Mortgage Lenders and Brokers in Winona, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Winona, Missouri mortgage lenders include Simmons BankSimmons Bank1540 State Highway 248, Branson, MO 65616A+5.0 ★Texas Ratio: 5.33%, Southern BankSouthern Bank310 N Ruth St, Advance, MO 63730A5.0 ★Texas Ratio: 6.11%, MRV BanksMRV Banks1505 N Mount Auburn Rd, Cape Girardeau, MO 63701F1.6 ★Texas Ratio: 56.27%, Mid-Missouri BankMid-Missouri Bank2275 S Springfield Ave, Bolivar, MO 65613A+5.0 ★Texas Ratio: 0.49%, The Central Trust BankThe Central Trust Bank405 E Broadway, Ashland, MO 65010A+5.0 ★Texas Ratio: 3.12%, Peoples Community BankPeoples Community Bank200 E 2nd St, Annapolis, MO 63620A+5.0 ★Texas Ratio: 4.76%, OakStar BankOakStar Bank340 S Springfield Ave, Bolivar, MO 65613A+5.0 ★Texas Ratio: 3.21%, Das Acquisition Company, LLCDas Acquisition Company, LLCSaint Louis, MO, Mortgage Research CenterMortgage Research CenterColumbia, MO, and United Wholesale Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Winona, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Winona are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Winona, Missouri
Market share is the lender's share of all home loans closed in Winona, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1540 State Highway 248, Branson, MO 65616 A+5.0 ★Texas Ratio: 5.33% |
Conventional, HELOC | 1 +1 HELOCs |
2.6% | 100% | $55,000 | View |
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310 N Ruth St, Advance, MO 63730 A5.0 ★Texas Ratio: 6.11% |
Conventional | 1 | 2.6% | 50% | $225,000 | View |
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1505 N Mount Auburn Rd, Cape Girardeau, MO 63701 F1.6 ★Texas Ratio: 56.27% |
Conventional | 1 | 2.6% | 100% | $295,000 | View |
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2275 S Springfield Ave, Bolivar, MO 65613 A+5.0 ★Texas Ratio: 0.49% |
Conventional | 1 | 2.6% | 100% | $85,000 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
USDA | 1 | 2.6% | 100% | $265,000 | View |
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200 E 2nd St, Annapolis, MO 63620 A+5.0 ★Texas Ratio: 4.76% |
Conventional | 1 | 2.6% | 100% | $45,000 | View |
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★ 5 stars, 1 review 340 S Springfield Ave, Bolivar, MO 65613 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Das Acquisition Company, LLC
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Conventional, FHA, VA, USDA | 9 | 23.1% | 75% | $198,333 | |
Mortgage Research Center
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VA | 2 | 5.1% | 100% | $240,000 | |
United Wholesale Mortgage
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FHA, VA | 2 | 5.1% | 100% | $310,000 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA | 2 | 5.1% | 66.7% | $350,000 | View |
Primelending
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Conventional | 2 | 5.1% | 100% | $205,000 | |
PHH Mortgage Corporation
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Conventional, VA | 2 | 5.1% | 100% | $455,000 | |
Southwest Stage Funding LLC
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Conventional | 2 | 5.1% | 100% | $165,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
2.6% | 100% | $95,000 | |
Everett Financial, Inc.
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USDA | 1 | 2.6% | 100% | $85,000 | |
Freedom Mortgage Corporation
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VA | 1 | 2.6% | 100% | $305,000 | |
Nfm, Inc
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Conventional | 1 | 2.6% | 100% | $335,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 2.6% | 100% | $585,000 | View |
Nationstar Mortgage
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Conventional | 1 | 2.6% | 100% | $45,000 | |
Geneva Financial LLC
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USDA | 1 | 2.6% | 100% | $85,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 2.6% | 100% | $385,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 2.6% | 100% | $145,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 2.6% | 33.3% | $105,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 2.6% | 100% | $265,000 | |
Village Capital & Investment
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VA | 1 | 2.6% | 100% | $255,000 | |
New American Funding, LLC.
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HELOC | 0 +1 HELOCs |
0% | n/a |
Winona Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Winona, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Winona? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Winona in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Winona, MO
Use these to narrow the list above. Each category shows how many Winona, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Winona, MO
Independent mortgage companies closed 69.2 percent of home loans in Winona, Missouri in 2025, banks 28.2 percent and credit unions 2.6 percent. Das Acquisition Company, LLC was the largest mortgage company, Simmons Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Missouri, Southern Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Winona, MO
By home loans closed in 2025, Simmons Bank was the largest mortgage lender in Winona, Missouri with 1 loans, about 2.6 percent of the market. The largest lender headquartered in Missouri was Southern Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Winona, Missouri in 2025, led by Das Acquisition Company, LLC with 3. 9 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 1 credit unions closed home loans in Winona, Missouri in 2025, alongside 15 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Winona, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Winona, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Winona. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
