Hastings-on-Hudson, New York mortgage lenders include Citizens Bank, NACitizens Bank, NA1440 Central Ave, Albany, NY 12205A+5.0 ★Texas Ratio: 5.44%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1 S Airmont Rd, Airmont, NY 10901A+5.0 ★Texas Ratio: 3.68%, Citibank, NACitibank, NA1000 Willis Ave, Albertson, NY 11507A+5.0 ★Texas Ratio: 2.82%, Bank of America NABank of America NA1450 Western Ave, Albany, NY 12203A+5.0 ★Texas Ratio: 4.14%, Hudson Valley Credit UnionHudson Valley Credit Union1704 Western Ave Ste 7, Albany, NY 12203A+5.0 ★Texas Ratio: 3.35%, TD BankTD Bank125 State St, Albany, NY 12207A+5.0 ★Texas Ratio: 3.71%, Wells Fargo Bank NAWells Fargo Bank NA921 Saw Mill River Rd, Ardsley, NY 10502A+5.0 ★Texas Ratio: 5.36%, Suma Federal Credit UnionSuma Federal Credit Union16 Twin Ave, Spring Valley, NY 10977A5.0 ★Texas Ratio: 12.06%, TEG Federal Credit UnionTEG Federal Credit Union4282 Albany Post Rd, Hyde Park, NY 12538A+5.0 ★Texas Ratio: 4.23%, and PNC Bank N.A.PNC Bank N.A.200 Broadway, New York, NY 10038A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hastings-on-Hudson, New York in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hastings-on-Hudson are listed first, then lenders elsewhere in New York, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Hastings-on-Hudson, New York. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1440 Central Ave, Albany, NY 12205 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 6 +6 HELOCs |
7.9% | 100% | $1,188,333 | View |
|
1 S Airmont Rd, Airmont, NY 10901 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 6 +2 HELOCs |
7.9% | 100% | $601,666 | View |
|
1000 Willis Ave, Albertson, NY 11507 A+5.0 ★Texas Ratio: 2.82% |
Conventional, HELOC | 5 +5 HELOCs |
6.6% | 100% | $945,000 | View |
|
1450 Western Ave, Albany, NY 12203 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 5 +3 HELOCs |
6.6% | 100% | $901,000 | View |
|
1704 Western Ave Ste 7, Albany, NY 12203 A+5.0 ★Texas Ratio: 3.35% |
Conventional, HELOC | 2 +1 HELOCs |
2.6% | 66.7% | $55,000 | View |
|
125 State St, Albany, NY 12207 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
2.6% | 100% | $670,000 | View |
|
921 Saw Mill River Rd, Ardsley, NY 10502 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 2.6% | 100% | $250,000 | View |
|
16 Twin Ave, Spring Valley, NY 10977 A5.0 ★Texas Ratio: 12.06% |
Conventional | 1 | 1.3% | 100% | $135,000 | View |
|
4282 Albany Post Rd, Hyde Park, NY 12538 A+5.0 ★Texas Ratio: 4.23% |
Conventional | 1 | 1.3% | 50% | $405,000 | |
|
★ 1.7 stars, 3 reviews 200 Broadway, New York, NY 10038 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 1.3% | 100% | $905,000 | View |
|
2000 Westchester Ave, Purchase, NY 10577 A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 1.3% | 100% | $815,000 | View |
|
425 Broadhollow Rd, Melville, NY 11747 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 1.3% | 100% | $1,005,000 | View |
|
1145 Willis Ave, Albertson, NY 11507 1232 B+4.8 ★Texas Ratio: 17.52% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
★ 5 stars, 1 review 604 Main St, Arcade, NY 14009 A5.0 ★Texas Ratio: 6.37% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Better Mortgage Corporation
300 Crosspoint Pkwy, Getzville, NY 14068 1606 |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
East Coast Capital Corp.
|
Conventional | 2 | 2.6% | 100% | $370,000 | |
Contour Mortgage Corporation
|
Conventional | 1 | 1.3% | 100% | $645,000 | |
FM Home Loans LLC
|
Conventional | 1 | 1.3% | 100% | $705,000 | |
United Nations Federal CU
|
Conventional, Jumbo | 1 | 1.3% | 100% | $1,425,000 | |
loanDepot.com LLC
|
Conventional | 7 | 9.2% | 100% | $630,714 | |
United Wholesale Mortgage
|
Conventional, FHA | 5 | 6.6% | 100% | $695,000 | |
Rocket Mortgage
|
Conventional | 4 | 5.3% | 100% | $352,500 | |
CrossCountry Mortgage, LLC
|
Conventional, Jumbo | 4 | 5.3% | 100% | $1,007,500 | |
Prosperity Home Mortgage, LLC
|
Conventional | 4 | 5.3% | 100% | $900,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 2.6% | 100% | $805,000 | View |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional | 2 | 2.6% | 100% | $705,000 | View |
Guaranteed Rate, Inc.
|
Conventional | 1 | 1.3% | 100% | $705,000 | |
|
A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 1.3% | 100% | $775,000 | View |
Nbkc Bank
|
Conventional | 1 | 1.3% | 100% | $605,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 1.3% | 100% | $835,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 1.3% | 100% | $375,000 | |
Pennymac Loan Services LLC
|
Conventional | 1 | 1.3% | 100% | $685,000 | |
Skyrock Mortgage
|
Conventional | 1 | 1.3% | 100% | $805,000 | |
Cmg Mortgage Inc
|
Conventional, Jumbo | 1 | 1.3% | 100% | $1,755,000 | |
Total Mortgage Services, LLC
|
Conventional | 1 | 1.3% | 100% | $745,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 1.3% | 100% | $495,000 | View |
Tower Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A-4.8 ★Texas Ratio: 12.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
| HELOC | 0 +1 HELOCs |
0% | n/a | View | ||
First Technology Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for New York compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Hastings-on-Hudson? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hastings-on-Hudson in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Hastings-on-Hudson, NY lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 46.1 percent of home loans in Hastings-on-Hudson, New York in 2025, banks 47.4 percent and credit unions 6.6 percent. Better Mortgage Corporation was the largest mortgage company, Citizens Bank, NA the largest bank and Hudson Valley Credit Union the largest credit union. Among lenders headquartered in New York, Citibank, NA led with 5 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New York. State mortgage recording tax of 0.5 percent plus a 0.25 percent special additional tax (paid by the lender on one to six family homes) and 0.25 percent more in the MCTD counties; in New York City the combined rate is 2.05 percent under $500,000 and 2.175 percent at or above, of which the borrower effectively pays 1.8 or 1.925 percent. State transfer tax is $2 per $500 plus a 1 percent mansion tax on homes of $1 million or more; NYC adds its own 1 to 1.425 percent RPTT. A CEMA (consolidation, extension and modification agreement) assigns the old mortgage to the new lender so recording tax is paid only on new money, and is standard practice for refinances and many purchases.
By home loans closed in 2025, Citizens Bank, NA was the largest mortgage lender in Hastings-on-Hudson, New York with 6 loans, about 7.9 percent of the market. The largest lender headquartered in New York was Citibank, NA with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Hastings-on-Hudson, New York in 2025, led by United Wholesale Mortgage with 1. 0 lenders closed VA loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 8 credit unions closed home loans in Hastings-on-Hudson, New York in 2025, alongside 17 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hastings-on-Hudson, New York during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hastings-on-Hudson, New York for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hastings-on-Hudson. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.