Mortgage Lenders and Brokers in Wheelersburg, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Wheelersburg, Ohio mortgage lenders include US Bank, N.A.US Bank, N.A.Hayport Road And Center Street, Wheelersburg, OH 45694A+5.0 ★Texas Ratio: 2.85%, Peoples BankPeoples Bank7920 Ohio River Rd, Wheelersburg, OH 45694A+5.0 ★Texas Ratio: 3.39%, Kentucky Farmers Bank CorporationKentucky Farmers Bank Corporation207 Center Street, Wheelersburg, OH 45694A+5.0 ★Texas Ratio: 1.41%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.9198 Ohio River Rd, Wheelersburg, OH 45694A+5.0 ★Texas Ratio: 3.87%, Atomic Credit Union, IncAtomic Credit Union, Inc7700 Ohio River Rd, Wheelersburg, OH 45694A+5.0 ★Texas Ratio: 2.28%, Desco Federal Credit UnionDesco Federal Credit Union8790 Ohio River Rd, Wheelersburg, OH 45694A+5.0 ★Texas Ratio: 2.51%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1308 North Reynolds Rd, Adams Township, OH 43615A+5.0 ★Texas Ratio: 3.22%, Citizens Bank, NACitizens Bank, NA8806 Ohio River Rd, Wheelersburg, OH 45694A+5.0 ★Texas Ratio: 5.44%, PNC Bank N.A.PNC Bank N.A.35 Montrose West Ave, Akron, OH 44321A+5.0 ★Texas Ratio: 4.24%, and City National Bank of WVCity National Bank of WV3871 State Route 7, Chesapeake, OH 45619A+5.0 ★Texas Ratio: 1.47%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Wheelersburg, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wheelersburg are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Wheelersburg, Ohio
Market share is the lender's share of all home loans closed in Wheelersburg, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Wheelersburg Hayport Road And Center Street, Wheelersburg, OH 45694 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, USDA, HELOC | 16 +4 HELOCs |
9.5% | 70.8% | $160,625 | View |
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1 office in Wheelersburg 7920 Ohio River Rd, Wheelersburg, OH 45694 A+5.0 ★Texas Ratio: 3.39% |
Conventional, FHA, HELOC | 6 +13 HELOCs |
3.6% | 77.8% | $140,000 | View |
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1 office in Wheelersburg 207 Center Street, Wheelersburg, OH 45694 A+5.0 ★Texas Ratio: 1.41% |
Conventional | 5 | 3% | 83.3% | $103,000 | View |
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1 office in Wheelersburg 9198 Ohio River Rd, Wheelersburg, OH 45694 A+5.0 ★Texas Ratio: 3.87% |
Conventional, FHA, HELOC | 4 +13 HELOCs |
2.4% | 80% | $185,000 | View |
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7700 Ohio River Rd, Wheelersburg, OH 45694 A+5.0 ★Texas Ratio: 2.28% |
Conventional | 16 | 9.5% | 64% | $108,750 | View |
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8790 Ohio River Rd, Wheelersburg, OH 45694 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 15 | 8.9% | 88.9% | $195,000 | View |
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1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 14 +4 HELOCs |
8.3% | 82.4% | $198,571 | View |
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8806 Ohio River Rd, Wheelersburg, OH 45694 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 3 +14 HELOCs |
1.8% | 100% | $148,333 | View |
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★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +4 HELOCs |
1.2% | 100% | $175,000 | View |
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3871 State Route 7, Chesapeake, OH 45619 A+5.0 ★Texas Ratio: 1.47% |
Conventional | 2 | 1.2% | 100% | $355,000 | View |
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238 State St, Bettsville, OH 44815 A+4.8 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.6% | 100% | $85,000 | View |
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3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
First State Bank
4901 Vine St, Cincinnati, OH 45217 |
HELOC | 0 +2 HELOCs |
0% | 0% | ||
Rapid Mortgage Company
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Conventional, FHA | 4 | 2.4% | 100% | $140,000 | |
Equity Resources Inc
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FHA, VA | 2 | 1.2% | 100% | $215,000 | |
Schumacher Mortgage LLC
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Conventional | 2 | 1.2% | 100% | $390,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.6% | 100% | $75,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.6% | 100% | $165,000 | |
The Equitable Mortgage Corporation
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FHA | 1 | 0.6% | 100% | $315,000 | |
Rocket Mortgage
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Conventional, FHA | 9 | 5.3% | 64.3% | $95,000 | |
United Wholesale Mortgage
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Conventional, VA | 5 | 3% | 83.3% | $197,000 | |
loanDepot.com LLC
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Conventional, FHA | 5 | 3% | 71.4% | $57,000 | |
Bayshore Mortgage Funding
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Conventional, FHA, USDA | 5 | 3% | 85.7% | $201,000 | |
Mortgage Research Center
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Conventional, VA | 5 | 3% | 62.5% | $239,000 | |
Equity Prime Mortgage LLC
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VA, USDA | 4 | 2.4% | 100% | $220,000 | |
Polaris Home Funding Corp.
