Mortgage Lenders and Brokers in Mount Vernon, New York
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mount Vernon, New York mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA22 W 1st St, Mount Vernon, NY 10550A+5.0 ★Texas Ratio: 3.68%, TD BankTD Bank229 E Sandford Blvd, Mount Vernon, NY 10550A+5.0 ★Texas Ratio: 3.71%, Bank of America NABank of America NA572 Gramatan Ave, Mount Vernon, NY 10552A+5.0 ★Texas Ratio: 4.14%, Beacon Bank & TrustBeacon Bank & Trust119 Gramatan Avenue, Mount Vernon, NY 10550A+5.0 ★Texas Ratio: 5.36%, Municipal Credit UnionMunicipal Credit Union353 E 149th St, Bronx, NY 10455A5.0 ★Texas Ratio: 8.74%, Wells Fargo Bank NAWells Fargo Bank NA921 Saw Mill River Rd, Ardsley, NY 10502A+5.0 ★Texas Ratio: 5.36%, Citizens Bank, NACitizens Bank, NA1440 Central Ave, Albany, NY 12205A+5.0 ★Texas Ratio: 5.44%, Citibank, NACitibank, NA1000 Willis Ave, Albertson, NY 11507A+5.0 ★Texas Ratio: 2.82%, United Mortgage Corp.United Mortgage Corp.252 Broadway, Brooklyn, NY 11211A5.0 ★Texas Ratio: 9.27%, and Quontic BankQuontic Bank3105 Broadway, Astoria, NY 11106C+4.1 ★Texas Ratio: 25.91%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mount Vernon, New York in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mount Vernon are listed first, then lenders elsewhere in New York, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mount Vernon, New York
Market share is the lender's share of all home loans closed in Mount Vernon, New York. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Mount Vernon 22 W 1st St, Mount Vernon, NY 10550 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 43 +3 HELOCs |
12.3% | 84.3% | $312,674 | View |
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1 office in Mount Vernon 229 E Sandford Blvd, Mount Vernon, NY 10550 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 7 +4 HELOCs |
2% | 63.6% | $379,285 | View |
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1 office in Mount Vernon 572 Gramatan Ave, Mount Vernon, NY 10552 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 4 +2 HELOCs |
1.1% | 66.7% | $407,500 | View |
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1 office in Mount Vernon 119 Gramatan Avenue, Mount Vernon, NY 10550 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.6% | 100% | $315,000 | View |
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353 E 149th St, Bronx, NY 10455 A5.0 ★Texas Ratio: 8.74% |
Conventional, HELOC | 8 +2 HELOCs |
2.3% | 47.1% | $345,000 | View |
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921 Saw Mill River Rd, Ardsley, NY 10502 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 8 | 2.3% | 57.1% | $421,250 | View |
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1440 Central Ave, Albany, NY 12205 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 4 +28 HELOCs |
1.1% | 80% | $475,000 | View |
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1000 Willis Ave, Albertson, NY 11507 A+5.0 ★Texas Ratio: 2.82% |
Conventional, HELOC | 4 +8 HELOCs |
1.1% | 71.4% | $250,000 | View |
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252 Broadway, Brooklyn, NY 11211 A5.0 ★Texas Ratio: 9.27% |
Conventional, FHA | 3 | 0.9% | 100% | $708,333 | View |
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3105 Broadway, Astoria, NY 11106 C+4.1 ★Texas Ratio: 25.91% |
Conventional | 3 | 0.9% | 100% | $495,000 | View |
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80 State St, Albany, NY 12207 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, HELOC | 2 +6 HELOCs |
0.6% | 28.6% | $320,000 | View |
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★ 1 stars, 1 review 4314 Ditmars Blvd, Astoria, NY 11105 A5.0 ★Texas Ratio: 9.37% |
Conventional | 2 | 0.6% | 100% | $665,000 | View |
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2000 Westchester Ave, Purchase, NY 10577 A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.6% | 100% | $120,000 | View |
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425 Broadhollow Rd, Melville, NY 11747 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 2 | 0.6% | 66.7% | $540,000 | View |
Better Mortgage Corporation
300 Crosspoint Pkwy, Getzville, NY 14068 1606 |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $755,000 | |
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421 S Broadway, Hicksville, NY 11801 A+5.0 ★Texas Ratio: 5.54% |
Conventional | 1 | 0.3% | 100% | $535,000 | View |
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1001 Franklin Ave, Garden City, NY 11530 A+5.0 ★Texas Ratio: 0.37% |
