Mortgage Lenders and Brokers in Elk City, Oklahoma
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Elk City, Oklahoma mortgage lenders include Great Plains National BankGreat Plains National Bank1300 S Main St, Elk City, OK 73644A5.0 ★Texas Ratio: 12.14%, InterbankInterbank1620 W 3rd St, Elk City, OK 73644A5.0 ★Texas Ratio: 11.26%, Legacy BankLegacy Bank921 W 3rd St, Elk City, OK 73644B-4.4 ★Texas Ratio: 22.58%, BancfirstBancfirst310 W Main St, Ardmore, OK 73401A5.0 ★Texas Ratio: 6.40%, Arvest BankArvest Bank100 Se Frank Phillips Blvd, Bartlesville, OK 74003A5.0 ★Texas Ratio: 7.48%, Sovereign BankSovereign Bank612 Willard Avenue, Canute, OK 73626A+5.0 ★Texas Ratio: 0.44%, Oklahoma's Credit UnionOklahoma's Credit Union15100 N May Ave, Edmond, OK 73013 8803, MidFirst BankMidFirst Bank2511 N Main St, Altus, OK 73521A+5.0 ★Texas Ratio: 4.93%, Triad Bank, N.A.Triad Bank, N.A.5951 S Lewis Ave, Tulsa, OK 74105A+5.0 ★Texas Ratio: 5.06%, and Oklahoma Educators Credit UnionOklahoma Educators Credit Union7300 NW 23RD ST, BETHANY, OK 73008 5128A+5.0 ★Texas Ratio: 1.99%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Elk City, Oklahoma in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Elk City are listed first, then lenders elsewhere in Oklahoma, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Elk City, Oklahoma
Market share is the lender's share of all home loans closed in Elk City, Oklahoma. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1300 S Main St, Elk City, OK 73644 A5.0 ★Texas Ratio: 12.14% |
Conventional, FHA, USDA | 23 | 13.2% | 71.9% | $129,347 | View |
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1 office in Elk City 1620 W 3rd St, Elk City, OK 73644 A5.0 ★Texas Ratio: 11.26% |
Conventional | 5 | 2.9% | 100% | $141,000 | View |
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1 office in Elk City 921 W 3rd St, Elk City, OK 73644 B-4.4 ★Texas Ratio: 22.58% |
Conventional | 2 | 1.1% | 100% | $135,000 | View |
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310 W Main St, Ardmore, OK 73401 A5.0 ★Texas Ratio: 6.40% |
Conventional, FHA | 3 | 1.7% | 100% | $228,333 | View |
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100 Se Frank Phillips Blvd, Bartlesville, OK 74003 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA | 3 | 1.7% | 100% | $361,666 | View |
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612 Willard Avenue, Canute, OK 73626 A+5.0 ★Texas Ratio: 0.44% |
Conventional | 2 | 1.1% | 100% | $260,000 | View |
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15100 N May Ave, Edmond, OK 73013 8803 |
Conventional | 2 | 1.1% | 100% | $75,000 | View |
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★ 5 stars, 1 review 2511 N Main St, Altus, OK 73521 A+5.0 ★Texas Ratio: 4.93% |
Conventional | 1 | 0.6% | 100% | $285,000 | View |
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5951 S Lewis Ave, Tulsa, OK 74105 A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.6% | 100% | $55,000 | View |
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7300 NW 23RD ST, BETHANY, OK 73008 5128 A+5.0 ★Texas Ratio: 1.99% |
Conventional | 1 | 0.6% | 100% | $35,000 | View |
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1906 East 1st, Chandler, OK 74834 B+4.4 ★Texas Ratio: 8.51% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
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221 W 12th St, Ada, OK 74820 A5.0 ★Texas Ratio: 10.43% |
Conventional | 1 | 0.6% | 100% | $335,000 | View |
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1620 Lonnie Abbott Blvd, Ada, OK 74820 A+5.0 ★Texas Ratio: 2.34% |
Conventional | 1 | 0.6% | 50% | $105,000 | View |
Financial Concpepts Mortgage
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FHA | 1 | 0.6% | 100% | $275,000 | |
Sun West Mortgage Company, Inc
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Conventional, FHA, VA, USDA | 29 | 16.7% | 100% | $162,931 | |
Interlinc Mortgage Services, LLC
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Conventional, FHA, VA, USDA | 24 | 13.8% | 96% | $190,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 17 | 9.8% | 63% | $159,705 | |
Mortgage Research Center
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VA | 5 | 2.9% | 55.6% | $243,000 | |
loanDepot.com LLC
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Conventional, FHA | 4 | 2.3% | 57.1% | $137,500 | |
Nationstar Mortgage
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Conventional, VA | 4 | 2.3% | 100% | $100,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, USDA | 4 | 2.3% | 100% | $215,000 | View |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 3 | 1.7% | 100% | $141,666 | |
Pennymac Loan Services LLC
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FHA | 3 | 1.7% | 100% | $195,000 | |
New American Funding, LLC.
