Carey, Ohio mortgage lenders include Wesbanco Bank, Inc.Wesbanco Bank, Inc.128 S Vance St, Carey, OH 43316A+5.0 ★Texas Ratio: 3.87%, Huntington National BankHuntington National Bank3421 Ridgewood Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.66%, The First Citizens National Bank of Upper SanduskyThe First Citizens National Bank of Upper Sandusky129 E Findlay St, Carey, OH 43316, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1249 Canton Rd, Akron, OH 44312A+5.0 ★Texas Ratio: 3.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1308 North Reynolds Rd, Adams Township, OH 43615A+5.0 ★Texas Ratio: 3.22%, First Federal S&L of LakewoodFirst Federal S&L of Lakewood36839 Detroit Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 4.66%, Union Home Mortgage Corp.Union Home Mortgage Corp.Strongsville, OH, Schumacher Mortgage LLCSchumacher Mortgage LLCCanton, OH, Ag Credit, ACAAg Credit, ACAFostoria, OH, and loanDepot.com LLC. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Carey, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Carey are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Carey, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Carey 128 S Vance St, Carey, OH 43316 A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 2 +12 HELOCs |
2.8% | 100% | $110,000 | View |
|
3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 8 +5 HELOCs |
11.1% | 80% | $203,750 | View |
The First Citizens National Bank of Upper Sandusky
129 E Findlay St, Carey, OH 43316 |
Conventional | 5 | 6.9% | 83.3% | $147,000 | |
|
1249 Canton Rd, Akron, OH 44312 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 2.8% | 66.7% | $170,000 | View |
|
1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 100% | $115,000 | View |
|
36839 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Union Home Mortgage Corp.
|
Conventional, FHA | 6 | 8.3% | 85.7% | $136,666 | |
Schumacher Mortgage LLC
|
Conventional, FHA | 2 | 2.8% | 100% | $345,000 | |
Ag Credit, ACA
|
Conventional | 2 | 2.8% | 100% | $90,000 | |
loanDepot.com LLC
|
Conventional, FHA, VA | 22 | 30.6% | 95.7% | $143,636 | |
Rocket Mortgage
|
Conventional, FHA | 8 | 11.1% | 57.1% | $173,750 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 3 | 4.2% | 75% | $245,000 | |
Equity Prime Mortgage LLC
|
FHA | 2 | 2.8% | 66.7% | $145,000 | |
Nationstar Mortgage
|
Conventional, FHA | 2 | 2.8% | 100% | $85,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 1.4% | 33.3% | $155,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 1.4% | 100% | $215,000 | |
Discover Bank
|
Conventional | 1 | 1.4% | 100% | $105,000 | |
Mortgage Research Center
|
VA | 1 | 1.4% | 100% | $335,000 | |
Tjc Mortgage Inc
|
FHA | 1 | 1.4% | 100% | $125,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 1.4% | 33.3% | $75,000 | |
Spring Eq, LLC
|
Conventional | 1 | 1.4% | 50% | $35,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Carey? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Carey in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Carey, OH lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 73.6 percent of home loans in Carey, Ohio in 2025, banks 26.4 percent and credit unions 0 percent. Union Home Mortgage Corp. was the largest mortgage company, Wesbanco Bank, Inc. the largest bank. Among lenders headquartered in Ohio, Huntington National Bank led with 8 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
By home loans closed in 2025, Wesbanco Bank, Inc. was the largest mortgage lender in Carey, Ohio with 2 loans, about 2.8 percent of the market. The largest lender headquartered in Ohio was Huntington National Bank with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Carey, Ohio in 2025, led by loanDepot.com LLC with 12. 4 lenders closed VA loans, led by loanDepot.com LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 0 credit unions closed home loans in Carey, Ohio in 2025, alongside 14 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Carey, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Carey, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Carey. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.