Mortgage Lenders and Brokers in Baxter Springs, Kansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Baxter Springs, Kansas mortgage lenders include Arvest BankArvest Bank306 E Main St, Gardner, KS 66030A5.0 ★Texas Ratio: 7.48%, Community Bank and TrustCommunity Bank and Trust215 E 7th St, Galena, KS 66739A+5.0 ★Texas Ratio: 0.74%, Pinnacle BankPinnacle Bank401 N Spruce St, Abilene, KS 67410A+5.0 ★Texas Ratio: 1.45%, Gnbank, N.A.Gnbank, N.A.501 E Washington St, Arma, KS 66712A+5.0 ★Texas Ratio: 0.84%, Bokf NABokf NA12112 Metcalf Ave, Overland Park, KS 66213A+5.0 ★Texas Ratio: 1.05%, Flat Branch Mortgage, Inc., Rocket Mortgage, People'S Bank of SenecaPeople'S Bank of SenecaA5.0 ★Texas Ratio: 9.47%, Newrez LLC, and Gateway First BankGateway First BankB+4.8 ★Texas Ratio: 17.16%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Baxter Springs, Kansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Baxter Springs are listed first, then lenders elsewhere in Kansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Baxter Springs, Kansas
Market share is the lender's share of all home loans closed in Baxter Springs, Kansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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306 E Main St, Gardner, KS 66030 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA | 5 | 6.3% | 71.4% | $105,000 | View |
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215 E 7th St, Galena, KS 66739 A+5.0 ★Texas Ratio: 0.74% |
Conventional | 2 | 2.5% | 66.7% | $145,000 | View |
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401 N Spruce St, Abilene, KS 67410 A+5.0 ★Texas Ratio: 1.45% |
Conventional | 1 | 1.3% | 100% | $65,000 | View |
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501 E Washington St, Arma, KS 66712 A+5.0 ★Texas Ratio: 0.84% |
Conventional | 1 | 1.3% | 100% | $105,000 | View |
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12112 Metcalf Ave, Overland Park, KS 66213 A+5.0 ★Texas Ratio: 1.05% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Flat Branch Mortgage, Inc.
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Conventional, FHA, VA, USDA | 41 | 51.9% | 100% | $134,512 | |
Rocket Mortgage
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Conventional, FHA, VA | 7 | 8.9% | 87.5% | $113,571 | |
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A5.0 ★Texas Ratio: 9.47% |
Conventional | 5 | 6.3% | 100% | $133,000 | View |
Newrez LLC
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Conventional, VA | 2 | 2.5% | 100% | $185,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 2 | 2.5% | 66.7% | $145,000 | View |
Mortgage Research Center
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VA | 2 | 2.5% | 50% | $175,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 2.5% | 100% | $105,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1.3% | 50% | $165,000 | |
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A+5.0 ★Texas Ratio: 3.61% |
Conventional | 1 | 1.3% | 100% | $205,000 | View |
Pennymac Loan Services LLC
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FHA | 1 | 1.3% | 100% | $105,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 1.3% | 100% | $45,000 | |
Nationwide Mortgage Bankers, Inc.
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FHA | 1 | 1.3% | 100% | $125,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 1.3% | 100% | $145,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 1.3% | 100% | $75,000 | |
Gershman Investment Corp.
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Conventional | 1 | 1.3% | 50% | $55,000 | |
Village Capital & Investment
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VA | 1 | 1.3% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 1.87% |
HELOC | 0 +1 HELOCs |
0% | 0% | View |
Baxter Springs Mortgage Rate Trends
Daily average mortgage rates for Kansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Baxter Springs, Kansas
Looking for mortgage lenders near me or mortgage brokers near me in Baxter Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Baxter Springs in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Baxter Springs, KS
Use these to narrow the list above. Each category shows how many Baxter Springs, KS lenders fit and what that kind of lender is usually best for.
Who Lends in Baxter Springs, KS
Independent mortgage companies closed 75.9 percent of home loans in Baxter Springs, Kansas in 2025, banks 21.5 percent and credit unions 2.5 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Arvest Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Kansas, Gnbank, N.A. led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Kansas. None; the mortgage registration tax was fully phased out in 2019.
More Kansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Baxter Springs, KS
By home loans closed in 2025, Arvest Bank was the largest mortgage lender in Baxter Springs, Kansas with 5 loans, about 6.3 percent of the market. The largest lender headquartered in Kansas was Gnbank, N.A. with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Baxter Springs, Kansas in 2025, led by Flat Branch Mortgage, Inc. with 16. 7 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 1 credit unions closed home loans in Baxter Springs, Kansas in 2025, alongside 12 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Baxter Springs, Kansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Baxter Springs, Kansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Baxter Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
