Mortgage Lenders and Brokers in Carencro, Louisiana
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Carencro, Louisiana mortgage lenders include Rayne State Bank & Trust CoRayne State Bank & Trust Co4200 N University Ave, Carencro, LA 70520A+5.0 ★Texas Ratio: 2.57%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA4506 N University Ave, Carencro, LA 70520A+5.0 ★Texas Ratio: 3.68%, First Horizon BankFirst Horizon Bank805 Veterans Dr, Carencro, LA 70520A+5.0 ★Texas Ratio: 5.76%, Home Bank National AssociationHome Bank National Association806 Veterans Dr, Carencro, LA 70520A5.0 ★Texas Ratio: 8.03%, Gulf Coast BankGulf Coast Bank3906 Northeast Evangeline Thruway, Carencro, LA 70520A+5.0 ★Texas Ratio: 2.87%, Hancock Whitney BankHancock Whitney Bank29435 S Montpelier Rd, Albany, LA 70711A+5.0 ★Texas Ratio: 3.41%, Bank of Sunset and Trust CoBank of Sunset and Trust Co400 E Madison St, Broussard, LA 70518A5.0 ★Texas Ratio: 6.63%, Fidelity BankFidelity Bank5643 Corporate Blvd, Baton Rouge, LA 70808A5.0 ★Texas Ratio: 6.25%, American Bank & Trust CompanyAmerican Bank & Trust Company562 Eighth St, Krotz Springs, LA 70750A+5.0 ★Texas Ratio: 3.38%, and Community First BankCommunity First Bank1805 Rees St, Breaux Bridge, LA 70517. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Carencro, Louisiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Carencro are listed first, then lenders elsewhere in Louisiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Carencro, Louisiana
Market share is the lender's share of all home loans closed in Carencro, Louisiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Carencro 4200 N University Ave, Carencro, LA 70520 A+5.0 ★Texas Ratio: 2.57% |
Conventional | 7 | 1.9% | 100% | $163,571 | View |
|
1 office in Carencro 4506 N University Ave, Carencro, LA 70520 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 6 | 1.6% | 75% | $200,000 | View |
|
★ 5 stars, 1 review 1 office in Carencro 805 Veterans Dr, Carencro, LA 70520 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 5 +2 HELOCs |
1.4% | 100% | $109,000 | View |
|
1 office in Carencro 806 Veterans Dr, Carencro, LA 70520 A5.0 ★Texas Ratio: 8.03% |
Conventional | 4 | 1.1% | 80% | $257,500 | View |
|
1 office in Carencro 3906 Northeast Evangeline Thruway, Carencro, LA 70520 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 2 | 0.5% | 100% | $215,000 | View |
|
★ 4 stars, 3 reviews 29435 S Montpelier Rd, Albany, LA 70711 A+5.0 ★Texas Ratio: 3.41% |
Conventional, FHA, HELOC | 5 +8 HELOCs |
1.4% | 100% | $145,000 | View |
|
400 E Madison St, Broussard, LA 70518 A5.0 ★Texas Ratio: 6.63% |
Conventional | 5 | 1.4% | 100% | $133,000 | View |
|
5643 Corporate Blvd, Baton Rouge, LA 70808 A5.0 ★Texas Ratio: 6.25% |
Conventional, FHA, USDA | 4 | 1.1% | 66.7% | $212,500 | View |
|
562 Eighth St, Krotz Springs, LA 70750 A+5.0 ★Texas Ratio: 3.38% |
Conventional | 3 | 0.8% | 100% | $258,333 | View |
Community First Bank
1805 Rees St, Breaux Bridge, LA 70517 |
Conventional | 3 | 0.8% | 100% | $145,000 | |
|
216 Main St, Cankton, LA 70584 A-4.9 ★Texas Ratio: 16.54% |
Conventional | 2 | 0.5% | 100% | $125,000 | View |
|
724 Veterans Dr, Carencro, LA 70520 3619 A+5.0 ★Texas Ratio: 3.36% |
Conventional | 2 | 0.5% | 66.7% | $280,000 | View |
|
200 N Adams Ave, Rayne, LA 70578 A+5.0 ★Texas Ratio: 1.11% |
Conventional | 2 | 0.5% | 100% | $245,000 | View |
|
215 Ralph Darden Memorial Pkwy, Baldwin, LA 70514 A+5.0 ★Texas Ratio: 5.23% |
Conventional | 2 | 0.5% | 100% | $455,000 | View |
|
2319 E Madison Avenue, Bastrop, LA 71220 A5.0 ★Texas Ratio: 9.53% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
St Landry Bank & Trust Co
4302 N University Ave, Carencro, LA 70520 |
Conventional | 1 | 0.3% | 100% | $65,000 | |
|
5412 Jones Creek Rd, Baton Rouge, LA 70817 A5.0 ★Texas Ratio: 6.75% |
Conventional, Jumbo | 1 | 0.3% | 100% | $835,000 | View |
|
3907 Parliament Dr, Alexandria, LA 71303 A5.0 ★Texas Ratio: 7.04% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
|
5379 Highland Rd, Baton Rouge, LA 70808 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
|
799 W Summers Dr, Abbeville, LA 70510 C3.8 ★Texas Ratio: 25.51% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
|
4000 S Sherwood Forest Blvd, Baton Rouge, LA 70816 A5.0 ★Texas Ratio: 11.57% |
FHA | 1 | 0.3% | 100% | $215,000 | View |
|
500 Bushley St, Harrisonburg, LA 71340 A-5.0 ★Texas Ratio: 14.91% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
|
1439 Centre Ct, Alexandria, LA 71301 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
DSLD Mortgage LLC
|
Conventional, FHA, VA, USDA | 39 | 10.6% | 84.8% | $199,102 | |
Assurance Financial Group, L.L.C.
