Mortgage Lenders and Brokers in Adair, Oklahoma
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Adair, Oklahoma mortgage lenders include Bank of CommerceBank of Commerce111 West Main Street, Adair, OK 74330A+5.0 ★Texas Ratio: 4.17%, Rcb BankRcb Bank26551 S Highway 125, Afton, OK 74331A+5.0 ★Texas Ratio: 4.64%, Arvest BankArvest Bank100 Se Frank Phillips Blvd, Bartlesville, OK 74003A5.0 ★Texas Ratio: 7.48%, BancfirstBancfirst310 W Main St, Ardmore, OK 73401A5.0 ★Texas Ratio: 6.40%, First United Bank and Trust CoFirst United Bank and Trust Co221 W 12th St, Ada, OK 74820A5.0 ★Texas Ratio: 10.43%, Westreet Federal Credit UnionWestreet Federal Credit Union1650 S Elm Pl, Broken Arrow, OK 74012 6455B4.6 ★Texas Ratio: 20.19%, All Capital BankAll Capital Bank4500 W Houston St, Broken Arrow, OK 74012A+5.0 ★Texas Ratio: 3.11%, Stride Bank, National AssociationStride Bank, National Association1902 Se Washington Blvd, Bartlesville, OK 74006A5.0 ★Texas Ratio: 6.15%, Red Crown Federal Credit UnionRed Crown Federal Credit Union113 W Blue Starr Dr, Claremore, OK 74017 4226A+5.0 ★Texas Ratio: 2.23%, and Firstar BankFirstar Bank28664 E 141st St S, Coweta, OK 74429A+5.0 ★Texas Ratio: 5.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Adair, Oklahoma in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Adair are listed first, then lenders elsewhere in Oklahoma, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Adair, Oklahoma
Market share is the lender's share of all home loans closed in Adair, Oklahoma. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Adair 111 West Main Street, Adair, OK 74330 A+5.0 ★Texas Ratio: 4.17% |
Conventional | 12 | 9.5% | 100% | $154,166 | View |
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26551 S Highway 125, Afton, OK 74331 A+5.0 ★Texas Ratio: 4.64% |
Conventional | 10 | 7.9% | 90.9% | $167,000 | View |
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100 Se Frank Phillips Blvd, Bartlesville, OK 74003 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, HELOC | 5 +2 HELOCs |
4% | 71.4% | $201,000 | View |
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310 W Main St, Ardmore, OK 73401 A5.0 ★Texas Ratio: 6.40% |
Conventional, FHA, USDA, HELOC | 5 +1 HELOCs |
4% | 100% | $139,000 | View |
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221 W 12th St, Ada, OK 74820 A5.0 ★Texas Ratio: 10.43% |
Conventional | 4 | 3.2% | 100% | $352,500 | View |
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1650 S Elm Pl, Broken Arrow, OK 74012 6455 B4.6 ★Texas Ratio: 20.19% |
Conventional, HELOC | 2 +1 HELOCs |
1.6% | 83.3% | $225,000 | View |
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4500 W Houston St, Broken Arrow, OK 74012 A+5.0 ★Texas Ratio: 3.11% |
Conventional | 2 | 1.6% | 100% | $210,000 | View |
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1902 Se Washington Blvd, Bartlesville, OK 74006 A5.0 ★Texas Ratio: 6.15% |
Conventional, USDA | 2 | 1.6% | 100% | $185,000 | View |
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113 W Blue Starr Dr, Claremore, OK 74017 4226 A+5.0 ★Texas Ratio: 2.23% |
Conventional | 2 | 1.6% | 66.7% | $80,000 | View |
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28664 E 141st St S, Coweta, OK 74429 A+5.0 ★Texas Ratio: 5.68% |
Conventional, FHA | 2 | 1.6% | 100% | $175,000 | View |
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2201 N Elm Pl, Broken Arrow, OK 74012 A+5.0 ★Texas Ratio: 3.75% |
Conventional | 1 | 0.8% | 100% | $335,000 | View |
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422 S Dewey Ave, Bartlesville, OK 74003 B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.8% | 100% | $235,000 | View |
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11319 S State Highway 51, Coweta, OK 74429 7163 B+4.7 ★Texas Ratio: 18.94% |
Conventional | 1 | 0.8% | 100% | $155,000 | View |
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13475 S Memorial Dr, Bixby, OK 74008 3157 A+5.0 ★Texas Ratio: 4.35% |
Conventional | 1 | 0.8% | 50% | $125,000 | View |
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11402 S Memorial Dr, Bixby, OK 74008 A+5.0 ★Texas Ratio: 4.13% |
Conventional | 1 | 0.8% | 100% | $105,000 | View |
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1701 Se Washington Blvd, Bartlesville, OK 74006 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.8% | 100% | $125,000 | View |
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1620 Lonnie Abbott Blvd, Ada, OK 74820 A+5.0 ★Texas Ratio: 2.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Associated Mortgage Corporation
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Conventional, VA | 3 | 2.4% | 100% | $335,000 | |
American Bank of Oklahoma
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Conventional | 1 | 0.8% | 50% | $315,000 | |
Mortgage Investment Services Corporation
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Conventional, FHA, VA | 7 | 5.6% | 100% | $306,428 | |
Waterstone Mortgage Corporation
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Conventional, FHA, VA | 6 | 4.8% | 100% | $320,000 | |
21St Mortgage
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Conventional | 6 | 4.8% | 53.8% | $161,666 | |
Rocket Mortgage
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Conventional, FHA, VA | 5 | 4% | 50% | $267,000 | |
Mortgage Research Center
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FHA, VA | 5 | 4% | 62.5% | $389,000 | |
Canopy Mortgage, LLC
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Conventional, FHA | 4 | 3.2% | 100% | $277,500 | |
Flat Branch Mortgage, Inc.
