Mortgage Lenders and Brokers in Zachary, Louisiana
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Zachary, Louisiana mortgage lenders include Bank of ZacharyBank of Zachary4743 Main St, Zachary, LA 70791A+5.0 ★Texas Ratio: 0.54%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA4431 Highway 19, Zachary, LA 70791A+5.0 ★Texas Ratio: 3.68%, Hancock Whitney BankHancock Whitney Bank5440 Main St, Zachary, LA 70791A+5.0 ★Texas Ratio: 3.41%, Regions BankRegions Bank4919 Main St, Zachary, LA 70791A+5.0 ★Texas Ratio: 4.37%, EFCU Financial Federal Credit UnionEFCU Financial Federal Credit Union1804 Church St, Zachary, LA 70791A+5.0 ★Texas Ratio: 3.39%, Neighbors Federal Credit UnionNeighbors Federal Credit Union6016 Main St, Zachary, LA 70791A5.0 ★Texas Ratio: 8.95%, Landmark BankLandmark Bank20070 Plank Rd, Zachary, LA 70791B+4.8 ★Texas Ratio: 17.80%, Gulf Coast Bank and TrustGulf Coast Bank and Trust4000 S Sherwood Forest Blvd, Baton Rouge, LA 70816A5.0 ★Texas Ratio: 11.57%, Fidelity BankFidelity Bank5643 Corporate Blvd, Baton Rouge, LA 70808A5.0 ★Texas Ratio: 6.25%, and Essential Credit UnionEssential Credit Union10513 Sullivan Rd, Baton Rouge, LA 70818 4134A5.0 ★Texas Ratio: 11.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Zachary, Louisiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Zachary are listed first, then lenders elsewhere in Louisiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Zachary, Louisiana
Market share is the lender's share of all home loans closed in Zachary, Louisiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Zachary 4743 Main St, Zachary, LA 70791 A+5.0 ★Texas Ratio: 0.54% |
Conventional | 14 | 2.2% | 87.5% | $117,857 | View |
|
1 office in Zachary 4431 Highway 19, Zachary, LA 70791 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 12 +1 HELOCs |
1.9% | 80% | $257,500 | View |
|
★ 4 stars, 3 reviews 1 office in Zachary 5440 Main St, Zachary, LA 70791 A+5.0 ★Texas Ratio: 3.41% |
Conventional, FHA, HELOC | 11 +10 HELOCs |
1.8% | 100% | $209,545 | View |
|
1 office in Zachary 4919 Main St, Zachary, LA 70791 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, Jumbo, HELOC | 8 +2 HELOCs |
1.3% | 50% | $272,500 | View |
|
1804 Church St, Zachary, LA 70791 A+5.0 ★Texas Ratio: 3.39% |
Conventional, Jumbo | 19 | 3% | 61.1% | $136,578 | View |
|
6016 Main St, Zachary, LA 70791 A5.0 ★Texas Ratio: 8.95% |
Conventional | 11 | 1.8% | 28.9% | $114,090 | View |
|
20070 Plank Rd, Zachary, LA 70791 B+4.8 ★Texas Ratio: 17.80% |
Conventional | 8 | 1.3% | 100% | $278,750 | View |
|
4000 S Sherwood Forest Blvd, Baton Rouge, LA 70816 A5.0 ★Texas Ratio: 11.57% |
Conventional, FHA | 7 | 1.1% | 77.8% | $309,285 | View |
|
5643 Corporate Blvd, Baton Rouge, LA 70808 A5.0 ★Texas Ratio: 6.25% |
Conventional, FHA, VA, HELOC | 6 +2 HELOCs |
1% | 85.7% | $276,666 | View |
|
10513 Sullivan Rd, Baton Rouge, LA 70818 4134 A5.0 ★Texas Ratio: 11.71% |
Conventional | 3 | 0.5% | 75% | $75,000 | View |
|
5631 Coliseum Blvd, Alexandria, LA 71303 A+5.0 ★Texas Ratio: 0.70% |
Conventional, FHA | 3 | 0.5% | 100% | $238,333 | View |
|
7451 La Highway 1 S, Addis, LA 70710 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA | 2 | 0.3% | 100% | $110,000 | View |
|
6230 Perkins Rd, Baton Rouge, LA 70808 A+5.0 ★Texas Ratio: 1.21% |
Conventional | 2 | 0.3% | 100% | $210,000 | View |
|
5505 Highland Rd, Baton Rouge, LA 70808 A5.0 ★Texas Ratio: 6.76% |
Conventional | 2 | 0.3% | 100% | $280,000 | View |
|
★ 5 stars, 1 review 14150 Coursey Blvd, Baton Rouge, LA 70817 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $515,000 | View |
|
3029 S Sherwood Forest Blvd, Baton Rouge, LA 70816 A+5.0 ★Texas Ratio: 5.53% |
Conventional | 1 | 0.2% | 50% | $55,000 | View |
|
2319 E Madison Avenue, Bastrop, LA 71220 A5.0 ★Texas Ratio: 9.53% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
|
1930 Gus Kaplan Dr, Alexandria, LA 71301 A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.2% | 50% | $275,000 | View |
|
10289 Airline Hwy, Baton Rouge, LA 70816 A+5.0 ★Texas Ratio: 3.69% |
Conventional | 1 | 0.2% | 100% | $25,000 | View |
|
10922 Coursey Blvd, Baton Rouge, LA 70816 A+5.0 ★Texas Ratio: 5.42% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
|
70591 Highway 59, Abita Springs, LA 70420 A5.0 ★Texas Ratio: 8.03% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
|
4810 Oneal Ln, Baton Rouge, LA 70817 A+5.0 ★Texas Ratio: 5.86% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
|
6500 Corporate Blvd, Baton Rouge, LA 70809 A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
|
14455 Wax Rd, Baton Rouge, LA 70818 A5.0 ★Texas Ratio: 10.76% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
DSLD Mortgage LLC
|
Conventional, FHA, VA, USDA | 44 | 7% | 81.5% | $268,409 | |
Gmfs, LLC
|
Conventional, FHA, USDA | 27 | 4.3% | 100% | $285,370 | |
|
A+5.0 ★Texas Ratio: 3.34% |
Conventional, FHA, VA, USDA | 18 | 2.9% | 95% | $241,666 | View |
Assurance Financial Group, L.L.C.
