Mortgage Lenders and Brokers in Frankfort, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Frankfort, Ohio mortgage lenders include Lcnb National BankLcnb National BankMain And Springfield Streets, Frankfort, OH 45628A+5.0 ★Texas Ratio: 2.05%, Vinton County National BankVinton County National Bank26 Main St E, Ashville, OH 43103A+5.0 ★Texas Ratio: 1.84%, Kingston National BankKingston National Bank11811 Main Street, Adelphi, OH 43101A+5.0 ★Texas Ratio: 2.44%, US Bank, N.A.US Bank, N.A.528 S Main St, Ada, OH 45810A+5.0 ★Texas Ratio: 2.85%, Atomic Credit Union, IncAtomic Credit Union, Inc920 E State St, Athens, OH 45701 2116A+5.0 ★Texas Ratio: 2.28%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1308 North Reynolds Rd, Adams Township, OH 43615A+5.0 ★Texas Ratio: 3.22%, Flagstar Bank NAFlagstar Bank NA1 N Hawkins Ave, Akron, OH 44313D3.3 ★Texas Ratio: 35.11%, Homeland Credit UnionHomeland Credit Union310 Caldwell St, Chillicothe, OH 45601A+5.0 ★Texas Ratio: 1.83%, Universal 1 Credit Union Inc.Universal 1 Credit Union Inc.2450 Esquire Dr, Beavercreek, OH 45431 2573A+5.0 ★Texas Ratio: 5.33%, and Cme Federal Credit UnionCme Federal Credit Union150 E Mound St, Columbus, OH 43215A+5.0 ★Texas Ratio: 5.42%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Frankfort, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Frankfort are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Frankfort, Ohio
Market share is the lender's share of all home loans closed in Frankfort, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Frankfort Main And Springfield Streets, Frankfort, OH 45628 A+5.0 ★Texas Ratio: 2.05% |
Conventional, FHA | 5 | 5.3% | 83.3% | $139,000 | View |
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26 Main St E, Ashville, OH 43103 A+5.0 ★Texas Ratio: 1.84% |
Conventional, HELOC | 7 +1 HELOCs |
7.4% | 100% | $247,857 | View |
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11811 Main Street, Adelphi, OH 43101 A+5.0 ★Texas Ratio: 2.44% |
Conventional | 3 | 3.2% | 100% | $158,333 | View |
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528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA | 2 | 2.1% | 66.7% | $170,000 | View |
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920 E State St, Athens, OH 45701 2116 A+5.0 ★Texas Ratio: 2.28% |
Conventional | 2 | 2.1% | 50% | $45,000 | View |
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1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 20% | $185,000 | View |
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1 N Hawkins Ave, Akron, OH 44313 D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 1.1% | 100% | $245,000 | View |
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310 Caldwell St, Chillicothe, OH 45601 A+5.0 ★Texas Ratio: 1.83% |
Conventional | 1 | 1.1% | 100% | $255,000 | View |
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2450 Esquire Dr, Beavercreek, OH 45431 2573 A+5.0 ★Texas Ratio: 5.33% |
Conventional | 1 | 1.1% | 100% | $75,000 | View |
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150 E Mound St, Columbus, OH 43215 A+5.0 ★Texas Ratio: 5.42% |
Conventional | 1 | 1.1% | 100% | $105,000 | View |
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201 Outerbelt St, Columbus, OH 43213 1529 A-4.9 ★Texas Ratio: 15.81% |
Conventional | 1 | 1.1% | 100% | $265,000 | View |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional | 1 | 1.1% | 50% | $115,000 | |
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3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
CrossCountry Mortgage, LLC
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FHA, VA | 2 | 2.1% | 100% | $255,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 2.1% | 100% | $100,000 | |
Equity Resources Inc
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FHA | 1 | 1.1% | 100% | $245,000 | |
Rapid Mortgage Company
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VA | 1 | 1.1% | 100% | $315,000 | |
Union Capital Mortgage Corp
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FHA | 1 | 1.1% | 100% | $195,000 | |
Rocket Mortgage
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Conventional, FHA | 13 | 13.8% | 92.9% | $158,076 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 9 | 9.6% | 90.9% | $265,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, USDA | 6 | 6.4% | 85.7% | $233,333 | |
Gold Star Mortgage Financial Group, Corporation
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FHA, VA | 5 | 5.3% | 100% | $183,000 | |
Freedom Mortgage Corporation
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VA | 4 | 4.3% | 100% | $270,000 | |
Mortgage Research Center
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VA | 4 | 4.3% | 80% | $225,000 | |
Nationstar Mortgage
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Conventional | 3 | 3.2% | 100% | $215,000 | |
Carrington Mortgage Services LLC
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Conventional, VA | 3 | 3.2% | 80% | $161,666 | |
Das Acquisition Company, LLC
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FHA | 2 | 2.1% | 100% | $205,000 | |
Nfm, Inc
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Conventional | 2 | 2.1% | 100% | $210,000 | |
Farm Credit Mid-America, Aca
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Conventional | 2 | 2.1% | 66.7% | $535,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 1.1% | 100% | $235,000 | View |
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A+5.0 ★Texas Ratio: 0.38% |
FHA | 1 | 1.1% | 100% | $235,000 | View |
Goodleap, LLC
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FHA | 1 | 1.1% | 100% | $235,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 1.1% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 1.1% | 100% | $155,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 1.1% | 100% | $235,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1.1% | 14.3% | $155,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 1.1% | 100% | $205,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Frankfort Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Frankfort, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Frankfort? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Frankfort in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Frankfort, OH
Use these to narrow the list above. Each category shows how many Frankfort, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Frankfort, OH
Independent mortgage companies closed 70.2 percent of home loans in Frankfort, Ohio in 2025, banks 23.4 percent and credit unions 6.4 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Lcnb National Bank the largest bank and Atomic Credit Union, Inc the largest credit union. Among lenders headquartered in Ohio, Lcnb National Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Frankfort, OH
By home loans closed in 2025, Lcnb National Bank was the largest mortgage lender in Frankfort, Ohio with 5 loans, about 5.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Frankfort, Ohio in 2025, led by Gold Star Mortgage Financial Group, Corporation with 4. 9 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 6 credit unions closed home loans in Frankfort, Ohio in 2025, alongside 23 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Frankfort, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Frankfort, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Frankfort. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
