Mortgage Lenders and Brokers in Neodesha, Kansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Neodesha, Kansas mortgage lenders include Bank of CommerceBank of Commerce524 Main St, Neodesha, KS 66757A+5.0 ★Texas Ratio: 0.36%, Community National Bank & TrustCommunity National Bank & Trust102 N 4th St, Neodesha, KS 66757A5.0 ★Texas Ratio: 6.38%, Equity BankEquity Bank801 Main St, Neodesha, KS 66757A5.0 ★Texas Ratio: 6.60%, Golden Plains Credit UnionGolden Plains Credit Union120 W 1st St, Ellsworth, KS 67439 3202A+5.0 ★Texas Ratio: 5.93%, Bank of the Flint HillsBank of the Flint Hills408 Missouri Ave, Alma, KS 66401A+5.0 ★Texas Ratio: 0.96%, Mortgage Investment Services CorporationMortgage Investment Services CorporationShawnee, KS, Members Mortgage Services, LLCMembers Mortgage Services, LLCHutchinson, KS, Flat Branch Mortgage, Inc., Mortgage Research Center, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Neodesha, Kansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Neodesha are listed first, then lenders elsewhere in Kansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Neodesha, Kansas
Market share is the lender's share of all home loans closed in Neodesha, Kansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Neodesha 524 Main St, Neodesha, KS 66757 A+5.0 ★Texas Ratio: 0.36% |
Conventional | 9 | 22% | 71.4% | $78,333 | View |
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1 office in Neodesha 102 N 4th St, Neodesha, KS 66757 A5.0 ★Texas Ratio: 6.38% |
Conventional, USDA, HELOC | 6 +5 HELOCs |
14.6% | 100% | $111,666 | View |
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1 office in Neodesha 801 Main St, Neodesha, KS 66757 A5.0 ★Texas Ratio: 6.60% |
Conventional, HELOC | 1 +1 HELOCs |
2.4% | 100% | $165,000 | View |
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120 W 1st St, Ellsworth, KS 67439 3202 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 1 | 2.4% | 100% | $135,000 | View |
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408 Missouri Ave, Alma, KS 66401 A+5.0 ★Texas Ratio: 0.96% |
Conventional | 1 | 2.4% | 50% | $105,000 | View |
Mortgage Investment Services Corporation
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Conventional, USDA | 2 | 4.9% | 100% | $105,000 | |
Members Mortgage Services, LLC
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FHA | 1 | 2.4% | 100% | $65,000 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA, VA, USDA | 7 | 17.1% | 100% | $109,285 | |
Mortgage Research Center
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Conventional, FHA, USDA | 3 | 7.3% | 60% | $98,333 | |
Rocket Mortgage
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Conventional, VA | 2 | 4.9% | 50% | $200,000 | |
United Wholesale Mortgage
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FHA | 1 | 2.4% | 100% | $65,000 | |
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A+5.0 ★Texas Ratio: 1.46% |
Conventional | 1 | 2.4% | 100% | $15,000 | View |
Freedom Mortgage Corporation
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VA | 1 | 2.4% | 100% | $185,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 2.4% | 100% | $55,000 | |
Amerisave Mortgage Company
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FHA | 1 | 2.4% | 50% | $135,000 | |
American Financial Network, Inc.
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FHA | 1 | 2.4% | 100% | $155,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 2.4% | 33.3% | $175,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 2.4% | 100% | $205,000 | View |
Neodesha Mortgage Rate Trends
Daily average mortgage rates for Kansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Neodesha, Kansas
Looking for mortgage lenders near me or mortgage brokers near me in Neodesha? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Neodesha in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Neodesha, KS
Use these to narrow the list above. Each category shows how many Neodesha, KS lenders fit and what that kind of lender is usually best for.
Who Lends in Neodesha, KS
Independent mortgage companies closed 48.8 percent of home loans in Neodesha, Kansas in 2025, banks 43.9 percent and credit unions 7.3 percent. Mortgage Investment Services Corporation was the largest mortgage company, Bank of Commerce the largest bank and Golden Plains Credit Union the largest credit union. Among lenders headquartered in Kansas, Bank of Commerce led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Kansas. None; the mortgage registration tax was fully phased out in 2019.
More Kansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Neodesha, KS
By home loans closed in 2025, Bank of Commerce was the largest mortgage lender in Neodesha, Kansas with 9 loans, about 22 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Neodesha, Kansas in 2025, led by Flat Branch Mortgage, Inc. with 3. 4 lenders closed VA loans, led by Flat Branch Mortgage, Inc., and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 5 banks and 3 credit unions closed home loans in Neodesha, Kansas in 2025, alongside 10 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Neodesha, Kansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Neodesha, Kansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Neodesha. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