|
Conventional, FHA | 10 | 1.6% | 100% | $279,000 | |
|
A5.0 ★Texas Ratio: 12.93% |
Conventional, HELOC | 3 +1 HELOCs |
0.5% | 60% | $128,333 | View |
Standard Mortgage Corporation
|
Conventional, FHA | 2 | 0.3% | 66.7% | $215,000 | |
|
★ 1 stars, 1 review A5.0 ★Texas Ratio: 6.94% |
FHA | 1 | 0.2% | 100% | $255,000 | View |
Mortgage Financial Services
|
FHA | 1 | 0.2% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
Guaranty Bank and Trust Compan
|
Conventional | 1 | 0.2% | 100% | $595,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, USDA | 46 | 7.3% | 88.7% | $292,608 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA, USDA | 43 | 6.8% | 65.2% | $253,837 | |
Rocket Mortgage
|
Conventional, FHA, VA | 26 | 4.1% | 71.1% | $237,307 | |
Geneva Financial LLC
|
Conventional, FHA, VA, USDA | 22 | 3.5% | 100% | $214,090 | |
Synergy One Lending, Inc.
|
Conventional, FHA, VA, USDA | 16 | 2.5% | 94.1% | $300,625 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA, VA | 15 | 2.4% | 100% | $207,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 14 | 2.2% | 90% | $260,714 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, USDA | 14 | 2.2% | 87.5% | $177,142 | |
Equity Prime Mortgage LLC
|
FHA, USDA | 12 | 1.9% | 75% | $273,333 | |
Sun West Mortgage Company, Inc
|
Conventional, FHA, VA, USDA | 11 | 1.8% | 63.6% | $226,818 | |
Mortgage Research Center
|
VA | 10 | 1.6% | 62.5% | $323,000 | |
Village Capital & Investment
|
FHA, VA | 9 | 1.4% | 75% | $377,222 | |
First Community Mortgage, Inc.
|
Conventional, FHA, VA, USDA | 8 | 1.3% | 100% | $246,250 | |
Newrez LLC
|
Conventional, FHA, VA | 8 | 1.3% | 80% | $355,000 | |
Click n' Close, Inc.
|
Conventional, FHA | 8 | 1.3% | 80% | $161,250 | |
Nations Lending Corporation
|
Conventional, FHA, VA | 7 | 1.1% | 69.2% | $223,571 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +1 HELOCs |
1% | 85.7% | $338,333 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA, USDA | 6 | 1% | 100% | $226,666 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 6 | 1% | 72.7% | $236,666 | |
Carrington Mortgage Services LLC
|
Conventional, FHA, VA | 6 | 1% | 33.3% | $295,000 | |
loanDepot.com LLC
|
Conventional, VA, HELOC | 5 +1 HELOCs |
0.8% | 83.3% | $245,000 | |
Ameritrust Mortgage Corporation
|
FHA, USDA | 5 | 0.8% | 100% | $331,000 | |
The Mortgage Firm
|
Conventional, FHA | 5 | 0.8% | 100% | $231,000 | |
American Financial Resources LLC
|
FHA, VA | 4 | 0.6% | 66.7% | $252,500 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 4 | 0.6% | 80% | $225,000 | |
Primary Residential Mortgage, INC.
|
Conventional, VA | 4 | 0.6% | 100% | $287,500 | |
CrossCountry Mortgage, LLC
|
Conventional | 4 | 0.6% | 80% | $280,000 | |
Planet Home Lending, LLC
|
FHA, VA | 4 | 0.6% | 80% | $280,000 | |
Mortgage Solutions of Colorado
|
Conventional, FHA, VA | 4 | 0.6% | 100% | $302,500 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 4 | 0.6% | 100% | $290,000 | |
HomeBridge Financial Services, Inc
|
Conventional, HELOC | 3 +1 HELOCs |
0.5% | 100% | $345,000 | |
Guild Mortgage Company
|
Conventional, FHA, USDA | 3 | 0.5% | 100% | $215,000 | |
New Day Financial, LLC.
