Mortgage Lenders and Brokers in Gilman City, Missouri
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Gilman City, Missouri mortgage lenders include BTC BankBTC Bank435 Main St, Gilman City, MO 64642A5.0 ★Texas Ratio: 6.76%, Bank NorthwestBank Northwest3309 Miller St, Bethany, MO 64424A+5.0 ★Texas Ratio: 1.34%, Verimore BankVerimore Bank300 W Lockling St, Brookfield, MO 64628A+5.0 ★Texas Ratio: 1.89%, Assemblies of God Credit UnionAssemblies of God Credit Union1535 N Campbell Ave, Springfield, MO 65803B4.6 ★Texas Ratio: 19.27%, First State Community BankFirst State Community Bank74 Rue Terre Bonne, Bonne Terre, MO 63628A5.0 ★Texas Ratio: 6.95%, BMO Harris Bank NABMO Harris Bank NA1060 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 3.54%, Mortgage Research CenterMortgage Research CenterColumbia, MO, Community Mortgage, LLCCommunity Mortgage, LLCIndependence, MO, FCS Financial FLCAFCS Financial FLCAJefferson City, MO, and Guild Mortgage Company. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Gilman City, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Gilman City are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Gilman City, Missouri
Market share is the lender's share of all home loans closed in Gilman City, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Gilman City 435 Main St, Gilman City, MO 64642 A5.0 ★Texas Ratio: 6.76% |
Conventional | 17 | 42.5% | 89.5% | $87,941 | View |
|
3309 Miller St, Bethany, MO 64424 A+5.0 ★Texas Ratio: 1.34% |
Conventional | 4 | 10% | 100% | $100,000 | View |
|
300 W Lockling St, Brookfield, MO 64628 A+5.0 ★Texas Ratio: 1.89% |
Conventional | 2 | 5% | 66.7% | $55,000 | View |
|
1535 N Campbell Ave, Springfield, MO 65803 B4.6 ★Texas Ratio: 19.27% |
Conventional | 1 | 2.5% | 100% | $75,000 | View |
|
74 Rue Terre Bonne, Bonne Terre, MO 63628 A5.0 ★Texas Ratio: 6.95% |
Conventional | 1 | 2.5% | 100% | $155,000 | View |
|
1060 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Research Center
|
VA | 2 | 5% | 66.7% | $260,000 | |
Community Mortgage, LLC
|
Conventional | 1 | 2.5% | 100% | $85,000 | |
FCS Financial FLCA
|
Conventional | 1 | 2.5% | 50% | $405,000 | |
Guild Mortgage Company
|
Conventional, FHA | 2 | 5% | 100% | $165,000 | |
Fairway Independent Mort Corp
|
FHA, USDA | 2 | 5% | 100% | $110,000 | |
United Wholesale Mortgage
|
FHA | 1 | 2.5% | 100% | $185,000 | |
Pennymac Loan Services LLC
|
Conventional | 1 | 2.5% | 100% | $75,000 | |
American Financing Corporation
|
FHA | 1 | 2.5% | 100% | $105,000 | |
New Day Financial, LLC.
|
VA | 1 | 2.5% | 100% | $115,000 | |
Community Banc Mortgage Corp
|
Conventional | 1 | 2.5% | 100% | $65,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 2.5% | 100% | $285,000 | View |
Carrington Mortgage Services LLC
|
Conventional | 1 | 2.5% | 50% | $95,000 |
Gilman City Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Gilman City, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Gilman City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Gilman City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Gilman City, MO
Use these to narrow the list above. Each category shows how many Gilman City, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Gilman City, MO
Independent mortgage companies closed 32.5 percent of home loans in Gilman City, Missouri in 2025, banks 65 percent and credit unions 2.5 percent. Mortgage Research Center was the largest mortgage company, BTC Bank the largest bank and Assemblies of God Credit Union the largest credit union. Among lenders headquartered in Missouri, BTC Bank led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Gilman City, MO
By home loans closed in 2025, BTC Bank was the largest mortgage lender in Gilman City, Missouri with 17 loans, about 42.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Gilman City, Missouri in 2025, led by Guild Mortgage Company with 1. 2 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 1 credit unions closed home loans in Gilman City, Missouri in 2025, alongside 10 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Gilman City, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Gilman City, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Gilman City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