|
Conventional, FHA, VA, HELOC | 12 +1 HELOCs |
3.3% | 100% | $241,666 | |
|
A+5.0 ★Texas Ratio: 3.34% |
Conventional, VA, USDA | 8 | 2.2% | 100% | $221,250 | View |
Gmfs, LLC
|
Conventional, USDA | 6 | 1.6% | 85.7% | $375,000 | |
Standard Mortgage Corporation
|
Conventional, VA | 3 | 0.8% | 100% | $245,000 | |
|
A+5.0 ★Texas Ratio: 3.14% |
Conventional | 3 | 0.8% | 100% | $111,666 | View |
|
A5.0 ★Texas Ratio: 12.93% |
Conventional | 2 | 0.5% | 66.7% | $40,000 | View |
The Bank
|
Conventional | 1 | 0.3% | 100% | $25,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, USDA, HELOC | 28 +1 HELOCs |
7.6% | 90.9% | $233,571 | |
Rocket Mortgage
|
Conventional, FHA, VA | 23 | 6.2% | 77.4% | $151,956 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA, USDA | 23 | 6.2% | 69.7% | $240,652 | |
Equity Prime Mortgage LLC
|
FHA, VA, USDA | 10 | 2.7% | 73.3% | $188,000 | |
Click n' Close, Inc.
|
Conventional, FHA, USDA | 10 | 2.7% | 90.9% | $194,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 9 | 2.4% | 90% | $241,666 | |
American Financial Resources LLC
|
Conventional, FHA, VA | 9 | 2.4% | 100% | $178,333 | |
Towne Mortgage Company
|
Conventional, FHA, VA, USDA | 9 | 2.4% | 100% | $221,666 | |
CrossCountry Mortgage, LLC
|
FHA, USDA | 7 | 1.9% | 100% | $165,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 7 | 1.9% | 63.6% | $227,857 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA, USDA | 7 | 1.9% | 100% | $225,000 | |
First Community Mortgage, Inc.
|
Conventional, FHA, USDA | 6 | 1.6% | 100% | $226,666 | |
Kind Lending, LLC
|
Conventional, FHA, VA, USDA | 6 | 1.6% | 75% | $215,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 6 | 1.6% | 19.4% | $95,000 | |
Newrez LLC
|
Conventional, FHA, VA | 5 | 1.4% | 83.3% | $303,000 | |
Triad Financial Services, Inc.
|
Conventional | 5 | 1.4% | 41.2% | $87,000 | |
Sfmc, LP
|
Conventional, VA, USDA | 4 | 1.1% | 100% | $267,500 | |
Mortgage Solutions of Colorado
|
Conventional, FHA, VA | 4 | 1.1% | 100% | $152,500 | |
American Pacific Mortgage Corporation
|
Conventional, USDA | 3 | 0.8% | 75% | $155,000 | |
The Loan Store, Inc
|
Conventional | 3 | 0.8% | 100% | $341,666 | |
Paramount Residential Mortgage
|
Conventional, FHA, VA | 3 | 0.8% | 100% | $135,000 | |
Cadence Bank
|
Conventional, HELOC | 2 +2 HELOCs |
0.5% | 100% | $85,000 | |
Primary Residential Mortgage, INC.