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Conventional, USDA | 3 | 1.8% | 100% | $218,333 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1.8% | 75% | $231,666 | |
Movement Mortgage, LLC
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Conventional, VA | 3 | 1.8% | 100% | $201,666 | |
Stockton Mortgage Corporation
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FHA, VA | 3 | 1.8% | 100% | $245,000 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 1.8% | 100% | $148,333 | |
Guaranteed Rate, Inc.
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VA | 2 | 1.2% | 100% | $255,000 | |
Loanunited.Com, LLC
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FHA, VA | 2 | 1.2% | 66.7% | $235,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 1.2% | 100% | $220,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 1.2% | 33.3% | $80,000 | |
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A+5.0 ★Texas Ratio: 0.38% |
VA | 1 | 0.6% | 100% | $375,000 | View |
Guaranteed Rate Affinity, LLC
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VA | 1 | 0.6% | 100% | $675,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.6% | 50% | $65,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.6% | 100% | $165,000 | |
Success Lending, LLC
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Conventional | 1 | 0.6% | 100% | $195,000 | |
AdvantageFirst Lending Inc
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Conventional | 1 | 0.6% | 50% | $195,000 | |
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A+5.0 ★Texas Ratio: 1.20% |
Conventional | 1 | 0.6% | 100% | $755,000 | View |
New Day Financial, LLC.
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VA | 1 | 0.6% | 100% | $215,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.6% | 100% | $205,000 | View |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.6% | 100% | $345,000 | View |
American Pacific Mortgage Corporation
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VA | 1 | 0.6% | 100% | $345,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.6% | 100% | $45,000 | |
Better Mortgage Corporation
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FHA | 1 | 0.6% | 100% | $185,000 | |
Lower, LLC
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FHA | 1 | 0.6% | 100% | $275,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.6% | 100% | $235,000 | |
21St Mortgage
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Conventional | 1 | 0.6% | 50% | $165,000 | |
Paramount Residential Mortgage
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USDA | 1 | 0.6% | 100% | $155,000 | |
Champions Funding, LLC
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Conventional, Jumbo | 1 | 0.6% | 100% | $885,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 3.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Wheelersburg Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Wheelersburg, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Wheelersburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wheelersburg in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Wheelersburg, OH
Use these to narrow the list above. Each category shows how many Wheelersburg, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Wheelersburg, OH
Independent mortgage companies closed 46.7 percent of home loans in Wheelersburg, Ohio in 2025, banks 33.1 percent and credit unions 20.1 percent. Rapid Mortgage Company was the largest mortgage company, US Bank, N.A. the largest bank and Atomic Credit Union, Inc the largest credit union. Among lenders headquartered in Ohio, US Bank, N.A. led with 16 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Wheelersburg, OH
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Wheelersburg, Ohio with 16 loans, about 9.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Wheelersburg, Ohio in 2025, led by Wesbanco Bank, Inc. with 3. 16 lenders closed VA loans, led by United Wholesale Mortgage, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 4 credit unions closed home loans in Wheelersburg, Ohio in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Wheelersburg, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wheelersburg, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wheelersburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
