Mortgage Lenders and Brokers in West Jefferson, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
West Jefferson, Ohio mortgage lenders include Huntington National BankHuntington National Bank1 E Main St, West Jefferson, OH 43162A+5.0 ★Texas Ratio: 3.66%, Union Savings BankUnion Savings Bank1240 N Bridge Street, Chillicothe, OH 45601, Fifth Third Bank, National AssociationFifth Third Bank, National Association1308 North Reynolds Rd, Adams Township, OH 43615A+5.0 ★Texas Ratio: 3.22%, First Financial BankFirst Financial Bank2923 Smith Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.21%, Kemba Financial Credit UnionKemba Financial Credit Union1135 W Ohio Pike, Amelia, OH 45102 1240A+5.0 ★Texas Ratio: 3.32%, BMI Federal Credit UnionBMI Federal Credit Union760 Kinnear Rd, Columbus, OH 43212 1488A+5.0 ★Texas Ratio: 3.12%, PNC Bank N.A.PNC Bank N.A.35 Montrose West Ave, Akron, OH 44321A+5.0 ★Texas Ratio: 4.24%, German American BankGerman American Bank7755 Montgomery Rd, Cincinnati, OH 45236A+5.0 ★Texas Ratio: 1.93%, Merchants National BankMerchants National Bank20 E Stimson Ave, Athens, OH 45701A+5.0 ★Texas Ratio: 4.14%, and Wright Patt Credit Union IncWright Patt Credit Union Inc1506 N Fairfield Rd, Beavercreek, OH 45432 2737A5.0 ★Texas Ratio: 6.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in West Jefferson, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in West Jefferson are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in West Jefferson, Ohio
Market share is the lender's share of all home loans closed in West Jefferson, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in West Jefferson 1 E Main St, West Jefferson, OH 43162 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 5 +28 HELOCs |
3.2% | 71.4% | $133,000 | View |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional, HELOC | 6 +2 HELOCs |
3.9% | 100% | $288,333 | |
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1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 5 +7 HELOCs |
3.2% | 83.3% | $111,000 | View |
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2923 Smith Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.21% |
Conventional, Jumbo, HELOC | 4 +2 HELOCs |
2.6% | 80% | $470,000 | View |
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1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32% |
Conventional, HELOC | 3 +6 HELOCs |
1.9% | 100% | $78,333 | View |
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760 Kinnear Rd, Columbus, OH 43212 1488 A+5.0 ★Texas Ratio: 3.12% |
Conventional, HELOC | 3 +3 HELOCs |
1.9% | 100% | $185,000 | View |
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★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +3 HELOCs |
1.9% | 100% | $378,333 | View |
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7755 Montgomery Rd, Cincinnati, OH 45236 A+5.0 ★Texas Ratio: 1.93% |
Conventional | 3 | 1.9% | 100% | $201,666 | View |
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20 E Stimson Ave, Athens, OH 45701 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 1.3% | 100% | $230,000 | View |
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1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $365,000 | View |
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1100 US Highway 52, Aberdeen, OH 45101 9377 A5.0 ★Texas Ratio: 6.10% |
Conventional | 1 | 0.6% | 100% | $335,000 | View |
Honda Federal Credit Union
12500 Meranda Rd, Anna, OH 45302 9604 |
Conventional | 1 | 0.6% | 100% | $55,000 | |
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501 Long St, Ashville, OH 43103 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.6% | 100% | $345,000 | View |
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150 E Mound St, Columbus, OH 43215 A+5.0 ★Texas Ratio: 5.42% |
Conventional | 1 | 0.6% | 100% | $75,000 | View |
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201 Outerbelt St, Columbus, OH 43213 1529 A-4.9 ★Texas Ratio: 15.81% |
Conventional | 1 | 0.6% | 100% | $205,000 | View |
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1232 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 1.99% |
Conventional | 1 | 0.6% | 100% | $405,000 | View |
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3650 Olentangy River Rd Ste 100, Columbus, OH 43214 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 0.6% | 100% | $755,000 | View |
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1300 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 0.68% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
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510 E Mound St, Columbus, OH 43215 5539 A5.0 ★Texas Ratio: 13.58% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 9 | 5.8% | 100% | $267,222 | |
Union Home Mortgage Corp.