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FHA, VA | 3 | 1.7% | 100% | $115,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 1.7% | 75% | $221,666 | |
United Wholesale Mortgage
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Conventional, FHA | 2 | 1.1% | 100% | $175,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.1% | 50% | $125,000 | |
Newrez LLC
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Conventional, VA | 2 | 1.1% | 33.3% | $240,000 | |
Equity Prime Mortgage LLC
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USDA | 2 | 1.1% | 100% | $180,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 1.1% | 66.7% | $165,000 | |
Success Mortgage Partners, Inc
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Conventional, FHA | 2 | 1.1% | 100% | $60,000 | |
Waterstone Mortgage Corporation
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FHA | 2 | 1.1% | 100% | $155,000 | |
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A5.0 ★Texas Ratio: 13.24% |
Conventional, VA | 2 | 1.1% | 100% | $105,000 | View |
Farm Credit Mid-America, Aca
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Conventional, Jumbo | 2 | 1.1% | 100% | $575,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.6% | 100% | $225,000 | View |
Goodleap, LLC
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VA | 1 | 0.6% | 100% | $215,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $265,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.6% | 100% | $125,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.6% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.6% | 25% | $45,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 0.6% | 100% | $65,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.6% | 100% | $375,000 | View |
21St Mortgage
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Conventional | 1 | 0.6% | 25% | $145,000 | |
Plaza Home Mortgage, Inc
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USDA | 1 | 0.6% | 100% | $135,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Elk City Mortgage Rate Trends
Daily average mortgage rates for Oklahoma compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Elk City, Oklahoma
Looking for mortgage lenders near me or mortgage brokers near me in Elk City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Elk City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Elk City, OK
Use these to narrow the list above. Each category shows how many Elk City, OK lenders fit and what that kind of lender is usually best for.
Who Lends in Elk City, OK
Independent mortgage companies closed 67.8 percent of home loans in Elk City, Oklahoma in 2025, banks 27.6 percent and credit unions 4.6 percent. Financial Concpepts Mortgage was the largest mortgage company, Great Plains National Bank the largest bank and Oklahoma's Credit Union the largest credit union. Among lenders headquartered in Oklahoma, Great Plains National Bank led with 23 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oklahoma. Documentary stamp tax of $0.75 per $500 of consideration (0.15 percent, 68 O.S. 3201), customarily paid by the seller, plus a mortgage registration tax under 68 O.S. 1904 that slides with the mortgage term: $0.10 per $100 for five years or more, $0.08 for four to five years, $0.06 for three to four years, $0.04 for two to three years and $0.02 for under two years, plus a $10 certification fee, paid by the borrower when the mortgage is recorded.
More Oklahoma Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Elk City, OK
By home loans closed in 2025, Great Plains National Bank was the largest mortgage lender in Elk City, Oklahoma with 23 loans, about 13.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Elk City, Oklahoma in 2025, led by Sun West Mortgage Company, Inc with 15. 13 lenders closed VA loans, led by Mortgage Research Center, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 5 credit unions closed home loans in Elk City, Oklahoma in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Elk City, Oklahoma during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Elk City, Oklahoma for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Elk City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