Conventional | 1 | 0.3% | 100% | $405,000 | View |
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455 Beach 129th St, Belle Harbor, NY 11694 A5.0 ★Texas Ratio: 12.84% |
Conventional | 1 | 0.3% | 100% | $785,000 | View |
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4349 Katonah Ave, Bronx, NY 10470 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
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7726 3rd Ave, Brooklyn, NY 11209 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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2067 Bartow Ave, Bronx, NY 10475 A5.0 ★Texas Ratio: 11.81% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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3405 Broadway, Astoria, NY 11106 A+5.0 ★Texas Ratio: 4.49% |
Conventional | 1 | 0.3% | 100% | $805,000 | View |
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1145 Willis Ave, Albertson, NY 11507 1232 B+4.8 ★Texas Ratio: 17.52% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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1704 Western Ave Ste 7, Albany, NY 12203 A+5.0 ★Texas Ratio: 3.35% |
HELOC | 0 +2 HELOCs |
0% | 16.7% | View | |
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★ 1.8 stars, 5 reviews 327 Route 59, Airmont, NY 10952 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 200 Broadway, New York, NY 10038 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
UNMB Home Loans Inc
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Conventional, FHA, VA, Jumbo | 10 | 2.8% | 100% | $672,000 | |
Meadowbrook Financial Mortgage Bankers Corp.
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Conventional, FHA | 8 | 2.3% | 80% | $618,750 | |
East Coast Capital Corp.
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Conventional, FHA, VA | 6 | 1.7% | 85.7% | $660,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional, FHA | 6 | 1.7% | 87.5% | $661,666 | |
Contour Mortgage Corporation
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Conventional, FHA | 3 | 0.9% | 57.1% | $541,666 | |
Blair Services of America, Inc
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Conventional, FHA | 3 | 0.9% | 100% | $658,333 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 0.9% | 100% | $541,666 | View |
1St Priority Mortgage, Inc.
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Conventional | 2 | 0.6% | 100% | $125,000 | |
Jet Direct Funding Corp.
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Conventional, FHA | 2 | 0.6% | 66.7% | $570,000 | |
Homestead Funding Corp.
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Conventional | 2 | 0.6% | 100% | $600,000 | |
Continental Mortgage Bankers Inc
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Conventional, FHA | 2 | 0.6% | 66.7% | $565,000 | |
Hartford Funding, Ltd.
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Conventional | 1 | 0.3% | 100% | $405,000 | |
Cliffco, Inc.
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Reliant Home Funding, Inc
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Conventional | 1 | 0.3% | 100% | $415,000 | |
Pcsb Bank
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Summit Mortgage Bankers, Inc.
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Conventional | 1 | 0.3% | 100% | $525,000 | |
Mid-Island Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $125,000 | |
Ark Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $605,000 | |
United Nations Federal CU
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Patriot One Mortgage Bankers
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FHA | 1 | 0.3% | 50% | $735,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 36 | 10.3% | 76% | $588,333 | |
loanDepot.com LLC
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Conventional, FHA | 32 | 9.1% | 88.9% | $425,625 | |
Rocket Mortgage
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Conventional, FHA, VA | 31 | 8.8% | 68.1% | $334,677 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 15 +1 HELOCs |
4.3% | 84.2% | $481,666 | |
Pennymac Loan Services LLC
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Conventional, FHA | 7 | 2% | 58.3% | $576,428 | |
Cmg Mortgage Inc
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Conventional, FHA | 7 | 2% | 80% | $696,428 | |
Freedom Mortgage Corporation
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Conventional, FHA | 6 | 1.7% | 100% | $473,333 | |
Newrez LLC
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Conventional, FHA | 6 | 1.7% | 31.6% | $468,333 | |
American Financial Network, Inc.
