Mortgage Lenders and Brokers in Deepwater, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Deepwater, Missouri mortgage lenders include Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Hawthorn BankHawthorn Bank8127 E 171st St, Belton, MO 64012A+5.0 ★Texas Ratio: 3.36%, Commerce BankCommerce Bank10185 Gravois Rd, Affton, MO 63123A+5.0 ★Texas Ratio: 0.89%, Umb Bank NAUmb Bank NA827 Arnold Commons Drive, Arnold, MO 63010A+5.0 ★Texas Ratio: 1.78%, Community National Bank & TrustCommunity National Bank & Trust2813 The Loop, Carthage, MO 64836A5.0 ★Texas Ratio: 6.38%, Central Missouri Community Credit UnionCentral Missouri Community Credit Union920 Stonner Loop, Richmond, MO 64085A+5.0 ★Texas Ratio: 4.01%, Legacy Bank & TrustLegacy Bank & Trust107 S 2nd St, Clinton, MO 64735A5.0 ★Texas Ratio: 10.90%, Equity BankEquity Bank651 Ne Coronado Dr, Blue Springs, MO 64014A5.0 ★Texas Ratio: 6.60%, F & C BankF & C Bank1006 Eagle Crest Dr, Holden, MO 64040A+5.0 ★Texas Ratio: 3.13%, and OakStar BankOakStar Bank340 S Springfield Ave, Bolivar, MO 65613A+5.0 ★Texas Ratio: 3.21%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Deepwater, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Deepwater are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Deepwater, Missouri
Market share is the lender's share of all home loans closed in Deepwater, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, VA | 4 | 8.5% | 100% | $407,500 | View |
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8127 E 171st St, Belton, MO 64012 A+5.0 ★Texas Ratio: 3.36% |
Conventional, VA, HELOC | 3 +9 HELOCs |
6.4% | 100% | $365,000 | View |
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10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
Conventional, HELOC | 1 +1 HELOCs |
2.1% | 100% | $105,000 | View |
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827 Arnold Commons Drive, Arnold, MO 63010 A+5.0 ★Texas Ratio: 1.78% |
Conventional, HELOC | 1 +1 HELOCs |
2.1% | 100% | $35,000 | View |
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2813 The Loop, Carthage, MO 64836 A5.0 ★Texas Ratio: 6.38% |
Conventional | 1 | 2.1% | 100% | $15,000 | View |
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920 Stonner Loop, Richmond, MO 64085 A+5.0 ★Texas Ratio: 4.01% |
Conventional | 1 | 2.1% | 100% | $125,000 | View |
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107 S 2nd St, Clinton, MO 64735 A5.0 ★Texas Ratio: 10.90% |
Conventional | 1 | 2.1% | 100% | $65,000 | View |
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651 Ne Coronado Dr, Blue Springs, MO 64014 A5.0 ★Texas Ratio: 6.60% |
Conventional | 1 | 2.1% | 100% | $95,000 | View |
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1006 Eagle Crest Dr, Holden, MO 64040 A+5.0 ★Texas Ratio: 3.13% |
Conventional | 1 | 2.1% | 100% | $315,000 | View |
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★ 5 stars, 1 review 340 S Springfield Ave, Bolivar, MO 65613 A+5.0 ★Texas Ratio: 3.21% |
Conventional, Jumbo | 1 | 2.1% | 100% | $1,485,000 | View |
Community Mortgage, LLC
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Conventional, FHA | 6 | 12.8% | 100% | $198,333 | |
Mortgage Research Center
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VA | 2 | 4.3% | 66.7% | $275,000 | |
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A+5.0 ★Texas Ratio: 0.67% |
Conventional | 1 | 2.1% | 100% | $505,000 | View |
Citizens Bank of Amsterdam
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Conventional | 1 | 2.1% | 100% | $175,000 | |
FCS Financial FLCA
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Conventional | 1 | 2.1% | 100% | $135,000 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 10.6% | 100% | $189,000 | |
Newrez LLC
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FHA, VA | 3 | 6.4% | 100% | $158,333 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional | 2 | 4.3% | 100% | $50,000 | View |
Click n' Close, Inc.
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Conventional, FHA | 2 | 4.3% | 100% | $140,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 2.1% | 100% | $75,000 | |
Pilgrim Mortgage LLC
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FHA | 1 | 2.1% | 100% | $185,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 2.1% | 100% | $275,000 | |
New Day Financial, LLC.
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VA | 1 | 2.1% | 100% | $365,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 2.1% | 100% | $115,000 | |
Mainstreet Federal Credit Union
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Conventional | 1 | 2.1% | 100% | $95,000 | |
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A-4.9 ★Texas Ratio: 16.23% |
FHA | 1 | 2.1% | 100% | $325,000 | View |
Plaza Home Mortgage, Inc
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VA | 1 | 2.1% | 100% | $415,000 | |
Village Capital & Investment
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FHA | 1 | 2.1% | 100% | $125,000 |
Deepwater Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Deepwater, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Deepwater? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Deepwater in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Deepwater, MO
Use these to narrow the list above. Each category shows how many Deepwater, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Deepwater, MO
Independent mortgage companies closed 70.2 percent of home loans in Deepwater, Missouri in 2025, banks 23.4 percent and credit unions 6.4 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Hawthorn Bank the largest bank and Central Missouri Community Credit Union the largest credit union. Among lenders headquartered in Missouri, Flat Branch Mortgage, Inc. led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Deepwater, MO
By home loans closed in 2025, Flat Branch Mortgage, Inc. was the largest mortgage lender in Deepwater, Missouri with 4 loans, about 8.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Deepwater, Missouri in 2025, led by Community Mortgage, LLC with 3. 7 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 3 credit unions closed home loans in Deepwater, Missouri in 2025, alongside 16 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Deepwater, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Deepwater, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Deepwater. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
