Kennett, Missouri mortgage lenders include Southern BankSouthern Bank301 1st St, Kennett, MO 63857A5.0 ★Texas Ratio: 6.11%, First State Community BankFirst State Community Bank114 Independence Ave, Kennett, MO 63857A5.0 ★Texas Ratio: 6.95%, Unico BankUnico Bank1115 Independence Ave, Kennett, MO 63857B-4.4 ★Texas Ratio: 22.75%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, First Midwest Bank of DexterFirst Midwest Bank of Dexter1820 N Kingshighway St, Cape Girardeau, MO 63701A5.0 ★Texas Ratio: 6.37%, Das Acquisition Company, LLCDas Acquisition Company, LLCSaint Louis, MO, Mortgage Research CenterMortgage Research CenterColumbia, MO, Rocket MortgageRocket MortgageA5.0 ★Texas Ratio: 7.45%, Fairway Independent Mort Corp, and Cmg Mortgage Inc. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kennett, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kennett are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Kennett, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Kennett 301 1st St, Kennett, MO 63857 A5.0 ★Texas Ratio: 6.11% |
Conventional, HELOC | 7 +2 HELOCs |
7.1% | 87.5% | $77,857 | View |
|
1 office in Kennett 114 Independence Ave, Kennett, MO 63857 A5.0 ★Texas Ratio: 6.95% |
Conventional, HELOC | 5 +2 HELOCs |
5.1% | 75% | $67,000 | View |
|
1 office in Kennett 1115 Independence Ave, Kennett, MO 63857 B-4.4 ★Texas Ratio: 22.75% |
Conventional | 2 | 2% | 100% | $95,000 | View |
|
803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, USDA | 3 | 3% | 75% | $148,333 | View |
|
1820 N Kingshighway St, Cape Girardeau, MO 63701 A5.0 ★Texas Ratio: 6.37% |
Conventional | 1 | 1% | 100% | $35,000 | View |
Das Acquisition Company, LLC
|
Conventional, FHA, VA, USDA | 43 | 43.4% | 100% | $145,465 | |
Mortgage Research Center
|
VA | 4 | 4% | 66.7% | $175,000 | |
|
A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 7 | 7.1% | 87.5% | $205,000 | View |
Fairway Independent Mort Corp
|
FHA, USDA | 5 | 5.1% | 100% | $153,000 | |
Cmg Mortgage Inc
|
Conventional, FHA, USDA | 4 | 4% | 100% | $62,500 | |
Freedom Mortgage Corporation
|
FHA | 3 | 3% | 100% | $115,000 | |
New Day Financial, LLC.
|
VA | 3 | 3% | 75% | $108,333 | |
FirstTrust Home Loans
|
FHA, USDA | 2 | 2% | 100% | $130,000 | |
Village Capital & Investment
|
FHA, VA | 2 | 2% | 66.7% | $135,000 | |
United Wholesale Mortgage
|
Conventional | 1 | 1% | 100% | $185,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 1% | 100% | $175,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1% | 100% | $225,000 | View |
Planet Home Lending, LLC
|
VA | 1 | 1% | 50% | $135,000 | |
|
A-5.0 ★Texas Ratio: 14.33% |
Conventional | 1 | 1% | 100% | $125,000 | View |
New American Funding, LLC.
|
FHA | 1 | 1% | 100% | $185,000 | |
Geneva Financial LLC
|
Conventional | 1 | 1% | 100% | $675,000 | |
|
A4.7 ★Texas Ratio: 2.58% |
FHA | 1 | 1% | 50% | $35,000 | View |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Kennett? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kennett in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Kennett, MO lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 82.8 percent of home loans in Kennett, Missouri in 2025, banks 17.2 percent and credit unions 0 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Southern Bank the largest bank. Among lenders headquartered in Missouri, Southern Bank led with 7 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
By home loans closed in 2025, Southern Bank was the largest mortgage lender in Kennett, Missouri with 7 loans, about 7.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Kennett, Missouri in 2025, led by Das Acquisition Company, LLC with 12. 7 lenders closed VA loans, led by Das Acquisition Company, LLC, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 6 banks and 0 credit unions closed home loans in Kennett, Missouri in 2025, alongside 17 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kennett, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kennett, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kennett. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.