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Conventional, FHA | 6 | 1.7% | 100% | $771,666 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 6 | 1.7% | 70% | $501,666 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 1.1% | 100% | $352,500 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA | 4 | 1.1% | 100% | $592,500 | View |
Guaranteed Rate, Inc.
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Conventional | 3 | 0.9% | 100% | $711,666 | |
Prosperity Home Mortgage, LLC
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Conventional | 3 | 0.9% | 75% | $418,333 | |
New American Funding, LLC.
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FHA | 3 | 0.9% | 75% | $645,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 2 +8 HELOCs |
0.6% | 66.7% | $430,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 2 +4 HELOCs |
0.6% | 28.6% | $710,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 2 | 0.6% | 66.7% | $720,000 | View |
NJ Lenders Corp
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Conventional | 2 | 0.6% | 100% | $705,000 | |
Mortgage Research Center
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VA | 2 | 0.6% | 66.7% | $775,000 | |
| Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $125,000 | View | |
American Airlines Federal Cred
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Conventional | 1 | 0.3% | 100% | $1,025,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $495,000 | |
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A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.3% | 100% | $855,000 | View |
Equity Prime Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $645,000 | |
Movement Mortgage, LLC
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FHA | 1 | 0.3% | 33.3% | $525,000 | |
Skyrock Mortgage
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Conventional | 1 | 0.3% | 100% | $545,000 | |
XCEL Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.3% | 100% | $145,000 | |
Nations Lending Corporation
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VA | 1 | 0.3% | 100% | $605,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.3% | 100% | $675,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.3% | 20% | $365,000 | |
Texana Bank
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VA | 1 | 0.3% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 0.62% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% |
Mount Vernon Mortgage Rate Trends
Daily average mortgage rates for New York compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mount Vernon, New York
Looking for mortgage lenders near me or mortgage brokers near me in Mount Vernon? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mount Vernon in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mount Vernon, NY
Use these to narrow the list above. Each category shows how many Mount Vernon, NY lenders fit and what that kind of lender is usually best for.
Who Lends in Mount Vernon, NY
Independent mortgage companies closed 67.8 percent of home loans in Mount Vernon, New York in 2025, banks 28.5 percent and credit unions 3.7 percent. United Mortgage Corp. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Municipal Credit Union the largest credit union. Among lenders headquartered in New York, Beacon Bank & Trust led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New York. State mortgage recording tax of 0.5 percent plus a 0.25 percent special additional tax (paid by the lender on one to six family homes) and 0.25 percent more in the MCTD counties; in New York City the combined rate is 2.05 percent under $500,000 and 2.175 percent at or above, of which the borrower effectively pays 1.8 or 1.925 percent. State transfer tax is $2 per $500 plus a 1 percent mansion tax on homes of $1 million or more; NYC adds its own 1 to 1.425 percent RPTT. A CEMA (consolidation, extension and modification agreement) assigns the old mortgage to the new lender so recording tax is paid only on new money, and is standard practice for refinances and many purchases.
More New York Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mount Vernon, NY
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Mount Vernon, New York with 43 loans, about 12.3 percent of the market. The largest lender headquartered in New York was Beacon Bank & Trust with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in Mount Vernon, New York in 2025, led by United Wholesale Mortgage with 17. 9 lenders closed VA loans, led by UNMB Home Loans Inc. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 9 credit unions closed home loans in Mount Vernon, New York in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mount Vernon, New York during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mount Vernon, New York for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mount Vernon. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
