Mortgage Lenders and Brokers in Rogers City, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Rogers City, Michigan mortgage lenders include Community FinancialCommunity Financial12483 State St, Atlanta, MI 49709, Genisys Credit UnionGenisys Credit Union2100 Executive Hills Dr, Auburn Hills, MI 48326 2947A+5.0 ★Texas Ratio: 5.37%, Nicolet National BankNicolet National Bank468 N Ripley Blvd, Alpena, MI 49707A+5.0 ★Texas Ratio: 2.28%, Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, Horizon BankHorizon Bank144 W Huron Rd, Au Gres, MI 48703A+5.0 ★Texas Ratio: 4.40%, Mercantile BankMercantile Bank230 Woodworth Ave, Alma, MI 48801A+5.0 ★Texas Ratio: 0.63%, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%, and University of Michigan Credit UnionUniversity of Michigan Credit Union340 E Huron St, Ann Arbor, MI 48104A+5.0 ★Texas Ratio: 5.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rogers City, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rogers City are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rogers City, Michigan
Market share is the lender's share of all home loans closed in Rogers City, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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Community Financial
12483 State St, Atlanta, MI 49709 |
Conventional, HELOC | 2 +1 HELOCs |
3.6% | 100% | $90,000 | |
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2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional | 2 | 3.6% | 66.7% | $50,000 | View |
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468 N Ripley Blvd, Alpena, MI 49707 A+5.0 ★Texas Ratio: 2.28% |
Conventional | 2 | 3.6% | 100% | $270,000 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 2 | 3.6% | 100% | $210,000 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +2 HELOCs |
1.8% | 100% | $195,000 | View |
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144 W Huron Rd, Au Gres, MI 48703 A+5.0 ★Texas Ratio: 4.40% |
Conventional, HELOC | 1 +2 HELOCs |
1.8% | 100% | $225,000 | View |
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230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional, HELOC | 1 +1 HELOCs |
1.8% | 100% | $105,000 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 1.8% | 100% | $545,000 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional | 1 | 1.8% | 100% | $265,000 | View |
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340 E Huron St, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 5.54% |
Conventional | 1 | 1.8% | 100% | $415,000 | View |
Dow Credit Union
600 E Lyon Rd, Midland, MI 48640 5396 |
Conventional | 1 | 1.8% | 100% | $195,000 | |
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7558 N Alger Rd, Alma, MI 48801 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 1 | 1.8% | 100% | $155,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional | 1 | 1.8% | 100% | $805,000 | |
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional | 1 | 1.8% | 100% | $305,000 | View |
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2015 Washtenaw Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 1.8% | 100% | $395,000 | View |
Rocket Mortgage
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Conventional, FHA, VA | 13 | 23.2% | 66.7% | $140,384 | |
United Wholesale Mortgage
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Conventional, HELOC | 5 +1 HELOCs |
8.9% | 100% | $221,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, VA | 2 | 3.6% | 100% | $445,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 1.8% | 100% | $235,000 | |
Ross Mortgage Corporation
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Conventional | 1 | 1.8% | 100% | $215,000 | |
Staunton Financial Inc
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Conventional | 1 | 1.8% | 100% | $265,000 | |
Mortgage Research Center
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VA | 4 | 7.1% | 80% | $137,500 | |
Navy Federal Credit Union
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VA, HELOC | 1 +1 HELOCs |
1.8% | 100% | $515,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 1.8% | 100% | $145,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 1.8% | 50% | $45,000 | |
Loansteady LLC
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Conventional | 1 | 1.8% | 100% | $135,000 | |
Pennymac Loan Services LLC
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VA | 1 | 1.8% | 100% | $355,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 1.8% | 100% | $695,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.8% | 100% | $35,000 | |
Union Home Mortgage Corp.
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USDA | 1 | 1.8% | 100% | $145,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.8% | 100% | $45,000 | |
Thrivent Federal Credit Union
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Conventional | 1 | 1.8% | 100% | $15,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Rogers City Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rogers City, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Rogers City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rogers City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rogers City, MI
Use these to narrow the list above. Each category shows how many Rogers City, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Rogers City, MI
Independent mortgage companies closed 62.5 percent of home loans in Rogers City, Michigan in 2025, banks 17.9 percent and credit unions 19.6 percent. Rocket Mortgage was the largest mortgage company, Nicolet National Bank the largest bank and Community Financial the largest credit union. Among lenders headquartered in Michigan, Community Financial led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rogers City, MI
By home loans closed in 2025, Community Financial was the largest mortgage lender in Rogers City, Michigan with 2 loans, about 3.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Rogers City, Michigan in 2025, led by Rocket Mortgage with 2. 5 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 9 credit unions closed home loans in Rogers City, Michigan in 2025, alongside 16 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rogers City, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rogers City, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rogers City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
