Mortgage Lenders and Brokers in Waynesfield, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Waynesfield, Ohio mortgage lenders include Superior Credit Union, Inc.Superior Credit Union, Inc.39 Oak St, Amelia, OH 45102A+5.0 ★Texas Ratio: 0.82%, The Citizens National BankThe Citizens National Bank102 S Main St, Bluffton, OH 45817A+5.0 ★Texas Ratio: 5.51%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1308 North Reynolds Rd, Adams Township, OH 43615A+5.0 ★Texas Ratio: 3.22%, The State Bank & Trust CompanyThe State Bank & Trust Company1232 N Main St, Bowling Green, OH 43402A+5.0 ★Texas Ratio: 1.99%, Huntington National BankHuntington National Bank3421 Ridgewood Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.66%, US Bank, N.A.US Bank, N.A.528 S Main St, Ada, OH 45810A+5.0 ★Texas Ratio: 2.85%, Buckeye State BankBuckeye State Bank101 E Main St, Bainbridge, OH 45612A+5.0 ★Texas Ratio: 1.93%, Citizens Bank, NACitizens Bank, NA2147 East Ave, Akron, OH 44314A+5.0 ★Texas Ratio: 5.44%, TopMark Federal Credit UnionTopMark Federal Credit Union609 E Main St, Cridersville, OH 45806A5.0 ★Texas Ratio: 9.61%, and The Union Bank CompanyThe Union Bank Company1300 N Main St, Bowling Green, OH 43402A+5.0 ★Texas Ratio: 0.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Waynesfield, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Waynesfield are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Waynesfield, Ohio
Market share is the lender's share of all home loans closed in Waynesfield, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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39 Oak St, Amelia, OH 45102 A+5.0 ★Texas Ratio: 0.82% |
Conventional, HELOC | 5 +22 HELOCs |
9.8% | 100% | $185,000 | View |
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102 S Main St, Bluffton, OH 45817 A+5.0 ★Texas Ratio: 5.51% |
Conventional, VA | 3 | 5.9% | 100% | $135,000 | View |
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1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +4 HELOCs |
3.9% | 100% | $210,000 | View |
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1232 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 1.99% |
Conventional, HELOC | 2 +1 HELOCs |
3.9% | 100% | $285,000 | View |
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3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +2 HELOCs |
2% | 100% | $315,000 | View |
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528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 2% | 33.3% | $95,000 | View |
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101 E Main St, Bainbridge, OH 45612 A+5.0 ★Texas Ratio: 1.93% |
FHA | 1 | 2% | 100% | $155,000 | View |
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2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
FHA | 1 | 2% | 100% | $305,000 | View |
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609 E Main St, Cridersville, OH 45806 A5.0 ★Texas Ratio: 9.61% |
Conventional | 1 | 2% | 100% | $115,000 | View |
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1300 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 0.68% |
Conventional | 1 | 2% | 100% | $275,000 | View |
Honda Federal Credit Union
12500 Meranda Rd, Anna, OH 45302 9604 |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
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112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Union Home Mortgage Corp.
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Conventional | 1 | 2% | 100% | $225,000 | |
The Middlefield Banking Company
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Conventional | 1 | 2% | 100% | $345,000 | |
Superior Financial Solutions
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Conventional | 1 | 2% | 100% | $95,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 3 | 5.9% | 100% | $278,333 | |
Rocket Mortgage
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Conventional | 3 | 5.9% | 50% | $188,333 | |
loanDepot.com LLC
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Conventional, FHA, VA | 3 | 5.9% | 100% | $178,333 | |
Farm Credit Mid-America, Aca
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Conventional | 3 | 5.9% | 100% | $188,333 | |
Freedom Mortgage Corporation
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VA | 2 | 3.9% | 100% | $195,000 | |
Mortgage Research Center
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VA | 2 | 3.9% | 66.7% | $200,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 2 | 3.9% | 100% | $195,000 | View |
Ruoff Mortgage Company
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Conventional | 1 | 2% | 100% | $445,000 | |
Newrez LLC
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FHA | 1 | 2% | 50% | $155,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 2% | 66.7% | $245,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 2% | 100% | $275,000 | |
New Day Financial, LLC.
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VA | 1 | 2% | 50% | $225,000 | |
Beeline Loans, Inc.
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Conventional | 1 | 2% | 100% | $95,000 | |
Towne Mortgage Company
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FHA | 1 | 2% | 100% | $115,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 2% | 100% | $415,000 | |
New American Funding, LLC.
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FHA | 1 | 2% | 100% | $115,000 | |
Lower, LLC
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Conventional | 1 | 2% | 100% | $205,000 | |
Paramount Residential Mortgage
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VA | 1 | 2% | 100% | $185,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 2% | 100% | $185,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Waynesfield Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Waynesfield, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Waynesfield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Waynesfield in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Waynesfield, OH
Use these to narrow the list above. Each category shows how many Waynesfield, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Waynesfield, OH
Independent mortgage companies closed 56.9 percent of home loans in Waynesfield, Ohio in 2025, banks 29.4 percent and credit unions 13.7 percent. Union Home Mortgage Corp. was the largest mortgage company, The Citizens National Bank the largest bank and Superior Credit Union, Inc. the largest credit union. Among lenders headquartered in Ohio, Superior Credit Union, Inc. led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Waynesfield, OH
By home loans closed in 2025, Superior Credit Union, Inc. was the largest mortgage lender in Waynesfield, Ohio with 5 loans, about 9.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Waynesfield, Ohio in 2025, led by Buckeye State Bank with 1. 8 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 4 credit unions closed home loans in Waynesfield, Ohio in 2025, alongside 20 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Waynesfield, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Waynesfield, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Waynesfield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
