Mortgage Lenders and Brokers in Marlette, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Marlette, Michigan mortgage lenders include Thumb Bank & TrustThumb Bank & Trust2592 S Van Dyke Rd, Marlette, MI 48453A+5.0 ★Texas Ratio: 0.17%, Independent BankIndependent Bank2593 S Van Dyke Rd, Marlette, MI 48453A5.0 ★Texas Ratio: 6.46%, Tri-County BankTri-County Bank6541 Plaza Dr, Marlette, MI 48453A5.0 ★Texas Ratio: 8.17%, Frankenmuth Credit UnionFrankenmuth Credit Union6541 Plaza Dr, Marlette, MI 48453A5.0 ★Texas Ratio: 8.18%, Genisys Credit UnionGenisys Credit Union2100 Executive Hills Dr, Auburn Hills, MI 48326 2947A+5.0 ★Texas Ratio: 5.37%, First State BankFirst State Bank53950 Gratiot Ave, Chesterfield, MI 48051A5.0 ★Texas Ratio: 6.84%, Michigan Schools and GovernmenMichigan Schools and Governmen2151 W Stadium Blvd, Ann Arbor, MI 48103 4543A+5.0 ★Texas Ratio: 3.99%, ELGA Credit UnionELGA Credit Union1479 Straits Dr, Bay City, MI 48706A+5.0 ★Texas Ratio: 4.72%, Security Credit UnionSecurity Credit Union2230 S Center Rd, Burton, MI 48519A+5.0 ★Texas Ratio: 5.96%, and Michigan United Credit UnionMichigan United Credit Union3501 Hamlin Rd, Auburn Hills, MI 48326A+5.0 ★Texas Ratio: 0.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Marlette, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Marlette are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Marlette, Michigan
Market share is the lender's share of all home loans closed in Marlette, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Marlette 2592 S Van Dyke Rd, Marlette, MI 48453 A+5.0 ★Texas Ratio: 0.17% |
Conventional | 3 | 4.7% | 75% | $195,000 | View |
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1 office in Marlette 2593 S Van Dyke Rd, Marlette, MI 48453 A5.0 ★Texas Ratio: 6.46% |
Conventional, HELOC | 2 +5 HELOCs |
3.1% | 100% | $55,000 | View |
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1 office in Marlette 6541 Plaza Dr, Marlette, MI 48453 A5.0 ★Texas Ratio: 8.17% |
Conventional | 1 | 1.6% | 50% | $155,000 | View |
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6541 Plaza Dr, Marlette, MI 48453 A5.0 ★Texas Ratio: 8.18% |
Conventional | 3 | 4.7% | 75% | $115,000 | View |
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2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 1 +1 HELOCs |
1.6% | 50% | $35,000 | View |
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53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84% |
Conventional | 1 | 1.6% | 100% | $235,000 | View |
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2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 1.6% | 100% | $205,000 | View |
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1479 Straits Dr, Bay City, MI 48706 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 1.6% | 100% | $145,000 | View |
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2230 S Center Rd, Burton, MI 48519 A+5.0 ★Texas Ratio: 5.96% |
Conventional | 1 | 1.6% | 100% | $115,000 | View |
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3501 Hamlin Rd, Auburn Hills, MI 48326 A+5.0 ★Texas Ratio: 0.54% |
Conventional | 1 | 1.6% | 100% | $75,000 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 1.6% | 100% | $95,000 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 9 | 14.1% | 90% | $170,555 | |
Rocket Mortgage
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Conventional, FHA | 9 | 14.1% | 56.2% | $156,111 | |
Legacy Mortgage
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Conventional, FHA | 3 | 4.7% | 100% | $175,000 | |
Mortgage Center LC
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Conventional | 2 | 3.1% | 100% | $160,000 | |
Mortgage Research Center
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VA | 4 | 6.2% | 100% | $167,500 | |
Everett Financial, Inc.
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Conventional, FHA | 3 | 4.7% | 100% | $105,000 | |
Mortgage300 Corporation
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Conventional, FHA | 3 | 4.7% | 100% | $135,000 | |
Newrez LLC
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Conventional | 2 | 3.1% | 66.7% | $185,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 3.1% | 100% | $125,000 | |
Plaza Home Mortgage, Inc
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FHA, VA | 2 | 3.1% | 100% | $170,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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USDA | 1 | 1.6% | 100% | $115,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 1.6% | 100% | $245,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 1.6% | 100% | $165,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.6% | 100% | $75,000 | |
United Trust Bank
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VA | 1 | 1.6% | 100% | $165,000 | |
American Financial Network, Inc.
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VA | 1 | 1.6% | 100% | $155,000 | |
Das Acquisition Company, LLC
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FHA | 1 | 1.6% | 100% | $135,000 | |
Milend, Inc
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FHA | 1 | 1.6% | 100% | $295,000 | |
New American Funding, LLC.
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FHA | 1 | 1.6% | 100% | $75,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a |
Marlette Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Marlette, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Marlette? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Marlette in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Marlette, MI
Use these to narrow the list above. Each category shows how many Marlette, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Marlette, MI
Independent mortgage companies closed 70.3 percent of home loans in Marlette, Michigan in 2025, banks 14.1 percent and credit unions 15.6 percent. United Wholesale Mortgage was the largest mortgage company, Thumb Bank & Trust the largest bank and Frankenmuth Credit Union the largest credit union. Among lenders headquartered in Michigan, Thumb Bank & Trust led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Marlette, MI
By home loans closed in 2025, Thumb Bank & Trust was the largest mortgage lender in Marlette, Michigan with 3 loans, about 4.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Marlette, Michigan in 2025, led by Rocket Mortgage with 4. 6 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 6 banks and 7 credit unions closed home loans in Marlette, Michigan in 2025, alongside 19 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Marlette, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Marlette, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Marlette. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
