MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Peru, Nebraska

Peru, Nebraska mortgage lenders include FirstBank of NebraskaFirstBank of Nebraska110 Pawnee St, Burchard, NE 68323A+5.0 ★Texas Ratio: 4.58%, State Bank of Table RockState Bank of Table Rock301 Miner St, Du Bois, NE 68345A5.0 ★Texas Ratio: 7.21%, Union Bank and Trust CompanyUnion Bank and Trust Company238 E 4th St, Ainsworth, NE 69210A+5.0 ★Texas Ratio: 2.09%, Citizens State BankCitizens State Bank150 Maple St, Friend, NE 68359A+5.0 ★Texas Ratio: 3.39%, Access BankAccess Bank7223 S 84th St, La Vista, NE 68128A+5.0 ★Texas Ratio: 3.62%, Centris Federal Credit UnionCentris Federal Credit Union2207 Pratt Ave, Bellevue, NE 68123A+5.0 ★Texas Ratio: 3.12%, Charter West BankCharter West Bank20041 Manderson St, Elkhorn, NE 68022A+5.0 ★Texas Ratio: 2.29%, Cobalt Credit UnionCobalt Credit Union11515 S 39th St, Bellevue, NE 68123 5200A5.0 ★Texas Ratio: 6.25%, Frontier BankFrontier BankOmaha, NEA+4.7 ★Texas Ratio: 0.00%, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Peru, Nebraska in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Peru are listed first, then lenders elsewhere in Nebraska, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Peru, Nebraska

Market share is the lender's share of all home loans closed in Peru, Nebraska. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
110 Pawnee St, Burchard, NE 68323
A+5.0 ★Texas Ratio: 4.58%
Conventional 4 10.3% 100% $110,000 View
301 Miner St, Du Bois, NE 68345
A5.0 ★Texas Ratio: 7.21%
Conventional, Jumbo 3 7.7% 100% $455,000 View
238 E 4th St, Ainsworth, NE 69210
A+5.0 ★Texas Ratio: 2.09%
Conventional 3 7.7% 100% $165,000 View
150 Maple St, Friend, NE 68359
A+5.0 ★Texas Ratio: 3.39%
Conventional 1 2.6% 100% $35,000 View
7223 S 84th St, La Vista, NE 68128
A+5.0 ★Texas Ratio: 3.62%
Conventional 1 2.6% 100% $225,000 View
2207 Pratt Ave, Bellevue, NE 68123
A+5.0 ★Texas Ratio: 3.12%
Conventional 1 2.6% 100% $25,000 View
20041 Manderson St, Elkhorn, NE 68022
A+5.0 ★Texas Ratio: 2.29%
Conventional 1 2.6% 100% $105,000 View
11515 S 39th St, Bellevue, NE 68123 5200
A5.0 ★Texas Ratio: 6.25%
HELOC 0
+1 HELOCs
0% n/a View
A+4.7 ★Texas Ratio: 0.00%
Conventional 1 2.6% 100% $155,000 View
Rocket Mortgage
Conventional 3 7.7% 75% $68,333
Castle & Cooke Mortgage, LLC
Conventional 3 7.7% 100% $151,666
Mortgage Research Center
VA 2 5.1% 66.7% $405,000
Mutual of Omaha Mortgage
Conventional, FHA 2 5.1% 100% $175,000
A5.0 ★Texas Ratio: 8.14%
Conventional, VA 2 5.1% 100% $135,000
Cmg Mortgage Inc
FHA, HELOC 1
+1 HELOCs
2.6% 100% $155,000
Everett Financial, Inc.
Conventional 1 2.6% 100% $325,000
Newrez LLC
Conventional 1 2.6% 33.3% $145,000
A+5.0 ★Texas Ratio: 2.38%
Conventional 1 2.6% 100% $55,000 View
Amerisave Mortgage Company
Conventional 1 2.6% 50% $65,000
New Day Financial, LLC.
VA 1 2.6% 100% $125,000
Peoples Mortgage Company
VA 1 2.6% 100% $245,000
Iowa Bankers Mortgage Corporation
Conventional 1 2.6% 100% $85,000
Zillow Home Loans, LLC
FHA 1 2.6% 100% $115,000
Farm Credit Mid-America, Aca
Conventional 1 2.6% 100% $65,000
A+5.0 ★Texas Ratio: 0.51%
Conventional 1 2.6% 100% $55,000 View
Gershman Investment Corp.
FHA 1 2.6% 100% $265,000
Lendage, LLC dba Achieve Loans
HELOC 0
+2 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Peru, Nebraska

Looking for mortgage lenders near me or mortgage brokers near me in Peru? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Peru in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Peru, NE

Use these to narrow the list above. Each category shows how many Peru, NE lenders fit and what that kind of lender is usually best for.

Who Lends in Peru, NE

Independent mortgage companies closed 51.3 percent of home loans in Peru, Nebraska in 2025, banks 41 percent and credit unions 7.7 percent. Rocket Mortgage was the largest mortgage company, FirstBank of Nebraska the largest bank and Centris Federal Credit Union the largest credit union. Among lenders headquartered in Nebraska, FirstBank of Nebraska led with 4 loans.

51.3%
Mortgage companies
41%
Banks
7.7%
Credit unions
10%
FHA loans
13%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Nebraska. State documentary stamp tax paid by the seller of $3.32 per $1,000 of value effective July 18, 2026 under LB 1067 to fund workforce housing; the rate was $2.25 per $1,000 from 2005 through September 2, 2025 and $2.32 from September 3, 2025 to July 17, 2026, and it drops back to $2.32 on January 1, 2032. No mortgage recording tax.

More Nebraska Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Peru, NE

Who is the largest mortgage lender in Peru, NE?

By home loans closed in 2025, FirstBank of Nebraska was the largest mortgage lender in Peru, Nebraska with 4 loans, about 10.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Peru, NE mortgage lenders offer FHA, VA and USDA loans?

4 lenders closed FHA loans in Peru, Nebraska in 2025, led by Mutual of Omaha Mortgage with 1. 4 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Peru, NE lender list?

Yes. 9 banks and 3 credit unions closed home loans in Peru, Nebraska in 2025, alongside 15 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Peru, NE ranked on this page?

Lenders are ranked only by the number of home loans they closed in Peru, Nebraska during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Peru, Nebraska for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Peru. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.