Mortgage Lenders and Brokers in Plain City, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Plain City, Ohio mortgage lenders include Fifth Third Bank, National AssociationFifth Third Bank, National Association1308 North Reynolds Rd, Adams Township, OH 43615A+5.0 ★Texas Ratio: 3.22%, Civista BankCivista Bank320 S Jefferson Ave, Plain City, OH 43064A+5.0 ★Texas Ratio: 4.72%, Third Federal Savings and LoanThird Federal Savings and Loan35592 Detroit Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 2.32%, Huntington National BankHuntington National Bank3421 Ridgewood Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.66%, German American BankGerman American Bank7755 Montgomery Rd, Cincinnati, OH 45236A+5.0 ★Texas Ratio: 1.93%, First Financial BankFirst Financial Bank2923 Smith Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.21%, Union Savings BankUnion Savings Bank1240 N Bridge Street, Chillicothe, OH 45601, Pathways Financial Credit UnionPathways Financial Credit Union1100 US Highway 52, Aberdeen, OH 45101 9377A5.0 ★Texas Ratio: 6.10%, US Bank, N.A.US Bank, N.A.528 S Main St, Ada, OH 45810A+5.0 ★Texas Ratio: 2.85%, and Keybank National AssociationKeybank National Association3983 Medina Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 4.81%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Plain City, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Plain City are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Plain City, Ohio
Market share is the lender's share of all home loans closed in Plain City, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Plain City 1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +4 HELOCs |
0.4% | 100% | $365,000 | View |
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1 office in Plain City 320 S Jefferson Ave, Plain City, OH 43064 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.4% | 100% | $495,000 | View |
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35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 6 +4 HELOCs |
2.6% | 100% | $223,333 | View |
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3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 5 +7 HELOCs |
2.1% | 83.3% | $181,000 | View |
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7755 Montgomery Rd, Cincinnati, OH 45236 A+5.0 ★Texas Ratio: 1.93% |
Conventional | 2 | 0.9% | 100% | $345,000 | View |
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2923 Smith Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 2 | 0.9% | 100% | $425,000 | View |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.4% | 100% | $1,185,000 | |
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1100 US Highway 52, Aberdeen, OH 45101 9377 A5.0 ★Texas Ratio: 6.10% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $25,000 | View |
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528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
VA | 1 | 0.4% | 100% | $515,000 | View |
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3983 Medina Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.4% | 100% | $365,000 | View |
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601 W Main St, Plain City, OH 43064 A5.0 ★Texas Ratio: 8.90% |
Conventional | 1 | 0.4% | 100% | $355,000 | View |
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★ 1 stars, 1 review 9511 Kenwood Rd, Blue Ash, OH 45242 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.4% | 100% | $665,000 | View |
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4737 Us Highway 62, Berlin, OH 44610 A+5.0 ★Texas Ratio: 0.68% |
Conventional | 1 | 0.4% | 100% | $35,000 | View |
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39 Oak St, Amelia, OH 45102 A+5.0 ★Texas Ratio: 0.82% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
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1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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760 Kinnear Rd, Columbus, OH 43212 1488 A+5.0 ★Texas Ratio: 3.12% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Honda Federal Credit Union
12500 Meranda Rd, Anna, OH 45302 9604 |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
M/I Financial. LLC
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Conventional, FHA | 25 | 10.7% | 100% | $400,600 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 1.3% | 100% | $268,333 | |
Union Home Mortgage Corp.
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Conventional | 3 | 1.3% | 100% | $285,000 | |
Equity Resources Inc
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Conventional | 2 | 0.9% | 100% | $260,000 | |
The Equitable Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $385,000 | |
Rapid Mortgage Company
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Conventional | 1 | 0.4% | 100% | $275,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 102 | 43.8% | 93.6% | $386,764 | |
21St Mortgage
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Conventional | 14 | 6% | 54.8% | $85,714 | |
Rocket Mortgage
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Conventional | 7 | 3% | 100% | $253,571 | |
United Wholesale Mortgage
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Conventional, FHA | 6 | 2.6% | 100% | $355,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 6 | 2.6% | 100% | $343,333 | |
Pennymac Loan Services LLC
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Conventional, VA | 4 | 1.7% | 80% | $320,000 | |
Nfm, Inc
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Conventional | 4 | 1.7% | 80% | $427,500 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1.3% | 100% | $431,666 | |
Newrez LLC
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Conventional | 2 | 0.9% | 100% | $70,000 | |
Triad Financial Services, Inc.
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Conventional | 2 | 0.9% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 2 | 0.9% | 100% | $390,000 | View |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 2 | 0.9% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 0.9% | 100% | $255,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 0.38% |
FHA | 1 | 0.4% | 100% | $405,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.4% | 50% | $55,000 | |
loanDepot.com LLC
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FHA | 1 | 0.4% | 100% | $355,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 100% | $55,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.4% | 100% | $395,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 1 | 0.4% | 100% | $155,000 | |
Nvr Mortgage Finance, Inc.
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Conventional | 1 | 0.4% | 100% | $325,000 | |
BoxCar Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $85,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.4% | 50% | $45,000 | |
Mortgage Research Center
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VA | 1 | 0.4% | 100% | $225,000 | |
Stockton Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $475,000 | |
Victory Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $425,000 | |
Lower, LLC
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Conventional | 1 | 0.4% | 100% | $445,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.4% | 100% | $115,000 | |
Texana Bank
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Conventional | 1 | 0.4% | 100% | $345,000 | |
Tammac Holdings Corporation
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Conventional | 1 | 0.4% | 100% | $45,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 0.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Plain City Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Plain City, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Plain City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Plain City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Plain City, OH
Use these to narrow the list above. Each category shows how many Plain City, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Plain City, OH
Independent mortgage companies closed 85.4 percent of home loans in Plain City, Ohio in 2025, banks 12 percent and credit unions 2.6 percent. M/I Financial. LLC was the largest mortgage company, Fifth Third Bank, National Association the largest bank and Pathways Financial Credit Union the largest credit union. Among lenders headquartered in Ohio, Fifth Third Bank, National Association led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Plain City, OH
By home loans closed in 2025, Fifth Third Bank, National Association was the largest mortgage lender in Plain City, Ohio with 1 loans, about 0.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Plain City, Ohio, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 93.6 percent, against a 90.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Plain City, Ohio in 2025, led by DHI Mortgage Company, LTD. with 51. 7 lenders closed VA loans, led by DHI Mortgage Company, LTD.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 8 credit unions closed home loans in Plain City, Ohio in 2025, alongside 32 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Plain City, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Plain City, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Plain City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
