Sweet Springs, Missouri mortgage lenders include Community Bank of MarshallCommunity Bank of Marshall111 N Locust St, Sweet Springs, MO 65351A+5.0 ★Texas Ratio: 5.27%, Equity BankEquity Bank300 S Miller St, Sweet Springs, MO 65351A5.0 ★Texas Ratio: 6.60%, State Bank of MissouriState Bank of Missouri114 South Country Road, Alma, MO 64001A5.0 ★Texas Ratio: 13.33%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Wood & Huston BankWood & Huston Bank111 S Broadview St, Cape Girardeau, MO 63703A+5.0 ★Texas Ratio: 1.77%, The Central Trust BankThe Central Trust Bank405 E Broadway, Ashland, MO 65010A+5.0 ★Texas Ratio: 3.12%, Bank of OdessaBank of Odessa201 E Front St, La Monte, MO 65337A5.0 ★Texas Ratio: 11.55%, Central Missouri Community Credit UnionCentral Missouri Community Credit Union920 Stonner Loop, Richmond, MO 64085A+5.0 ★Texas Ratio: 4.01%, First State Community BankFirst State Community Bank74 Rue Terre Bonne, Bonne Terre, MO 63628A5.0 ★Texas Ratio: 6.95%, and F & C BankF & C Bank1006 Eagle Crest Dr, Holden, MO 64040A+5.0 ★Texas Ratio: 3.13%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sweet Springs, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sweet Springs are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Sweet Springs, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Sweet Springs 111 N Locust St, Sweet Springs, MO 65351 A+5.0 ★Texas Ratio: 5.27% |
Conventional | 13 | 27.7% | 100% | $111,923 | View |
|
1 office in Sweet Springs 300 S Miller St, Sweet Springs, MO 65351 A5.0 ★Texas Ratio: 6.60% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
114 South Country Road, Alma, MO 64001 A5.0 ★Texas Ratio: 13.33% |
Conventional | 4 | 8.5% | 80% | $107,500 | View |
|
803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, USDA | 3 | 6.4% | 100% | $165,000 | View |
|
★ 5 stars, 1 review 111 S Broadview St, Cape Girardeau, MO 63703 A+5.0 ★Texas Ratio: 1.77% |
Conventional | 2 | 4.3% | 100% | $90,000 | View |
|
405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional, USDA | 2 | 4.3% | 66.7% | $95,000 | View |
|
201 E Front St, La Monte, MO 65337 A5.0 ★Texas Ratio: 11.55% |
Conventional | 1 | 2.1% | 100% | $65,000 | View |
|
920 Stonner Loop, Richmond, MO 64085 A+5.0 ★Texas Ratio: 4.01% |
Conventional | 1 | 2.1% | 50% | $105,000 | View |
|
74 Rue Terre Bonne, Bonne Terre, MO 63628 A5.0 ★Texas Ratio: 6.95% |
Conventional | 1 | 2.1% | 100% | $75,000 | View |
|
1006 Eagle Crest Dr, Holden, MO 64040 A+5.0 ★Texas Ratio: 3.13% |
Conventional | 1 | 2.1% | 100% | $335,000 | View |
|
A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA | 3 | 6.4% | 75% | $98,333 | View |
Leaderone Financial Corp.
|
FHA, USDA | 3 | 6.4% | 100% | $171,666 | |
Guild Mortgage Company
|
Conventional, FHA | 2 | 4.3% | 100% | $75,000 | |
Everett Financial, Inc.
|
USDA | 1 | 2.1% | 100% | $135,000 | |
CrossCountry Mortgage, LLC
|
FHA | 1 | 2.1% | 100% | $115,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
FHA | 1 | 2.1% | 100% | $225,000 | View |
Pennymac Loan Services LLC
|
Conventional | 1 | 2.1% | 50% | $45,000 | |
Amerisave Mortgage Company
|
FHA | 1 | 2.1% | 50% | $155,000 | |
loanDepot.com LLC
|
VA | 1 | 2.1% | 100% | $245,000 | |
American Financing Corporation
|
FHA | 1 | 2.1% | 100% | $45,000 | |
Nationstar Mortgage
|
Conventional | 1 | 2.1% | 50% | $45,000 | |
Prosperity Home Mortgage, LLC
|
FHA | 1 | 2.1% | 100% | $205,000 | |
Fairway Independent Mort Corp
|
FHA | 1 | 2.1% | 50% | $105,000 | |
Geneva Financial LLC
|
Conventional | 1 | 2.1% | 100% | $55,000 |
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Sweet Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sweet Springs in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Sweet Springs, MO lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 44.7 percent of home loans in Sweet Springs, Missouri in 2025, banks 53.2 percent and credit unions 2.1 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Community Bank of Marshall the largest bank and Central Missouri Community Credit Union the largest credit union. Among lenders headquartered in Missouri, Community Bank of Marshall led with 13 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
By home loans closed in 2025, Community Bank of Marshall was the largest mortgage lender in Sweet Springs, Missouri with 13 loans, about 27.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Sweet Springs, Missouri in 2025, led by Leaderone Financial Corp. with 2. 1 lenders closed VA loans, led by loanDepot.com LLC, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 1 credit unions closed home loans in Sweet Springs, Missouri in 2025, alongside 14 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sweet Springs, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sweet Springs, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sweet Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.