Mortgage Lenders and Brokers in Medina, New York
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Medina, New York mortgage lenders include Keybank National AssociationKeybank National Association11214 Maple Ridge Rd, Medina, NY 14103A+5.0 ★Texas Ratio: 4.81%, Five Star BankFive Star Bank327 N Main St, Medina, NY 14103A+5.0 ★Texas Ratio: 5.67%, Tompkins Community BankTompkins Community Bank1410 S Main St, Medina, NY 14103A5.0 ★Texas Ratio: 6.37%, Ontario Shores FCUOntario Shores FCU4200 Salt Works Rd, Medina, NY 14103 9579A+5.0 ★Texas Ratio: 4.72%, M&T BankM&T Bank80 State St, Albany, NY 12207A+5.0 ★Texas Ratio: 4.11%, ESL Federal Credit UnionESL Federal Credit Union4214 Veterans Memorial Dr, Batavia, NY 14020, Community Bank, N.A.Community Bank, N.A.26 E Church St, Adams, NY 13605A+5.0 ★Texas Ratio: 3.83%, Cornerstone Community FCUCornerstone Community FCU315 Stahl Rd, Getzville, NY 14068B+4.8 ★Texas Ratio: 17.18%, Genesee Regional BankGenesee Regional Bank1850 Winton Rd S, Rochester, NY 14618A+5.0 ★Texas Ratio: 3.91%, and The Summit Federal Credit UnionThe Summit Federal Credit Union2290 Delaware Ave Ste 100, BUFFALO, NY 14216A+5.0 ★Texas Ratio: 2.28%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Medina, New York in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Medina are listed first, then lenders elsewhere in New York, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Medina, New York
Market share is the lender's share of all home loans closed in Medina, New York. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Medina 11214 Maple Ridge Rd, Medina, NY 14103 A+5.0 ★Texas Ratio: 4.81% |
Conventional, FHA | 4 | 3.4% | 80% | $167,500 | View |
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1 office in Medina 327 N Main St, Medina, NY 14103 A+5.0 ★Texas Ratio: 5.67% |
Conventional, HELOC | 3 +3 HELOCs |
2.6% | 100% | $51,666 | View |
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★ 5 stars, 1 review 1 office in Medina 1410 S Main St, Medina, NY 14103 A5.0 ★Texas Ratio: 6.37% |
Conventional, HELOC | 1 +4 HELOCs |
0.9% | 100% | $105,000 | View |
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4200 Salt Works Rd, Medina, NY 14103 9579 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 16 +8 HELOCs |
13.8% | 76.2% | $50,000 | View |
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80 State St, Albany, NY 12207 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, HELOC | 6 +2 HELOCs |
5.2% | 100% | $151,666 | View |
ESL Federal Credit Union
4214 Veterans Memorial Dr, Batavia, NY 14020 |
Conventional, FHA, HELOC | 3 +9 HELOCs |
2.6% | 75% | $91,666 | |
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26 E Church St, Adams, NY 13605 A+5.0 ★Texas Ratio: 3.83% |
Conventional | 3 | 2.6% | 100% | $211,666 | View |
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315 Stahl Rd, Getzville, NY 14068 B+4.8 ★Texas Ratio: 17.18% |
Conventional, HELOC | 2 +10 HELOCs |
1.7% | 100% | $210,000 | View |
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1850 Winton Rd S, Rochester, NY 14618 A+5.0 ★Texas Ratio: 3.91% |
Conventional, FHA | 2 | 1.7% | 100% | $155,000 | View |
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2290 Delaware Ave Ste 100, BUFFALO, NY 14216 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $125,000 | View |
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1450 Western Ave, Albany, NY 12203 A+5.0 ★Texas Ratio: 4.14% |
FHA | 1 | 0.9% | 100% | $195,000 | View |
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180 N Main St, Alfred, NY 14802 A5.0 ★Texas Ratio: 8.82% |
Conventional | 1 | 0.9% | 100% | $135,000 | View |
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3105 Niagara Falls Blvd, Amherst, NY 14228 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 0.9% | 100% | $65,000 | View |
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921 Saw Mill River Rd, Ardsley, NY 10502 A+5.0 ★Texas Ratio: 5.36% |
FHA | 1 | 0.9% | 50% | $155,000 | View |
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1440 Central Ave, Albany, NY 12205 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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575 Broadway, Albany, NY 12207 A5.0 ★Texas Ratio: 6.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Premium Mortgage Corporation
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Conventional, FHA, VA | 24 | 20.7% | 96.2% | $162,500 | |
1St Priority Mortgage, Inc.
