Mortgage Lenders and Brokers in Fishkill, New York
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fishkill, New York mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA15 Merritt Blvd, Fishkill, NY 12524A+5.0 ★Texas Ratio: 3.68%, Citizens Bank, NACitizens Bank, NA463 Route 9, Fishkill, NY 12524A+5.0 ★Texas Ratio: 5.44%, Trustco BankTrustco Bank1545 Route 52, Fishkill, NY 12524A+5.0 ★Texas Ratio: 4.14%, Beacon Bank & TrustBeacon Bank & Trust804 Route 9, Fishkill, NY 12524A+5.0 ★Texas Ratio: 5.36%, M&T BankM&T Bank67 Jackson St, Fishkill, NY 12524A+5.0 ★Texas Ratio: 4.11%, Hudson Valley Credit UnionHudson Valley Credit Union6 Schuyler Blvd, Fishkill, NY 12524 2238A+5.0 ★Texas Ratio: 3.35%, TEG Federal Credit UnionTEG Federal Credit Union4282 Albany Post Rd, Hyde Park, NY 12538A+5.0 ★Texas Ratio: 4.23%, Ulster Savings BankUlster Savings Bank2201 Route 44 55, Gardiner, NY 12525A5.0 ★Texas Ratio: 12.93%, Suma Federal Credit UnionSuma Federal Credit Union16 Twin Ave, Spring Valley, NY 10977A5.0 ★Texas Ratio: 12.06%, and Wallkill Valley Federal Savings & Loan AssociationWallkill Valley Federal Savings & Loan Association252 Main St, Highland Falls, NY 10928A+5.0 ★Texas Ratio: 0.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fishkill, New York in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fishkill are listed first, then lenders elsewhere in New York, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fishkill, New York
Market share is the lender's share of all home loans closed in Fishkill, New York. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Fishkill 15 Merritt Blvd, Fishkill, NY 12524 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 4.7% | 100% | $465,000 | View |
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1 office in Fishkill 463 Route 9, Fishkill, NY 12524 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.8 stars, 5 reviews 1 office in Fishkill 1545 Route 52, Fishkill, NY 12524 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1 office in Fishkill 804 Route 9, Fishkill, NY 12524 A+5.0 ★Texas Ratio: 5.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1 office in Fishkill 67 Jackson St, Fishkill, NY 12524 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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6 Schuyler Blvd, Fishkill, NY 12524 2238 A+5.0 ★Texas Ratio: 3.35% |
Conventional, HELOC | 9 +13 HELOCs |
14.1% | 78.6% | $152,777 | View |
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4282 Albany Post Rd, Hyde Park, NY 12538 A+5.0 ★Texas Ratio: 4.23% |
Conventional | 3 | 4.7% | 100% | $271,666 | |
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2201 Route 44 55, Gardiner, NY 12525 A5.0 ★Texas Ratio: 12.93% |
Conventional | 2 | 3.1% | 100% | $255,000 | View |
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16 Twin Ave, Spring Valley, NY 10977 A5.0 ★Texas Ratio: 12.06% |
Conventional | 1 | 1.6% | 100% | $295,000 | View |
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252 Main St, Highland Falls, NY 10928 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 1.6% | 100% | $235,000 | View |
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353 E 149th St, Bronx, NY 10455 A5.0 ★Texas Ratio: 8.74% |
Conventional | 1 | 1.6% | 100% | $625,000 | View |
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2067 Bartow Ave, Bronx, NY 10475 A5.0 ★Texas Ratio: 11.81% |
Conventional | 1 | 1.6% | 100% | $285,000 | View |
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575 Broadway, Albany, NY 12207 A5.0 ★Texas Ratio: 6.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Homestead Funding Corp.
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Conventional | 5 | 7.8% | 100% | $275,000 | |
Cliffco, Inc.
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Conventional | 1 | 1.6% | 100% | $215,000 | |
Reliance First Capital, LLC
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VA | 1 | 1.6% | 100% | $335,000 | |
Rocket Mortgage
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Conventional, FHA | 9 | 14.1% | 90% | $225,000 | |
United Wholesale Mortgage
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Conventional | 5 | 7.8% | 100% | $355,000 | |
CrossCountry Mortgage, LLC
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Conventional | 5 | 7.8% | 100% | $207,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 3 | 4.7% | 100% | $368,333 | |
Pennymac Loan Services LLC
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Conventional, VA | 2 | 3.1% | 66.7% | $395,000 | |
HomeBridge Financial Services, Inc
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Conventional | 2 | 3.1% | 100% | $330,000 | |
Nationstar Mortgage
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Conventional | 2 | 3.1% | 100% | $215,000 | |
Mortgage Research Center
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VA | 2 | 3.1% | 66.7% | $465,000 | |
Primelending
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Conventional | 1 | 1.6% | 100% | $345,000 | |
Norwich Commercial Group Inc
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FHA | 1 | 1.6% | 100% | $435,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 1.6% | 100% | $185,000 | |
American Financial Network, Inc.
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FHA | 1 | 1.6% | 100% | $445,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 1.6% | 100% | $305,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 1.6% | 100% | $345,000 |
Fishkill Mortgage Rate Trends
Daily average mortgage rates for New York compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fishkill, New York
Looking for mortgage lenders near me or mortgage brokers near me in Fishkill? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fishkill in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fishkill, NY
Use these to narrow the list above. Each category shows how many Fishkill, NY lenders fit and what that kind of lender is usually best for.
Who Lends in Fishkill, NY
Independent mortgage companies closed 65.6 percent of home loans in Fishkill, New York in 2025, banks 12.5 percent and credit unions 21.9 percent. Homestead Funding Corp. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Hudson Valley Credit Union the largest credit union. Among lenders headquartered in New York, Trustco Bank led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New York. State mortgage recording tax of 0.5 percent plus a 0.25 percent special additional tax (paid by the lender on one to six family homes) and 0.25 percent more in the MCTD counties; in New York City the combined rate is 2.05 percent under $500,000 and 2.175 percent at or above, of which the borrower effectively pays 1.8 or 1.925 percent. State transfer tax is $2 per $500 plus a 1 percent mansion tax on homes of $1 million or more; NYC adds its own 1 to 1.425 percent RPTT. A CEMA (consolidation, extension and modification agreement) assigns the old mortgage to the new lender so recording tax is paid only on new money, and is standard practice for refinances and many purchases.
More New York Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fishkill, NY
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Fishkill, New York with 3 loans, about 4.7 percent of the market. The largest lender headquartered in New York was Trustco Bank with 0 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Fishkill, New York in 2025, led by Rocket Mortgage with 1. 3 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 5 credit unions closed home loans in Fishkill, New York in 2025, alongside 16 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fishkill, New York during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fishkill, New York for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fishkill. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