|
VA, USDA | 2 | 0.5% | 100% | $325,000 | |
loanDepot.com LLC
|
Conventional, VA | 2 | 0.5% | 28.6% | $225,000 | |
PHH Mortgage Corporation
|
Conventional | 2 | 0.5% | 100% | $145,000 | |
Amerisave Mortgage Company
|
FHA | 2 | 0.5% | 16.7% | $165,000 | |
Guild Mortgage Company
|
Conventional, FHA | 2 | 0.5% | 100% | $190,000 | |
ClearPath Lending
|
VA | 2 | 0.5% | 100% | $245,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 2 | 0.5% | 100% | $155,000 | View |
Mortgage Research Center
|
VA | 2 | 0.5% | 50% | $225,000 | |
CSL Financial, LLC
|
Conventional | 2 | 0.5% | 100% | $130,000 | |
Lower, LLC
|
Conventional | 2 | 0.5% | 100% | $210,000 | |
21St Mortgage
|
Conventional | 2 | 0.5% | 7.7% | $55,000 | |
Originpoint, LLC
|
Conventional | 1 | 0.3% | 100% | $245,000 | |
American Portfolio Mortgage Corporation
|
FHA | 1 | 0.3% | 50% | $215,000 | |
Cornerstone First Mortgage, LLC
|
VA | 1 | 0.3% | 100% | $135,000 | |
Guaranteed Rate, Inc.
|
FHA | 1 | 0.3% | 100% | $195,000 | |
|
A+5.0 ★Texas Ratio: 4.93% |
FHA | 1 | 0.3% | 100% | $165,000 | View |
Nbkc Bank
|
Conventional | 1 | 0.3% | 100% | $235,000 | |
Loansteady LLC
|
FHA | 1 | 0.3% | 100% | $195,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $165,000 | |
|
A5.0 ★Texas Ratio: 12.30% |
Conventional | 1 | 0.3% | 100% | $55,000 | |
American Financial Network, Inc.
|
FHA | 1 | 0.3% | 100% | $335,000 | |
Ameritrust Mortgage Corporation
|
VA | 1 | 0.3% | 100% | $245,000 | |
Cardinal Financial Company, Li
|
FHA | 1 | 0.3% | 100% | $255,000 | |
Intelliloan, Inc.
|
FHA | 1 | 0.3% | 100% | $275,000 | |
|
A5.0 ★Texas Ratio: 13.24% |
FHA | 1 | 0.3% | 100% | $275,000 | View |
|
A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 33.3% | $115,000 | View |
Pentagon Federal Credit Union
|
Conventional | 1 | 0.3% | 100% | $225,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.3% | 100% | $175,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
Nexera Holding LLC
|
Conventional | 1 | 0.3% | 100% | $185,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.3% | 28.6% | $25,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.3% | 100% | $225,000 | View |
Top Flite Financial, Inc.
|
VA | 1 | 0.3% | 50% | $205,000 | |
Village Capital & Investment
|
VA | 1 | 0.3% | 100% | $305,000 | |
Spring Eq, LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Cmg Mortgage Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
New American Funding, LLC.
|
HELOC | 0 +1 HELOCs |
0% | 0% |
Carencro Mortgage Rate Trends
Daily average mortgage rates for Louisiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Carencro, Louisiana
Looking for mortgage lenders near me or mortgage brokers near me in Carencro? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Carencro in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Carencro, LA
Use these to narrow the list above. Each category shows how many Carencro, LA lenders fit and what that kind of lender is usually best for.
Who Lends in Carencro, LA
Independent mortgage companies closed 77.2 percent of home loans in Carencro, Louisiana in 2025, banks 20.9 percent and credit unions 1.9 percent. DSLD Mortgage LLC was the largest mortgage company, Rayne State Bank & Trust Co the largest bank and Meritus Federal Credit Union the largest credit union. Among lenders headquartered in Louisiana, Rayne State Bank & Trust Co led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Louisiana. None at the state level (the Louisiana Constitution bans new real estate transfer taxes); New Orleans charges a flat $325 documentary transaction tax on each sale and on each mortgage of $9,000 or more.
More Louisiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Carencro, LA
By home loans closed in 2025, Rayne State Bank & Trust Co was the largest mortgage lender in Carencro, Louisiana with 7 loans, about 1.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
33 lenders closed FHA loans in Carencro, Louisiana in 2025, led by DHI Mortgage Company, LTD. with 16. 25 lenders closed VA loans, led by DSLD Mortgage LLC, and 16 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 5 credit unions closed home loans in Carencro, Louisiana in 2025, alongside 53 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Carencro, Louisiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Carencro, Louisiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Carencro. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
