Mortgage Lenders and Brokers in Jackson, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Jackson, Ohio mortgage lenders include Ohio Valley BankOhio Valley Bank740 E Main St, Jackson, OH 45640A5.0 ★Texas Ratio: 10.78%, Vinton County National BankVinton County National Bank417 Mccarty Ln, Jackson, OH 45640A+5.0 ★Texas Ratio: 1.84%, Peoples BankPeoples Bank590 E Main St, Jackson, OH 45640A+5.0 ★Texas Ratio: 3.39%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.300 E Main St, Jackson, OH 45640A+5.0 ★Texas Ratio: 3.87%, PNC Bank N.A.PNC Bank N.A.276 Pearl St, Jackson, OH 45640A+5.0 ★Texas Ratio: 4.24%, Atomic Credit Union, IncAtomic Credit Union, Inc498 McCarty Ln, Jackson, OH 45640 7000A+5.0 ★Texas Ratio: 2.28%, US Bank, N.A.US Bank, N.A.528 S Main St, Ada, OH 45810A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1249 Canton Rd, Akron, OH 44312A+5.0 ★Texas Ratio: 3.68%, The Union Bank CompanyThe Union Bank Company1300 N Main St, Bowling Green, OH 43402A+5.0 ★Texas Ratio: 0.68%, and Fidelity Federal Savings and Loan AssociationFidelity Federal Savings and Loan Association1940 State Route 37 W, Delaware, OH 43015A+5.0 ★Texas Ratio: 0.19%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Jackson, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Jackson are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Jackson, Ohio
Market share is the lender's share of all home loans closed in Jackson, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Jackson 740 E Main St, Jackson, OH 45640 A5.0 ★Texas Ratio: 10.78% |
Conventional | 17 | 8.5% | 81% | $196,176 | View |
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1 office in Jackson 417 Mccarty Ln, Jackson, OH 45640 A+5.0 ★Texas Ratio: 1.84% |
Conventional, HELOC | 13 +14 HELOCs |
6.5% | 91.7% | $178,846 | View |
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1 office in Jackson 590 E Main St, Jackson, OH 45640 A+5.0 ★Texas Ratio: 3.39% |
Conventional, FHA, HELOC | 6 +8 HELOCs |
3% | 100% | $196,666 | View |
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2 offices in Jackson 300 E Main St, Jackson, OH 45640 A+5.0 ★Texas Ratio: 3.87% |
Conventional, FHA, HELOC | 6 +1 HELOCs |
3% | 100% | $181,666 | View |
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★ 1.7 stars, 3 reviews 1 office in Jackson 276 Pearl St, Jackson, OH 45640 A+5.0 ★Texas Ratio: 4.24% |
Conventional, VA, HELOC | 4 +8 HELOCs |
2% | 80% | $185,000 | View |
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498 McCarty Ln, Jackson, OH 45640 7000 A+5.0 ★Texas Ratio: 2.28% |
Conventional | 29 | 14.5% | 64.4% | $203,275 | View |
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528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +1 HELOCs |
1% | 66.7% | $140,000 | View |
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1249 Canton Rd, Akron, OH 44312 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1% | 100% | $295,000 | View |
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1300 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 0.68% |
FHA, VA | 2 | 1% | 100% | $250,000 | View |
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1940 State Route 37 W, Delaware, OH 43015 A+5.0 ★Texas Ratio: 0.19% |
Conventional | 1 | 0.5% | 100% | $45,000 | View |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional | 1 | 0.5% | 100% | $335,000 | |
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35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
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★ 1 stars, 1 review 9511 Kenwood Rd, Blue Ash, OH 45242 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.5% | 100% | $245,000 | View |
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1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rapid Mortgage Company
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Conventional, FHA, USDA | 13 | 6.5% | 100% | $198,846 | |
Liberty Home Mortgage Corp
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Conventional, FHA | 5 | 2.5% | 100% | $105,000 | |
Equity Resources Inc
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Conventional | 2 | 1% | 100% | $230,000 | |
CrossCountry Mortgage, LLC
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FHA, USDA | 2 | 1% | 100% | $200,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 1% | 100% | $65,000 | |
Schumacher Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $265,000 | |
Paramount Residential Mortgage
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Conventional, FHA, VA, USDA | 17 | 8.5% | 100% | $181,470 | |
Rocket Mortgage
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Conventional, FHA, VA | 16 | 8% | 58.6% | $140,625 | |
Mortgage Research Center
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FHA, VA | 8 | 4% | 66.7% | $268,750 | |
Nationstar Mortgage
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Conventional, FHA | 6 | 3% | 70% | $93,333 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 4 | 2% | 36.4% | $142,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +1 HELOCs |
1.5% | 100% | $158,333 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 3 | 1.5% | 100% | $158,333 | |
Nfm, Inc
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Conventional, FHA, VA | 3 | 1.5% | 100% | $175,000 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 1.5% | 100% | $165,000 | |
Guaranteed Rate, Inc.
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Conventional, USDA | 2 | 1% | 100% | $195,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1% | 100% | $190,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 1% | 60% | $110,000 | |
The Loan Store, Inc
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FHA, VA | 2 | 1% | 100% | $280,000 | |
Southwest Stage Funding LLC
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Conventional | 2 | 1% | 100% | $220,000 | |
Carrington Mortgage Services LLC
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Conventional | 2 | 1% | 100% | $90,000 | |
United Wholesale Mortgage
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 0.38% |
Conventional | 1 | 0.5% | 100% | $175,000 | View |
American Financial Resources LLC
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VA | 1 | 0.5% | 100% | $295,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $85,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.5% | 50% | $305,000 | |
Howard Hanna Financial Services, Inc
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Conventional | 1 | 0.5% | 100% | $255,000 | |
loanDepot.com LLC
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FHA | 1 | 0.5% | 25% | $145,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.5% | 100% | $235,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $175,000 | |
Siwell, Inc., dba Capital Mortgage Services of Tex
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Conventional | 1 | 0.5% | 100% | $115,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.5% | 100% | $335,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.5% | 16.7% | $155,000 | |
New Day Financial, LLC.
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VA | 1 | 0.5% | 33.3% | $155,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.5% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 50% | $65,000 | View |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Jackson Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Jackson, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Jackson? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Jackson in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Jackson, OH
Use these to narrow the list above. Each category shows how many Jackson, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Jackson, OH
Independent mortgage companies closed 55 percent of home loans in Jackson, Ohio in 2025, banks 29 percent and credit unions 16 percent. Rapid Mortgage Company was the largest mortgage company, Ohio Valley Bank the largest bank and Atomic Credit Union, Inc the largest credit union. Among lenders headquartered in Ohio, Ohio Valley Bank led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Jackson, OH
By home loans closed in 2025, Ohio Valley Bank was the largest mortgage lender in Jackson, Ohio with 17 loans, about 8.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Jackson, Ohio in 2025, led by Rapid Mortgage Company with 11. 13 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 2 credit unions closed home loans in Jackson, Ohio in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Jackson, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Jackson, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Jackson. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
