Mortgage Lenders and Brokers in Utica, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Utica, Ohio mortgage lenders include The Park National BankThe Park National Bank33 S Main St, Utica, OH 43080A5.0 ★Texas Ratio: 6.62%, Huntington National BankHuntington National Bank3421 Ridgewood Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.66%, Vinton County National BankVinton County National Bank26 Main St E, Ashville, OH 43103A+5.0 ★Texas Ratio: 1.84%, Truecore Federal Credit UnionTruecore Federal Credit Union508 hopewell dr, heath, OH 43056A+5.0 ★Texas Ratio: 2.77%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1308 North Reynolds Rd, Adams Township, OH 43615A+5.0 ★Texas Ratio: 3.22%, PNC Bank N.A.PNC Bank N.A.35 Montrose West Ave, Akron, OH 44321A+5.0 ★Texas Ratio: 4.24%, Keybank National AssociationKeybank National Association3983 Medina Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 4.81%, Kingston National BankKingston National Bank11811 Main Street, Adelphi, OH 43101A+5.0 ★Texas Ratio: 2.44%, Kemba Financial Credit UnionKemba Financial Credit Union1135 W Ohio Pike, Amelia, OH 45102 1240A+5.0 ★Texas Ratio: 3.32%, and US Bank, N.A.US Bank, N.A.528 S Main St, Ada, OH 45810A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Utica, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Utica are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Utica, Ohio
Market share is the lender's share of all home loans closed in Utica, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Utica 33 S Main St, Utica, OH 43080 A5.0 ★Texas Ratio: 6.62% |
Conventional, HELOC | 11 +17 HELOCs |
9.2% | 78.6% | $180,454 | View |
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3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 5 +10 HELOCs |
4.2% | 100% | $649,000 | View |
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26 Main St E, Ashville, OH 43103 A+5.0 ★Texas Ratio: 1.84% |
Conventional | 3 | 2.5% | 100% | $611,666 | View |
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508 hopewell dr, heath, OH 43056 A+5.0 ★Texas Ratio: 2.77% |
Conventional, HELOC | 2 +3 HELOCs |
1.7% | 100% | $80,000 | View |
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1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +2 HELOCs |
1.7% | 100% | $225,000 | View |
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★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +2 HELOCs |
1.7% | 100% | $225,000 | View |
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3983 Medina Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.81% |
Conventional, Jumbo | 2 | 1.7% | 66.7% | $530,000 | View |
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11811 Main Street, Adelphi, OH 43101 A+5.0 ★Texas Ratio: 2.44% |
Conventional | 2 | 1.7% | 100% | $325,000 | View |
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1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32% |
Conventional, HELOC | 1 +3 HELOCs |
0.8% | 100% | $745,000 | View |
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528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.8% | 100% | $25,000 | View |
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1300 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 0.68% |
FHA | 1 | 0.8% | 100% | $435,000 | View |
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112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.8% | 100% | $465,000 | View |
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4200 Park Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.8% | 100% | $585,000 | View |
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201 Outerbelt St, Columbus, OH 43213 1529 A-4.9 ★Texas Ratio: 15.81% |
Conventional | 1 | 0.8% | 100% | $245,000 | View |
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158 E Cuyahoga Falls Ave, Akron, OH 44310 A+5.0 ★Texas Ratio: 3.39% |
Conventional | 1 | 0.8% | 100% | $425,000 | View |
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425 Rona Pkwy, Brookville, OH 45309 1117 |
Conventional | 1 | 0.8% | 100% | $135,000 | View |
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902 Wheeling Ave, Cambridge, OH 43725 A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.8% | 50% | $455,000 | View |
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760 Kinnear Rd, Columbus, OH 43212 1488 A+5.0 ★Texas Ratio: 3.12% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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7755 Montgomery Rd, Cincinnati, OH 45236 A+5.0 ★Texas Ratio: 1.93% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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2923 Smith Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Equity Resources Inc
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Conventional, FHA, VA | 5 | 4.2% | 100% | $367,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 5 | 4.2% | 100% | $277,000 | |
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A5.0 ★Texas Ratio: 6.79% |
Conventional | 4 | 3.3% | 80% | $275,000 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA | 4 | 3.3% | 100% | $262,500 | |
Hopewell Federal CU
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Conventional, HELOC | 3 +1 HELOCs |
2.5% | 100% | $41,666 | |
Go Mortgage, LLC
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Conventional | 2 | 1.7% | 100% | $500,000 | |
T2 Financial LLC
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Conventional, VA | 2 | 1.7% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 0.8% | 100% | $95,000 | View |
The Equitable Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $235,000 | |
Rocket Mortgage
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Conventional, FHA | 10 | 8.3% | 100% | $243,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 6 | 5% | 100% | $318,333 | |
Nfm, Inc
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Conventional, VA | 4 | 3.3% | 100% | $312,500 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 3 +1 HELOCs |
2.5% | 75% | $171,666 | |
Mortgage Research Center
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VA | 3 | 2.5% | 75% | $331,666 | |
Lower, LLC
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Conventional, FHA | 3 | 2.5% | 100% | $211,666 | |
Newrez LLC
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Conventional, VA | 2 | 1.7% | 66.7% | $220,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 1.7% | 100% | $195,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 1.7% | 33.3% | $150,000 | |
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A+5.0 ★Texas Ratio: 0.38% |
Conventional | 1 | 0.8% | 100% | $335,000 | View |
Royal United Mortgage LLC
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Conventional | 1 | 0.8% | 100% | $185,000 | |
Goodleap, LLC
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FHA | 1 | 0.8% | 100% | $165,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.8% | 100% | $195,000 | |
Everett Financial, Inc.
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USDA | 1 | 0.8% | 100% | $265,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.8% | 100% | $595,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.8% | 100% | $205,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.8% | 100% | $215,000 | |
Howard Hanna Financial Services, Inc
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Conventional | 1 | 0.8% | 100% | $235,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.8% | 50% | $115,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.8% | 50% | $55,000 | |
Guild Mortgage Company
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FHA | 1 | 0.8% | 100% | $315,000 | |
Discover Bank
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Conventional | 1 | 0.8% | 100% | $155,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.8% | 100% | $175,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.8% | 100% | $175,000 | |
American Pacific Mortgage Corporation
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VA | 1 | 0.8% | 100% | $245,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.8% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.8% | 100% | $95,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.8% | 50% | $25,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.8% | 100% | $315,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Utica Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Utica, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Utica? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Utica in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Utica, OH
Use these to narrow the list above. Each category shows how many Utica, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Utica, OH
Independent mortgage companies closed 59.2 percent of home loans in Utica, Ohio in 2025, banks 32.5 percent and credit unions 8.3 percent. Equity Resources Inc was the largest mortgage company, The Park National Bank the largest bank and Truecore Federal Credit Union the largest credit union. Among lenders headquartered in Ohio, The Park National Bank led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Utica, OH
By home loans closed in 2025, The Park National Bank was the largest mortgage lender in Utica, Ohio with 11 loans, about 9.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Utica, Ohio in 2025, led by Rocket Mortgage with 5. 9 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 9 credit unions closed home loans in Utica, Ohio in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Utica, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Utica, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Utica. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
