Mortgage Lenders and Brokers in Harper, Kansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Harper, Kansas mortgage lenders include Bank of Commerce & Trust CompanyBank of Commerce & Trust Company807 W 14th St, Harper, KS 67058C+3.8 ★Texas Ratio: 15.89%, Peoples Bank and Trust CoPeoples Bank and Trust Co102 E Main St, Anthony, KS 67003A5.0 ★Texas Ratio: 7.49%, Citizens Bank of KansasCitizens Bank of Kansas2330 Ohio St, Augusta, KS 67010A-4.2 ★Texas Ratio: 0.66%, Credit Union of AmericaCredit Union of America329 S Andover Rd, Andover, KS 67002A+5.0 ★Texas Ratio: 3.98%, Stryv BankStryv Bank6160 N Broadway Ave, Wichita, KS 67219A+5.0 ★Texas Ratio: 0.00%, BMO Harris Bank NABMO Harris Bank NA1420 Ohio St, Augusta, KS 67010A+5.0 ★Texas Ratio: 3.54%, Emprise BankEmprise Bank406 S Andover Rd, Andover, KS 67002A+5.0 ★Texas Ratio: 3.11%, Conway BankConway BankWichita, KS, Leaderone Financial Corp.Leaderone Financial Corp.Overland Park, KS, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Harper, Kansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Harper are listed first, then lenders elsewhere in Kansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Harper, Kansas
Market share is the lender's share of all home loans closed in Harper, Kansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Harper 807 W 14th St, Harper, KS 67058 C+3.8 ★Texas Ratio: 15.89% |
Conventional | 2 | 9.1% | 100% | $45,000 | View |
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102 E Main St, Anthony, KS 67003 A5.0 ★Texas Ratio: 7.49% |
Conventional | 2 | 9.1% | 66.7% | $355,000 | View |
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2330 Ohio St, Augusta, KS 67010 A-4.2 ★Texas Ratio: 0.66% |
Conventional | 1 | 4.5% | 100% | $465,000 | View |
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329 S Andover Rd, Andover, KS 67002 A+5.0 ★Texas Ratio: 3.98% |
Conventional | 1 | 4.5% | 100% | $55,000 | View |
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6160 N Broadway Ave, Wichita, KS 67219 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 4.5% | 100% | $295,000 | View |
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1420 Ohio St, Augusta, KS 67010 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 4.5% | 100% | $55,000 | View |
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406 S Andover Rd, Andover, KS 67002 A+5.0 ★Texas Ratio: 3.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Conway Bank
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Conventional | 1 | 4.5% | 100% | $95,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 4.5% | 100% | $235,000 | |
Rocket Mortgage
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Conventional, FHA | 3 | 13.6% | 75% | $118,333 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 9.1% | 50% | $45,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 4.5% | 100% | $65,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 4.5% | 100% | $235,000 | |
Flat Branch Mortgage, Inc.
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FHA | 1 | 4.5% | 100% | $145,000 | |
Nationstar Mortgage
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Conventional | 1 | 4.5% | 50% | $55,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 4.5% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
FHA | 1 | 4.5% | 100% | $105,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 4.5% | 100% | $115,000 |
Harper Mortgage Rate Trends
Daily average mortgage rates for Kansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Harper, Kansas
Looking for mortgage lenders near me or mortgage brokers near me in Harper? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Harper in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Harper, KS
Use these to narrow the list above. Each category shows how many Harper, KS lenders fit and what that kind of lender is usually best for.
Who Lends in Harper, KS
Independent mortgage companies closed 54.5 percent of home loans in Harper, Kansas in 2025, banks 40.9 percent and credit unions 4.5 percent. Leaderone Financial Corp. was the largest mortgage company, Bank of Commerce & Trust Company the largest bank and Credit Union of America the largest credit union. Among lenders headquartered in Kansas, Bank of Commerce & Trust Company led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Kansas. None; the mortgage registration tax was fully phased out in 2019.
More Kansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Harper, KS
By home loans closed in 2025, Bank of Commerce & Trust Company was the largest mortgage lender in Harper, Kansas with 2 loans, about 9.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Harper, Kansas in 2025, led by Rocket Mortgage with 1. 1 lenders closed VA loans, led by Mortgage Solutions of Colorado. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 1 credit unions closed home loans in Harper, Kansas in 2025, alongside 9 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Harper, Kansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Harper, Kansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Harper. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