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FHA, VA, USDA | 4 | 3.2% | 100% | $280,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +1 HELOCs |
1.6% | 66.7% | $310,000 | |
United Wholesale Mortgage
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Conventional | 2 | 1.6% | 100% | $275,000 | |
Kind Lending, LLC
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FHA | 2 | 1.6% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 2 | 1.6% | 58.8% | $90,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 1.6% | 18.2% | $170,000 | |
Polaris Home Funding Corp.
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FHA | 1 | 0.8% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 5.21% |
Conventional | 1 | 0.8% | 100% | $145,000 | View |
American Financial Resources LLC
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FHA | 1 | 0.8% | 100% | $315,000 | |
Servion
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Conventional | 1 | 0.8% | 100% | $185,000 | |
Aspire Home Loans
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VA | 1 | 0.8% | 100% | $125,000 | |
Newrez LLC
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USDA | 1 | 0.8% | 50% | $155,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.8% | 100% | $535,000 | |
Allied Mortgage Group, Inc
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VA | 1 | 0.8% | 100% | $465,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.8% | 100% | $595,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.8% | 25% | $165,000 | View |
American Financial Network, Inc.
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FHA | 1 | 0.8% | 100% | $275,000 | |
Cmg Mortgage Inc
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FHA | 1 | 0.8% | 100% | $215,000 | |
United Built Homes, LLC
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Conventional | 1 | 0.8% | 100% | $315,000 | |
Securitynational Mortgage Company
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FHA | 1 | 0.8% | 100% | $245,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.8% | 100% | $175,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.8% | 100% | $245,000 | |
Nationstar Mortgage
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VA | 1 | 0.8% | 50% | $175,000 | |
New American Funding, LLC.
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FHA | 1 | 0.8% | 100% | $225,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.8% | 100% | $545,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.8% | 100% | $75,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.8% | 33.3% | $245,000 | |
The Mortgage Link, Inc.
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FHA | 1 | 0.8% | 100% | $225,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.8% | 100% | $615,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a |
Adair Mortgage Rate Trends
Daily average mortgage rates for Oklahoma compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Adair, Oklahoma
Looking for mortgage lenders near me or mortgage brokers near me in Adair? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Adair in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Adair, OK
Use these to narrow the list above. Each category shows how many Adair, OK lenders fit and what that kind of lender is usually best for.
Who Lends in Adair, OK
Independent mortgage companies closed 50.8 percent of home loans in Adair, Oklahoma in 2025, banks 42.9 percent and credit unions 6.3 percent. Associated Mortgage Corporation was the largest mortgage company, Bank of Commerce the largest bank and Westreet Federal Credit Union the largest credit union. Among lenders headquartered in Oklahoma, Bank of Commerce led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oklahoma. Documentary stamp tax of $0.75 per $500 of consideration (0.15 percent, 68 O.S. 3201), customarily paid by the seller, plus a mortgage registration tax under 68 O.S. 1904 that slides with the mortgage term: $0.10 per $100 for five years or more, $0.08 for four to five years, $0.06 for three to four years, $0.04 for two to three years and $0.02 for under two years, plus a $10 certification fee, paid by the borrower when the mortgage is recorded.
More Oklahoma Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Adair, OK
By home loans closed in 2025, Bank of Commerce was the largest mortgage lender in Adair, Oklahoma with 12 loans, about 9.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Adair, Oklahoma in 2025, led by Mortgage Investment Services Corporation with 4. 11 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 6 credit unions closed home loans in Adair, Oklahoma in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Adair, Oklahoma during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Adair, Oklahoma for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Adair. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