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FHA | 2 | 1.7% | 100% | $140,000 | |
Homestead Funding Corp.
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Conventional | 2 | 1.7% | 100% | $65,000 | |
Hunt Mortgage Corporation
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Conventional | 2 | 1.7% | 100% | $245,000 | |
Hometown Funding, INC. D/B/A CNB Mortgage Company
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Conventional | 1 | 0.9% | 100% | $255,000 | |
United Wholesale Mortgage
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Conventional, FHA | 9 | 7.8% | 90% | $158,333 | |
Rocket Mortgage
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Conventional, FHA | 8 | 6.9% | 52.9% | $146,250 | |
Primelending
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Conventional, FHA, USDA | 4 | 3.4% | 100% | $177,500 | |
loanDepot.com LLC
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Conventional, FHA | 4 | 3.4% | 80% | $92,500 | |
CrossCountry Mortgage, LLC
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Conventional | 3 | 2.6% | 100% | $148,333 | |
Royal United Mortgage LLC
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Conventional | 2 | 1.7% | 100% | $90,000 | |
Movement Mortgage, LLC
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Conventional, VA | 2 | 1.7% | 100% | $260,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.9% | 100% | $135,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.9% | 100% | $25,000 | |
Discover Bank
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Conventional | 1 | 0.9% | 50% | $35,000 | |
Nationstar Mortgage
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FHA | 1 | 0.9% | 100% | $135,000 | |
Mortgage Research Center
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VA | 1 | 0.9% | 100% | $155,000 | |
Farm Credit East ACA
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Conventional | 1 | 0.9% | 100% | $105,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.9% | 100% | $125,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.9% | 100% | $185,000 | |
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A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Medina Mortgage Rate Trends
Daily average mortgage rates for New York compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Medina, New York
Looking for mortgage lenders near me or mortgage brokers near me in Medina? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Medina in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Medina, NY
Use these to narrow the list above. Each category shows how many Medina, NY lenders fit and what that kind of lender is usually best for.
Who Lends in Medina, NY
Independent mortgage companies closed 55.2 percent of home loans in Medina, New York in 2025, banks 24.1 percent and credit unions 20.7 percent. Premium Mortgage Corporation was the largest mortgage company, Keybank National Association the largest bank and Ontario Shores FCU the largest credit union. Among lenders headquartered in New York, Five Star Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New York. State mortgage recording tax of 0.5 percent plus a 0.25 percent special additional tax (paid by the lender on one to six family homes) and 0.25 percent more in the MCTD counties; in New York City the combined rate is 2.05 percent under $500,000 and 2.175 percent at or above, of which the borrower effectively pays 1.8 or 1.925 percent. State transfer tax is $2 per $500 plus a 1 percent mansion tax on homes of $1 million or more; NYC adds its own 1 to 1.425 percent RPTT. A CEMA (consolidation, extension and modification agreement) assigns the old mortgage to the new lender so recording tax is paid only on new money, and is standard practice for refinances and many purchases.
More New York Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Medina, NY
By home loans closed in 2025, Keybank National Association was the largest mortgage lender in Medina, New York with 4 loans, about 3.4 percent of the market. The largest lender headquartered in New York was Five Star Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Medina, New York in 2025, led by Premium Mortgage Corporation with 10. 3 lenders closed VA loans, led by Premium Mortgage Corporation, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 8 credit unions closed home loans in Medina, New York in 2025, alongside 16 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Medina, New York during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Medina, New York for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Medina. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
