Mortgage Lenders and Brokers in Martinsburg, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Martinsburg, Ohio mortgage lenders include The Park National BankThe Park National Bank1187 W Ohio Pike, Amelia, OH 45102A5.0 ★Texas Ratio: 6.62%, Huntington National BankHuntington National Bank3421 Ridgewood Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.66%, PNC Bank N.A.PNC Bank N.A.35 Montrose West Ave, Akron, OH 44321A+5.0 ★Texas Ratio: 4.24%, Wright Patt Credit Union IncWright Patt Credit Union Inc1506 N Fairfield Rd, Beavercreek, OH 45432 2737A5.0 ★Texas Ratio: 6.22%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1249 Canton Rd, Akron, OH 44312A+5.0 ★Texas Ratio: 3.68%, Mechanics BankMechanics Bank65 Main St, Bellville, OH 44813A+5.0 ★Texas Ratio: 4.43%, First Commonwealth BankFirst Commonwealth Bank4200 Park Ave, Ashtabula, OH 44004A+5.0 ★Texas Ratio: 3.82%, Telhio Credit Union, Inc.Telhio Credit Union, Inc.201 Outerbelt St, Columbus, OH 43213 1529A-4.9 ★Texas Ratio: 15.81%, Union Savings BankUnion Savings Bank1240 N Bridge Street, Chillicothe, OH 45601, and First Federal S&L of LakewoodFirst Federal S&L of Lakewood36839 Detroit Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 4.66%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Martinsburg, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Martinsburg are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Martinsburg, Ohio
Market share is the lender's share of all home loans closed in Martinsburg, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1187 W Ohio Pike, Amelia, OH 45102 A5.0 ★Texas Ratio: 6.62% |
Conventional, Jumbo, HELOC | 9 +19 HELOCs |
10.2% | 90% | $307,222 | View |
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3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 3 +5 HELOCs |
3.4% | 80% | $291,666 | View |
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★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
1.1% | 100% | $195,000 | View |
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1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $45,000 | View |
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1249 Canton Rd, Akron, OH 44312 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.1% | 100% | $65,000 | View |
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65 Main St, Bellville, OH 44813 A+5.0 ★Texas Ratio: 4.43% |
Conventional | 1 | 1.1% | 100% | $335,000 | View |
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4200 Park Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 1.1% | 100% | $395,000 | View |
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201 Outerbelt St, Columbus, OH 43213 1529 A-4.9 ★Texas Ratio: 15.81% |
Conventional | 1 | 1.1% | 100% | $85,000 | View |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
VA | 1 | 1.1% | 100% | $385,000 | |
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36839 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 4.66% |
Conventional | 1 | 1.1% | 100% | $375,000 | View |
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902 Wheeling Ave, Cambridge, OH 43725 A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 1.1% | 100% | $155,000 | View |
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106 East Main Street, Junction City, OH 43748 A+5.0 ★Texas Ratio: 5.65% |
Conventional | 1 | 1.1% | 100% | $215,000 | View |
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2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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7755 Montgomery Rd, Cincinnati, OH 45236 A+5.0 ★Texas Ratio: 1.93% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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508 hopewell dr, heath, OH 43056 A+5.0 ★Texas Ratio: 2.77% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, HELOC | 5 +1 HELOCs |
5.7% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 0.70% |
Conventional | 5 | 5.7% | 100% | $125,000 | View |
Equity Resources Inc
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Conventional, FHA | 3 | 3.4% | 100% | $375,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 3.4% | 100% | $355,000 | |
The Equitable Mortgage Corporation
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Conventional | 2 | 2.3% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 6.79% |
Conventional | 1 | 1.1% | 100% | $305,000 | View |
Go Mortgage, LLC
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FHA | 1 | 1.1% | 100% | $335,000 | |
T2 Financial LLC
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Conventional | 1 | 1.1% | 100% | $425,000 | |
Rocket Mortgage
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Conventional, FHA | 8 | 9.1% | 88.9% | $218,750 | |
Farm Credit Mid-America, Aca
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Conventional | 6 | 6.8% | 100% | $328,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 4 | 4.5% | 100% | $305,000 | |
New American Funding, LLC.
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Conventional, USDA, HELOC | 3 +1 HELOCs |
3.4% | 100% | $255,000 | |
Ruoff Mortgage Company
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Conventional, FHA | 3 | 3.4% | 100% | $281,666 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 3.4% | 100% | $131,666 | |
United Wholesale Mortgage
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Conventional | 2 | 2.3% | 66.7% | $120,000 | |
AdvantageFirst Lending Inc
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FHA | 2 | 2.3% | 100% | $370,000 | |
Nfm, Inc
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Conventional | 2 | 2.3% | 100% | $355,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 1.1% | 100% | $495,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 1.1% | 100% | $435,000 | |
Howard Hanna Financial Services, Inc
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Conventional | 1 | 1.1% | 100% | $195,000 | |
United Trust Bank
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VA | 1 | 1.1% | 100% | $375,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 1.1% | 100% | $195,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 1.1% | 100% | $295,000 | |
American Financing Corporation
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FHA | 1 | 1.1% | 100% | $205,000 | |
Nationstar Mortgage
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VA | 1 | 1.1% | 100% | $285,000 | |
The Mortgage Firm
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Conventional | 1 | 1.1% | 100% | $335,000 | |
Mortgage Research Center
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VA | 1 | 1.1% | 50% | $385,000 | |
Southwest Stage Funding LLC
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FHA | 1 | 1.1% | 100% | $265,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 1.1% | 100% | $55,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Martinsburg Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Martinsburg, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Martinsburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Martinsburg in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Martinsburg, OH
Use these to narrow the list above. Each category shows how many Martinsburg, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Martinsburg, OH
Independent mortgage companies closed 62.5 percent of home loans in Martinsburg, Ohio in 2025, banks 25 percent and credit unions 12.5 percent. Union Home Mortgage Corp. was the largest mortgage company, The Park National Bank the largest bank and Wright Patt Credit Union Inc the largest credit union. Among lenders headquartered in Ohio, The Park National Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Martinsburg, OH
By home loans closed in 2025, The Park National Bank was the largest mortgage lender in Martinsburg, Ohio with 9 loans, about 10.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Martinsburg, Ohio in 2025, led by AdvantageFirst Lending Inc with 2. 6 lenders closed VA loans, led by Navy Federal Credit Union, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 6 credit unions closed home loans in Martinsburg, Ohio in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Martinsburg, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Martinsburg, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Martinsburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
