Mortgage Lenders and Brokers in Gladwin, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Gladwin, Michigan mortgage lenders include Huntington National BankHuntington National Bank1016 E Cedar Ave, Gladwin, MI 48624A+5.0 ★Texas Ratio: 3.66%, PNC Bank N.A.PNC Bank N.A.235 W Maple St, Gladwin, MI 48624A+5.0 ★Texas Ratio: 4.24%, Members First Credit UnionMembers First Credit Union1291 W Cedar Ave, Gladwin, MI 48624A+5.0 ★Texas Ratio: 4.54%, Mercantile BankMercantile Bank230 Woodworth Ave, Alma, MI 48801A+5.0 ★Texas Ratio: 0.63%, Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%, 4Front Credit Union4Front Credit Union515 E Cayuga St, Bellaire, MI 49615, Citizens Bank, NACitizens Bank, NA455 E Eisenhower Pkwy, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 5.44%, United Financial Credit UnionUnited Financial Credit Union1026 W Midland Rd, AUBURN, MI 48611A+5.0 ★Texas Ratio: 4.11%, North Central Area Credit UnionNorth Central Area Credit Union3140 Ivanrest AVE SW, Grandville, MI 49418A+5.0 ★Texas Ratio: 5.83%, and Dow Credit UnionDow Credit Union600 E Lyon Rd, Midland, MI 48640 5396. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Gladwin, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Gladwin are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Gladwin, Michigan
Market share is the lender's share of all home loans closed in Gladwin, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Gladwin 1016 E Cedar Ave, Gladwin, MI 48624 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 4 +6 HELOCs |
4.8% | 100% | $175,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Gladwin 235 W Maple St, Gladwin, MI 48624 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1291 W Cedar Ave, Gladwin, MI 48624 A+5.0 ★Texas Ratio: 4.54% |
Conventional | 9 | 10.8% | 81.8% | $141,666 | View |
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230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional, FHA | 4 | 4.8% | 80% | $145,000 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional | 2 | 2.4% | 100% | $230,000 | View |
4Front Credit Union
515 E Cayuga St, Bellaire, MI 49615 |
Conventional | 1 | 1.2% | 100% | $85,000 | |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 1.2% | 100% | $115,000 | View |
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1026 W Midland Rd, AUBURN, MI 48611 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.2% | 100% | $105,000 | View |
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3140 Ivanrest AVE SW, Grandville, MI 49418 A+5.0 ★Texas Ratio: 5.83% |
Conventional | 1 | 1.2% | 100% | $165,000 | View |
Dow Credit Union
600 E Lyon Rd, Midland, MI 48640 5396 |
Conventional | 1 | 1.2% | 100% | $205,000 | |
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3501 Hamlin Rd, Auburn Hills, MI 48326 A+5.0 ★Texas Ratio: 0.54% |
Conventional | 1 | 1.2% | 100% | $105,000 | View |
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3907 Wilder Rd, Bay City, MI 48706 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 1.2% | 100% | $155,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 1 | 1.2% | 100% | $95,000 | View |
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240 E Northern Ave, Barryton, MI 49305 A+5.0 ★Texas Ratio: 4.10% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 10 | 12% | 91.7% | $165,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA, HELOC | 8 +1 HELOCs |
9.6% | 100% | $151,250 | |
Staunton Financial Inc
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Conventional | 5 | 6% | 100% | $163,000 | |
Success Mortgage Partners, Inc
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Conventional | 2 | 2.4% | 100% | $85,000 | |
Legacy Mortgage
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Conventional | 1 | 1.2% | 100% | $105,000 | |
Mortgage Center LC
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Conventional | 1 | 1.2% | 100% | $245,000 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 4.8% | 100% | $132,500 | |
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A+5.0 ★Texas Ratio: 0.00% |
FHA | 3 | 3.6% | 100% | $165,000 | View |
Mortgage Research Center
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VA | 3 | 3.6% | 75% | $205,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 2.4% | 100% | $90,000 | |
Gvc Mortgage, Inc.
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Conventional | 2 | 2.4% | 100% | $215,000 | |
Pennymac Loan Services LLC
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FHA, VA | 2 | 2.4% | 100% | $195,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 2.4% | 100% | $65,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 2.4% | 100% | $280,000 | |
Navy Federal Credit Union
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Conventional, VA | 2 | 2.4% | 100% | $100,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 1.2% | 100% | $205,000 | |
Norwich Commercial Group Inc
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FHA | 1 | 1.2% | 100% | $155,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.2% | 50% | $45,000 | |
Click n' Close, Inc.
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FHA | 1 | 1.2% | 100% | $175,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.2% | 100% | $105,000 | |
New American Funding, LLC.
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USDA | 1 | 1.2% | 100% | $185,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 1.2% | 100% | $105,000 | View |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Gladwin Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Gladwin, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Gladwin? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Gladwin in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Gladwin, MI
Use these to narrow the list above. Each category shows how many Gladwin, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Gladwin, MI
Independent mortgage companies closed 60.2 percent of home loans in Gladwin, Michigan in 2025, banks 19.3 percent and credit unions 20.5 percent. Towne Mortgage Company was the largest mortgage company, Huntington National Bank the largest bank and Members First Credit Union the largest credit union. Among lenders headquartered in Michigan, Members First Credit Union led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Gladwin, MI
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Gladwin, Michigan with 4 loans, about 4.8 percent of the market. The largest lender headquartered in Michigan was Members First Credit Union with 9 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Gladwin, Michigan in 2025, led by United Wholesale Mortgage with 4. 7 lenders closed VA loans, led by Freedom Mortgage Corporation, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 10 credit unions closed home loans in Gladwin, Michigan in 2025, alongside 20 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Gladwin, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Gladwin, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Gladwin. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
