Mortgage Lenders and Brokers in Zephyr Cove, Nevada
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Zephyr Cove, Nevada mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA212 Elks Point Rd, Zephyr Cove, NV 89448A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3883 S Carson St, Carson City, NV 89701A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.3405 Market St, Carson City, NV 89706A+5.0 ★Texas Ratio: 2.85%, BMO Harris Bank NABMO Harris Bank NA2976 N Carson St, Carson City, NV 89706A+5.0 ★Texas Ratio: 3.54%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.1811 College Pkwy, Carson City, NV 89706A+5.0 ★Texas Ratio: 3.72%, Charles Schwab Bank, SsbCharles Schwab Bank, SsbA+5.0 ★Texas Ratio: 0.14%, Rocket Mortgage, Morgan Stanley Private Bank NAMorgan Stanley Private Bank NAA4.8 ★Texas Ratio: 2.45%, CrossCountry Mortgage, LLC, and United Wholesale Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Zephyr Cove, Nevada in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Zephyr Cove are listed first, then lenders elsewhere in Nevada, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Zephyr Cove, Nevada
Market share is the lender's share of all home loans closed in Zephyr Cove, Nevada. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Zephyr Cove 212 Elks Point Rd, Zephyr Cove, NV 89448 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 2 | 5.7% | 66.7% | $1,375,000 | View |
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3883 S Carson St, Carson City, NV 89701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
2.9% | 50% | $2,185,000 | View |
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3405 Market St, Carson City, NV 89706 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 1 | 2.9% | 33.3% | $505,000 | View |
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2976 N Carson St, Carson City, NV 89706 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 1 | 2.9% | 100% | $11,505,000 | View |
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1811 College Pkwy, Carson City, NV 89706 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 2 | 5.7% | 100% | $1,815,000 | View |
Rocket Mortgage
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Conventional, Jumbo | 6 | 17.1% | 75% | $585,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo, HELOC | 4 +1 HELOCs |
11.4% | 100% | $2,197,500 | View |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 2 | 5.7% | 100% | $450,000 | |
United Wholesale Mortgage
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Conventional | 1 | 2.9% | 100% | $755,000 | |
Nbkc Bank
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VA, Jumbo | 1 | 2.9% | 100% | $1,055,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, Jumbo | 1 | 2.9% | 100% | $3,505,000 | View |
loanDepot.com LLC
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VA | 1 | 2.9% | 100% | $425,000 | |
Guild Mortgage Company
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Conventional, Jumbo | 1 | 2.9% | 100% | $1,625,000 | |
American Financial Network, Inc.
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Conventional | 1 | 2.9% | 100% | $555,000 | |
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A5.0 ★Texas Ratio: 7.12% |
Conventional, Jumbo | 1 | 2.9% | 100% | $1,505,000 | View |
Ahl Funding
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Conventional, Jumbo | 1 | 2.9% | 100% | $895,000 | |
Securitynational Mortgage Company
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Conventional, Jumbo | 1 | 2.9% | 100% | $1,375,000 | |
Ameritrust Mortgage Corporation
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Conventional, Jumbo | 1 | 2.9% | 100% | $845,000 | |
Cardinal Financial Company, Li
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Conventional, Jumbo | 1 | 2.9% | 100% | $1,115,000 | |
Lendsure Mortgage Corp.
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Conventional, Jumbo | 1 | 2.9% | 100% | $2,295,000 | |
The Loan Store, Inc
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Conventional | 1 | 2.9% | 100% | $735,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional, Jumbo | 1 | 2.9% | 100% | $2,205,000 | |
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A5.0 ★Texas Ratio: 11.57% |
Conventional, Jumbo | 1 | 2.9% | 100% | $2,035,000 | View |
JMAC Lending, Inc.
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Conventional, Jumbo | 1 | 2.9% | 100% | $3,755,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Stanford Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 9.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A-4.8 ★Texas Ratio: 12.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.33% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Zephyr Cove Mortgage Rate Trends
Daily average mortgage rates for Nevada compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Zephyr Cove, Nevada
Looking for mortgage lenders near me or mortgage brokers near me in Zephyr Cove? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Zephyr Cove in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Zephyr Cove, NV
Use these to narrow the list above. Each category shows how many Zephyr Cove, NV lenders fit and what that kind of lender is usually best for.
Who Lends in Zephyr Cove, NV
Independent mortgage companies closed 57.1 percent of home loans in Zephyr Cove, Nevada in 2025, banks 42.9 percent and credit unions 0 percent. Rocket Mortgage was the largest mortgage company, Wells Fargo Bank NA the largest bank and Stanford Federal Credit Union the largest credit union.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Nevada. Real property transfer tax of $1.95 per $500 of value statewide (about 0.39 percent), $2.05 per $500 in Washoe and Churchill counties, and $2.55 per $500 (0.51 percent) in Clark County; buyer and seller are jointly liable and the seller customarily pays. No mortgage recording tax.
More Nevada Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Zephyr Cove, NV
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Zephyr Cove, Nevada with 2 loans, about 5.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 4 credit unions closed home loans in Zephyr Cove, Nevada in 2025, alongside 15 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Zephyr Cove, Nevada during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Zephyr Cove, Nevada for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Zephyr Cove. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
