Mortgage Lenders and Brokers in Winamac, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Winamac, Indiana mortgage lenders include First Federal Savings BankFirst Federal Savings Bank814 US 35 North, Winamac, IN 46996A5.0 ★Texas Ratio: 6.90%, 1St Source Bank1St Source Bank110 North Market Street, Winamac, IN 46996A+5.0 ★Texas Ratio: 5.01%, Alliance BankAlliance Bank510 N Us Highway 35, Winamac, IN 46996A+5.0 ★Texas Ratio: 0.08%, Everwise Credit UnionEverwise Credit Union7607 E US Highway 36, Avon, IN 46123A5.0 ★Texas Ratio: 6.81%, Fifth Third Bank, National AssociationFifth Third Bank, National Association100 Growth Pkwy, Angola, IN 46703A+5.0 ★Texas Ratio: 3.22%, MidWest America Federal Credit UnionMidWest America Federal Credit Union1409 N Wayne St, Angola, IN 46703A+5.0 ★Texas Ratio: 4.56%, Lake City BankLake City Bank114 W Rochester St, Akron, IN 46910A+5.0 ★Texas Ratio: 2.66%, Centier BankCentier Bank1000 East Main Street, Brownsburg, IN 46112A5.0 ★Texas Ratio: 6.45%, Ruoff Mortgage CompanyRuoff Mortgage CompanyFort Wayne, IN, and Gvc Mortgage, Inc.Gvc Mortgage, Inc.Suite 200, IN. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Winamac, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Winamac are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Winamac, Indiana
Market share is the lender's share of all home loans closed in Winamac, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Winamac 814 US 35 North, Winamac, IN 46996 A5.0 ★Texas Ratio: 6.90% |
Conventional, USDA, HELOC | 9 +8 HELOCs |
15% | 100% | $211,666 | View |
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1 office in Winamac 110 North Market Street, Winamac, IN 46996 A+5.0 ★Texas Ratio: 5.01% |
Conventional, HELOC | 2 +3 HELOCs |
3.3% | 100% | $120,000 | View |
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1 office in Winamac 510 N Us Highway 35, Winamac, IN 46996 A+5.0 ★Texas Ratio: 0.08% |
Conventional | 1 | 1.7% | 50% | $115,000 | View |
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7607 E US Highway 36, Avon, IN 46123 A5.0 ★Texas Ratio: 6.81% |
FHA, HELOC | 1 +1 HELOCs |
1.7% | 100% | $255,000 | View |
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100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
VA, HELOC | 1 +1 HELOCs |
1.7% | 50% | $205,000 | View |
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1409 N Wayne St, Angola, IN 46703 A+5.0 ★Texas Ratio: 4.56% |
Conventional | 1 | 1.7% | 100% | $25,000 | |
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114 W Rochester St, Akron, IN 46910 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1000 East Main Street, Brownsburg, IN 46112 A5.0 ★Texas Ratio: 6.45% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ruoff Mortgage Company
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Conventional, VA | 4 | 6.7% | 100% | $177,500 | |
Gvc Mortgage, Inc.
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Conventional, USDA | 2 | 3.3% | 66.7% | $200,000 | |
Purdue Federal Cu
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Conventional | 1 | 1.7% | 100% | $245,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 6 | 10% | 100% | $88,333 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 5 | 8.3% | 100% | $217,000 | |
American Financial Network, Inc.
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FHA | 3 | 5% | 100% | $178,333 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 3.3% | 100% | $160,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 3.3% | 66.7% | $65,000 | |
Nationstar Mortgage
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Conventional | 2 | 3.3% | 100% | $85,000 | |
21St Mortgage
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Conventional | 2 | 3.3% | 50% | $90,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 1.7% | 100% | $135,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 1.7% | 100% | $255,000 | |
loanDepot.com LLC
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FHA | 1 | 1.7% | 100% | $75,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 1.7% | 100% | $55,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 1.7% | 100% | $95,000 | |
Guild Mortgage Company
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Conventional | 1 | 1.7% | 100% | $215,000 | |
Flat Branch Mortgage, Inc.
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VA | 1 | 1.7% | 100% | $355,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1.7% | 100% | $175,000 | |
New Day Financial, LLC.
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VA | 1 | 1.7% | 100% | $295,000 | |
Churchill Mortgage Corporation
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VA | 1 | 1.7% | 100% | $145,000 | |
Planet Home Lending, LLC
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FHA | 1 | 1.7% | 100% | $245,000 | |
Direct Mortgage Loans, LLC
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FHA | 1 | 1.7% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.7% | 100% | $185,000 | View |
Mortgage Research Center
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VA | 1 | 1.7% | 100% | $235,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 1.7% | 100% | $135,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 1.7% | 100% | $205,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Winamac Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Winamac, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Winamac? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Winamac in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Winamac, IN
Use these to narrow the list above. Each category shows how many Winamac, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Winamac, IN
Independent mortgage companies closed 71.7 percent of home loans in Winamac, Indiana in 2025, banks 23.3 percent and credit unions 5 percent. Ruoff Mortgage Company was the largest mortgage company, First Federal Savings Bank the largest bank and Everwise Credit Union the largest credit union. Among lenders headquartered in Indiana, First Federal Savings Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Winamac, IN
By home loans closed in 2025, First Federal Savings Bank was the largest mortgage lender in Winamac, Indiana with 9 loans, about 15 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Winamac, Indiana in 2025, led by American Financial Network, Inc. with 3. 9 lenders closed VA loans, led by Ruoff Mortgage Company, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 3 credit unions closed home loans in Winamac, Indiana in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Winamac, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Winamac, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Winamac. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
