Mortgage Lenders and Brokers in Gerlach, Nevada
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Gerlach, Nevada mortgage lenders include US Bank, N.A.US Bank, N.A.3405 Market St, Carson City, NV 89706A+5.0 ★Texas Ratio: 2.85%, Greater Nevada MortgageGreater Nevada Mortgage4070 Silver Sage Dr, Carson City, NV 89701F1.0 ★Texas Ratio: 55.97%, One Nevada Credit UnionOne Nevada Credit Union1090 W Sunset Rd Ste B, Henderson, NV 89014 6678A+5.0 ★Texas Ratio: 0.72%, Bank of America NABank of America NA947 Topsy Ln, Carson City, NV 89705A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3883 S Carson St, Carson City, NV 89701A+5.0 ★Texas Ratio: 3.68%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.1811 College Pkwy, Carson City, NV 89706A+5.0 ★Texas Ratio: 3.72%, Guild Mortgage Company, United Wholesale Mortgage, Rocket Mortgage, and CrossCountry Mortgage, LLC. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Gerlach, Nevada in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Gerlach are listed first, then lenders elsewhere in Nevada, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Gerlach, Nevada
Market share is the lender's share of all home loans closed in Gerlach, Nevada. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3405 Market St, Carson City, NV 89706 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +2 HELOCs |
1.9% | 100% | $120,000 | View |
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4070 Silver Sage Dr, Carson City, NV 89701 F1.0 ★Texas Ratio: 55.97% |
Conventional | 2 | 1.9% | 100% | $710,000 | View |
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1090 W Sunset Rd Ste B, Henderson, NV 89014 6678 A+5.0 ★Texas Ratio: 0.72% |
Conventional | 1 | 0.9% | 100% | $105,000 | View |
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947 Topsy Ln, Carson City, NV 89705 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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3883 S Carson St, Carson City, NV 89701 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1811 College Pkwy, Carson City, NV 89706 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guild Mortgage Company
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Conventional, FHA, VA | 21 | 19.8% | 84.6% | $396,904 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 13 +1 HELOCs |
12.3% | 92.9% | $535,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 8 | 7.5% | 75% | $263,750 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 5 +1 HELOCs |
4.7% | 85.7% | $451,000 | |
United Federal Credit Union
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Conventional, HELOC | 3 +1 HELOCs |
2.8% | 100% | $428,333 | |
Premier Mortgage Resources, LLC
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Conventional | 3 | 2.8% | 100% | $551,666 | |
Go Mortgage, LLC
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FHA | 3 | 2.8% | 100% | $525,000 | |
The Loan Store, Inc
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Conventional | 3 | 2.8% | 75% | $611,666 | |
Primelending
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Conventional, VA | 2 | 1.9% | 50% | $650,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 2 | 1.9% | 100% | $530,000 | |
loanDepot.com LLC
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Conventional | 2 | 1.9% | 100% | $125,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 1.9% | 100% | $345,000 | |
American Financing Corporation
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Conventional | 2 | 1.9% | 100% | $150,000 | |
Mortgage Research Center
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VA, Jumbo | 2 | 1.9% | 100% | $670,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 1.9% | 50% | $540,000 | |
Pacific Residential Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $335,000 | |
Primary Residential Mortgage, INC.
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VA | 1 | 0.9% | 100% | $545,000 | |
Goodleap, LLC
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FHA | 1 | 0.9% | 100% | $385,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $85,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.9% | 50% | $205,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 0.9% | 100% | $405,000 | View |
Discover Bank
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Conventional | 1 | 0.9% | 100% | $45,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.9% | 100% | $65,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.9% | 100% | $635,000 | |
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A5.0 ★Texas Ratio: 9.78% |
Conventional | 1 | 0.9% | 100% | $205,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.9% | 100% | $805,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.9% | 100% | $495,000 | View |
Franklin Loan Corporation
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Conventional | 1 | 0.9% | 100% | $435,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $535,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.9% | 100% | $305,000 | View |
Nationstar Mortgage
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FHA | 1 | 0.9% | 100% | $585,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.9% | 100% | $255,000 | |
Iserve Residential Lending
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Conventional | 1 | 0.9% | 100% | $745,000 | |
Mortgage Solutions of Colorado
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Conventional | 1 | 0.9% | 100% | $505,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.9% | 100% | $805,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.9% | 50% | $385,000 | |
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A+5.0 ★Texas Ratio: 0.03% |
Conventional | 1 | 0.9% | 100% | $745,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.9% | 100% | $605,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.9% | 100% | $575,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.9% | 100% | $545,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.9% | 100% | $555,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.9% | 8.3% | $85,000 | |
JMAC Lending, Inc.
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VA | 1 | 0.9% | 100% | $615,000 | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
New American Funding, LLC.
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HELOC | 0 +1 HELOCs |
0% | n/a |
Gerlach Mortgage Rate Trends
Daily average mortgage rates for Nevada compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Gerlach, Nevada
Looking for mortgage lenders near me or mortgage brokers near me in Gerlach? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Gerlach in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Gerlach, NV
Use these to narrow the list above. Each category shows how many Gerlach, NV lenders fit and what that kind of lender is usually best for.
Who Lends in Gerlach, NV
Independent mortgage companies closed 82.1 percent of home loans in Gerlach, Nevada in 2025, banks 10.4 percent and credit unions 7.5 percent. Guild Mortgage Company was the largest mortgage company, US Bank, N.A. the largest bank and Greater Nevada Mortgage the largest credit union. Among lenders headquartered in Nevada, Greater Nevada Mortgage led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Nevada. Real property transfer tax of $1.95 per $500 of value statewide (about 0.39 percent), $2.05 per $500 in Washoe and Churchill counties, and $2.55 per $500 (0.51 percent) in Clark County; buyer and seller are jointly liable and the seller customarily pays. No mortgage recording tax.
More Nevada Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Gerlach, NV
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Gerlach, Nevada with 2 loans, about 1.9 percent of the market. The largest lender headquartered in Nevada was Greater Nevada Mortgage with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Gerlach, Nevada in 2025, led by Guild Mortgage Company with 3. 9 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 8 credit unions closed home loans in Gerlach, Nevada in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Gerlach, Nevada during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Gerlach, Nevada for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Gerlach. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