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Conventional, FHA | 5 | 3.2% | 100% | $225,000 | |
Go Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $305,000 | |
The Equitable Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $125,000 | |
The Middlefield Banking Company
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Conventional | 1 | 0.6% | 50% | $145,000 | |
Union Capital Mortgage Corp
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FHA | 1 | 0.6% | 100% | $245,000 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 14 | 9.1% | 82.4% | $240,000 | |
Nfm, Inc
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Conventional, FHA, VA, Jumbo | 10 | 6.5% | 100% | $303,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 9 +1 HELOCs |
5.8% | 81.8% | $320,555 | |
Lower, LLC
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Conventional, FHA | 6 | 3.9% | 100% | $163,333 | |
Howard Hanna Financial Services, Inc
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Conventional | 4 | 2.6% | 100% | $277,500 | |
Guaranteed Rate, Inc.
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Conventional | 3 | 1.9% | 100% | $288,333 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 1.9% | 100% | $205,000 | |
New American Funding, LLC.
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Conventional, USDA | 3 | 1.9% | 100% | $231,666 | |
Fairway Independent Mort Corp
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Conventional, USDA | 3 | 1.9% | 100% | $221,666 | |
Ruoff Mortgage Company
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Conventional, FHA | 2 | 1.3% | 100% | $215,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 1.3% | 100% | $265,000 | |
Freedom Mortgage Corporation
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FHA | 2 | 1.3% | 100% | $240,000 | |
Newrez LLC
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Conventional | 2 | 1.3% | 66.7% | $160,000 | |
Mortgage Research Center
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VA | 2 | 1.3% | 100% | $290,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1.3% | 100% | $235,000 | View |
Paramount Residential Mortgage
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USDA | 2 | 1.3% | 100% | $240,000 | |
Polaris Home Funding Corp.
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FHA | 1 | 0.6% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.6% | 100% | $695,000 | View |
Kind Lending, LLC
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FHA | 1 | 0.6% | 100% | $335,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
FHA | 1 | 0.6% | 100% | $205,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 0.6% | 50% | $65,000 | |
East Coast Capital Corp.
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Conventional | 1 | 0.6% | 100% | $305,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.6% | 100% | $255,000 | View |
Land Home Financial Services,
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Conventional | 1 | 0.6% | 100% | $195,000 | |
Provident Funding Associates
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Conventional | 1 | 0.6% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 50% | $105,000 | View |
American Pacific Mortgage Corporation
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USDA | 1 | 0.6% | 50% | $205,000 | |
Milend, Inc
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FHA | 1 | 0.6% | 100% | $185,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.6% | 100% | $75,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.6% | 100% | $275,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.6% | 100% | $495,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.6% | 100% | $155,000 | View |
21St Mortgage
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Conventional | 1 | 0.6% | 20% | $75,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.6% | 100% | $45,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.6% | 50% | $35,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.6% | 100% | $85,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.6% | 100% | $55,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.6% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.6% | 100% | $135,000 | View |
American Neighborhood Mortgage Acceptance Company
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USDA | 1 | 0.6% | 100% | $275,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Everence Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
West Jefferson Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in West Jefferson, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in West Jefferson? The list below shows the banks, credit unions and mortgage brokers that closed home loans in West Jefferson in 2025, with lenders based there listed first.
Types of Mortgage Lenders in West Jefferson, OH
Use these to narrow the list above. Each category shows how many West Jefferson, OH lenders fit and what that kind of lender is usually best for.
Who Lends in West Jefferson, OH
Independent mortgage companies closed 64.3 percent of home loans in West Jefferson, Ohio in 2025, banks 27.9 percent and credit unions 7.8 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Huntington National Bank the largest bank and Kemba Financial Credit Union the largest credit union. Among lenders headquartered in Ohio, Huntington National Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in West Jefferson, OH
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in West Jefferson, Ohio with 5 loans, about 3.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in West Jefferson, Ohio in 2025, led by CrossCountry Mortgage, LLC with 3. 8 lenders closed VA loans, led by United Wholesale Mortgage, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 11 credit unions closed home loans in West Jefferson, Ohio in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in West Jefferson, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in West Jefferson, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up West Jefferson. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
