Mortgage Lenders and Brokers in Waterville, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Waterville, Ohio mortgage lenders include Fifth Third Bank, National AssociationFifth Third Bank, National Association1365 Michigan Ave, Waterville, OH 43566A+5.0 ★Texas Ratio: 3.22%, Keybank National AssociationKeybank National Association1360 Michigan Ave, Waterville, OH 43566A+5.0 ★Texas Ratio: 4.81%, First Federal Savings and Loan Association of DeltaFirst Federal Savings and Loan Association of Delta30 S 3rd St, Waterville, OH 43566A+5.0 ★Texas Ratio: 0.00%, Directions Credit UnionDirections Credit Union1306 Cleveland Ave, Ashland, OH 44805A+5.0 ★Texas Ratio: 3.08%, Huntington National BankHuntington National Bank3421 Ridgewood Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.66%, Civista BankCivista Bank529 N Cleveland Massillon Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 4.72%, Sun Federal Credit UnionSun Federal Credit Union1627 Holland Rd, Maumee, OH 43537A5.0 ★Texas Ratio: 6.81%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.112 E Liberty St, Arlington, OH 45814A+5.0 ★Texas Ratio: 3.87%, Third Federal Savings and LoanThird Federal Savings and Loan35592 Detroit Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 2.32%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1249 Canton Rd, Akron, OH 44312A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Waterville, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Waterville are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Waterville, Ohio
Market share is the lender's share of all home loans closed in Waterville, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Waterville 1365 Michigan Ave, Waterville, OH 43566 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 11 +13 HELOCs |
7.5% | 100% | $222,272 | View |
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1 office in Waterville 1360 Michigan Ave, Waterville, OH 43566 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 7 +2 HELOCs |
4.8% | 100% | $225,000 | View |
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1 office in Waterville 30 S 3rd St, Waterville, OH 43566 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 3 | 2% | 100% | $165,000 | View |
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1306 Cleveland Ave, Ashland, OH 44805 A+5.0 ★Texas Ratio: 3.08% |
Conventional, HELOC | 8 +3 HELOCs |
5.4% | 100% | $227,500 | View |
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3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 7 +17 HELOCs |
4.8% | 100% | $266,428 | View |
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529 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
2.7% | 80% | $320,000 | View |
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1627 Holland Rd, Maumee, OH 43537 A5.0 ★Texas Ratio: 6.81% |
Conventional | 4 | 2.7% | 100% | $180,000 | View |
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112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 2 +3 HELOCs |
1.4% | 100% | $220,000 | View |
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35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $105,000 | View |
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1249 Canton Rd, Akron, OH 44312 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.7% | 100% | $185,000 | View |
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101 E Main St, Bainbridge, OH 45612 A+5.0 ★Texas Ratio: 1.93% |
Conventional | 1 | 0.7% | 100% | $425,000 | View |
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2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.7% | 100% | $285,000 | View |
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1200 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 4.36% |
Conventional | 1 | 0.7% | 100% | $345,000 | View |
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4607 W Sylvania Ave, Toledo, OH 43623 A+5.0 ★Texas Ratio: 5.37% |
Conventional | 1 | 0.7% | 100% | $295,000 | View |
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1300 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 0.68% |
Conventional | 1 | 0.7% | 100% | $105,000 | View |
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★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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★ 4 stars, 1 review 8720 Waterville Swanton Rd, Waterville, OH 43566 A+5.0 ★Texas Ratio: 1.84% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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36839 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1232 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 1.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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39 Oak St, Amelia, OH 45102 A+5.0 ★Texas Ratio: 0.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Union Home Mortgage Corp.
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Conventional, VA | 10 | 6.8% | 83.3% | $358,000 | |
Equity Resources Inc
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Conventional, VA | 5 | 3.4% | 100% | $273,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA, USDA | 5 | 3.4% | 100% | $267,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.7% | 100% | $205,000 | |
Rocket Mortgage
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Conventional, FHA, Jumbo | 14 | 9.5% | 87.5% | $312,142 | |
Click n' Close, Inc.
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Conventional, FHA | 12 | 8.2% | 100% | $288,333 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 8 | 5.4% | 100% | $275,000 | |
Nfm, Inc
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Conventional, VA | 8 | 5.4% | 100% | $268,750 | |
Newrez LLC
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Conventional, FHA | 3 | 2% | 75% | $321,666 | |
Pennymac Loan Services LLC
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Conventional, VA | 3 | 2% | 100% | $281,666 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 2% | 75% | $111,666 | |
K. Hovnanian American Mortgage
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Conventional | 2 | 1.4% | 100% | $505,000 | |
Cmg Mortgage Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $235,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +1 HELOCs |
0.7% | 50% | $275,000 | |
Ruoff Mortgage Company
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VA | 1 | 0.7% | 100% | $315,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.7% | 100% | $395,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.7% | 100% | $225,000 | |
Gvc Mortgage, Inc.
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FHA | 1 | 0.7% | 100% | $295,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.7% | 100% | $245,000 | |
Allied Mortgage Group, Inc
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FHA | 1 | 0.7% | 100% | $285,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $175,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.7% | 100% | $45,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.7% | 100% | $415,000 | View |
Nationstar Mortgage
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FHA | 1 | 0.7% | 50% | $185,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.7% | 100% | $195,000 | |
New American Funding, LLC.
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FHA | 1 | 0.7% | 100% | $365,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.7% | 100% | $275,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.7% | 100% | $195,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.7% | 100% | $285,000 | View |
Texana Bank
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Conventional | 1 | 0.7% | 100% | $245,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.7% | 100% | $45,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Waterville Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Waterville, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Waterville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Waterville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Waterville, OH
Use these to narrow the list above. Each category shows how many Waterville, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Waterville, OH
Independent mortgage companies closed 60.5 percent of home loans in Waterville, Ohio in 2025, banks 29.9 percent and credit unions 9.5 percent. Union Home Mortgage Corp. was the largest mortgage company, Fifth Third Bank, National Association the largest bank and Directions Credit Union the largest credit union. Among lenders headquartered in Ohio, Fifth Third Bank, National Association led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Waterville, OH
By home loans closed in 2025, Fifth Third Bank, National Association was the largest mortgage lender in Waterville, Ohio with 11 loans, about 7.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Waterville, Ohio in 2025, led by United Wholesale Mortgage with 3. 10 lenders closed VA loans, led by Union Home Mortgage Corp., and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 6 credit unions closed home loans in Waterville, Ohio in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Waterville, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Waterville, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Waterville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