|
VA | 3 | 0.5% | 75% | $268,333 | |
Nationstar Mortgage
|
FHA, VA | 3 | 0.5% | 60% | $295,000 | |
|
A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $265,000 | View |
The Loan Store, Inc
|
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.3% | 100% | $210,000 | |
Cornerstone First Mortgage, LLC
|
FHA | 2 | 0.3% | 66.7% | $255,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 2 | 0.3% | 100% | $345,000 | |
|
A+5.0 ★Texas Ratio: 3.16% |
Conventional | 2 | 0.3% | 100% | $450,000 | View |
Kind Lending, LLC
|
Conventional, FHA | 2 | 0.3% | 100% | $160,000 | |
Loansteady LLC
|
FHA | 2 | 0.3% | 100% | $220,000 | |
Triad Financial Services, Inc.
|
Conventional | 2 | 0.3% | 66.7% | $100,000 | |
American Financial Network, Inc.
|
Conventional, FHA | 2 | 0.3% | 40% | $150,000 | |
Credit Human Federal Credit Un
|
Conventional | 2 | 0.3% | 66.7% | $150,000 | |
Highlands Residential Mortgage, Ltd.
|
Conventional, FHA | 2 | 0.3% | 100% | $230,000 | |
First Option Mortgage, LLC
|
FHA, VA | 2 | 0.3% | 100% | $505,000 | |
Hometown Equity Mortgage, LLC
|
FHA | 2 | 0.3% | 40% | $360,000 | |
Cadence Bank
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $245,000 | |
|
A5.0 ★Texas Ratio: 6.45% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
Canopy Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $195,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.2% | 100% | $255,000 | |
Loanunited.Com, LLC
|
VA | 1 | 0.2% | 100% | $305,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.2% | 100% | $245,000 | View |
AdvantageFirst Lending Inc
|
FHA | 1 | 0.2% | 50% | $235,000 | |
First Alliance Home Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $275,000 | |
Discover Bank
|
Conventional | 1 | 0.2% | 20% | $35,000 | |
VanDyk Mortgage Corporation
|
FHA | 1 | 0.2% | 100% | $255,000 | |
Union Home Mortgage Corp.
|
USDA | 1 | 0.2% | 100% | $65,000 | |
Bay Equity LLC
|
Conventional | 1 | 0.2% | 100% | $185,000 | |
|
A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.2% | 100% | $505,000 | View |
|
A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
TowneBank
|
VA | 1 | 0.2% | 100% | $305,000 | |
Mutual of Omaha Mortgage
|
FHA | 1 | 0.2% | 50% | $205,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
Lower, LLC
|
Conventional | 1 | 0.2% | 100% | $175,000 | |
RBC Bank (Georgia), N.A.
|
Conventional | 1 | 0.2% | 100% | $225,000 | |
|
A+5.0 ★Texas Ratio: 1.02% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.2% | 11.1% | $55,000 | |
Reliance First Capital, LLC
|
FHA | 1 | 0.2% | 100% | $375,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.2% | 33.3% | $65,000 | |
Plaza Home Mortgage, Inc
|
FHA | 1 | 0.2% | 50% | $255,000 | |
Tammac Holdings Corporation
|
Conventional | 1 | 0.2% | 16.7% | $35,000 | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 10.74% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Zachary Mortgage Rate Trends
Daily average mortgage rates for Louisiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Zachary, Louisiana
Looking for mortgage lenders near me or mortgage brokers near me in Zachary? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Zachary in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Zachary, LA
Use these to narrow the list above. Each category shows how many Zachary, LA lenders fit and what that kind of lender is usually best for.
Who Lends in Zachary, LA
Independent mortgage companies closed 75.2 percent of home loans in Zachary, Louisiana in 2025, banks 17 percent and credit unions 7.8 percent. DSLD Mortgage LLC was the largest mortgage company, Bank of Zachary the largest bank and EFCU Financial Federal Credit Union the largest credit union. Among lenders headquartered in Louisiana, Bank of Zachary led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Louisiana. None at the state level (the Louisiana Constitution bans new real estate transfer taxes); New Orleans charges a flat $325 documentary transaction tax on each sale and on each mortgage of $9,000 or more.
More Louisiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Zachary, LA
By home loans closed in 2025, Bank of Zachary was the largest mortgage lender in Zachary, Louisiana with 14 loans, about 2.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
57 lenders closed FHA loans in Zachary, Louisiana in 2025, led by DHI Mortgage Company, LTD. with 31. 32 lenders closed VA loans, led by United Wholesale Mortgage, and 15 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 36 banks and 10 credit unions closed home loans in Zachary, Louisiana in 2025, alongside 67 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Zachary, Louisiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Zachary, Louisiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Zachary. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
