500 of consideration (0.15 percent, 68 O.S. 3201), customarily paid by the seller, plus a mortgage registration tax under 68 O.S. 1904 that slides with the mortgage term: $0.10 per $100 for five years or more, $0.08 for four to five years, $0.06 for three to four years, $0.04 for two to three years and $0.02 for under two years, plus a $10 certification fee, paid by the borrower when the mortgage is recorded.
More Oklahoma Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Pauls Valley, OK
By home loans closed in 2025, First United Bank and Trust Co was the largest mortgage lender in Pauls Valley, Oklahoma with 7 loans, about 7.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Pauls Valley, Oklahoma in 2025, led by Gateway First Bank with 4. 11 lenders closed VA loans, led by United Wholesale Mortgage, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 4 credit unions closed home loans in Pauls Valley, Oklahoma in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Pauls Valley, Oklahoma during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pauls Valley, Oklahoma for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pauls Valley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
