Gates Mills, Ohio mortgage lenders include Huntington National BankHuntington National Bank3421 Ridgewood Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.66%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1308 North Reynolds Rd, Adams Township, OH 43615A+5.0 ★Texas Ratio: 3.22%, Bank of America NABank of America NA3451 Center Rd, Brunswick, OH 44212A+5.0 ★Texas Ratio: 4.14%, First Federal S&L of LakewoodFirst Federal S&L of Lakewood36839 Detroit Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 4.66%, Keybank National AssociationKeybank National Association3983 Medina Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 4.81%, Citizens Bank, NACitizens Bank, NA2147 East Ave, Akron, OH 44314A+5.0 ★Texas Ratio: 5.44%, Third Federal Savings and LoanThird Federal Savings and Loan35592 Detroit Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 2.32%, PNC Bank N.A.PNC Bank N.A.35 Montrose West Ave, Akron, OH 44321A+5.0 ★Texas Ratio: 4.24%, US Bank, N.A.US Bank, N.A.528 S Main St, Ada, OH 45810A+5.0 ★Texas Ratio: 2.85%, and Dollar Bank, FSBDollar Bank, FSB1297 Center Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 5.29%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Gates Mills, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Gates Mills are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Gates Mills, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 4 +3 HELOCs |
10.5% | 100% | $527,500 | View |
|
1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +4 HELOCs |
5.3% | 100% | $480,000 | View |
|
3451 Center Rd, Brunswick, OH 44212 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +1 HELOCs |
5.3% | 100% | $210,000 | View |
|
36839 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 4.66% |
Conventional, Jumbo | 2 | 5.3% | 100% | $770,000 | View |
|
3983 Medina Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 1 +3 HELOCs |
2.6% | 100% | $115,000 | View |
|
2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +3 HELOCs |
2.6% | 100% | $765,000 | View |
|
35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +3 HELOCs |
2.6% | 50% | $525,000 | View |
|
★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +3 HELOCs |
2.6% | 100% | $365,000 | View |
|
528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 2.6% | 50% | $205,000 | View |
|
1297 Center Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 2.6% | 66.7% | $305,000 | View |
|
6460 Mahoning Ave, Austintown, OH 44515 2008 A5.0 ★Texas Ratio: 7.64% |
Conventional, Jumbo | 1 | 2.6% | 100% | $1,255,000 | View |
|
310 W State St, Alliance, OH 44601 A+5.0 ★Texas Ratio: 5.45% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
3296 W Market St, Akron, OH 44333 A+5.0 ★Texas Ratio: 1.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Union Capital Mortgage Corp
|
Conventional, VA, Jumbo | 2 | 5.3% | 100% | $935,000 | |
The Middlefield Banking Company
|
Conventional | 1 | 2.6% | 100% | $255,000 | |
Guaranteed Rate, Inc.
|
Conventional, Jumbo | 4 | 10.5% | 100% | $905,000 | |
Rocket Mortgage
|
Conventional, FHA | 2 | 5.3% | 100% | $465,000 | |
Howard Hanna Financial Services, Inc
|
Conventional | 2 | 5.3% | 100% | $600,000 | |
Genisys Credit Union
|
Conventional, Jumbo | 1 | 2.6% | 100% | $1,195,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 1 | 2.6% | 100% | $1,195,000 | View |
United Wholesale Mortgage
|
Conventional | 1 | 2.6% | 100% | $805,000 | |
|
A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 1 | 2.6% | 100% | $1,215,000 | View |
Newrez LLC
|
Conventional, Jumbo | 1 | 2.6% | 100% | $1,375,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 2.6% | 100% | $495,000 | |
|
A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 2.6% | 100% | $315,000 | View |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 1 | 2.6% | 100% | $1,065,000 | View |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 2.6% | 100% | $515,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 2.6% | 50% | $615,000 | View |
|
A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Gates Mills? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Gates Mills in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Gates Mills, OH lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 31.6 percent of home loans in Gates Mills, Ohio in 2025, banks 63.2 percent and credit unions 5.3 percent. Guaranteed Rate, Inc. was the largest mortgage company, Huntington National Bank the largest bank and Seven Seventeen Credit Union the largest credit union. Among lenders headquartered in Ohio, Huntington National Bank led with 4 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Gates Mills, Ohio with 4 loans, about 10.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Gates Mills, Ohio in 2025, led by Rocket Mortgage with 1. 1 lenders closed VA loans, led by Union Capital Mortgage Corp. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 3 credit unions closed home loans in Gates Mills, Ohio in 2025, alongside 9 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Gates Mills, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Gates Mills, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Gates Mills. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.