Mortgage Lenders and Brokers in Topeka, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Topeka, Indiana mortgage lenders include Farmers State BankFarmers State Bank109 North Main Street, Topeka, IN 46571A+5.0 ★Texas Ratio: 0.14%, Interra Credit UnionInterra Credit Union210 W Lake St, Topeka, IN 46571A+5.0 ★Texas Ratio: 1.39%, The Campbell & Fetter BankThe Campbell & Fetter Bank304 S Orange St, Albion, IN 46701A+5.0 ★Texas Ratio: 0.00%, Lake City BankLake City Bank114 W Rochester St, Akron, IN 46910A+5.0 ★Texas Ratio: 2.66%, First State Bank of MiddleburyFirst State Bank of Middlebury1515 Cobblestone Boulevlard, Elkhart, IN 46516A5.0 ★Texas Ratio: 10.52%, Horizon BankHorizon Bank307 E Jackson St, Attica, IN 47918A+5.0 ★Texas Ratio: 4.40%, MidWest America Federal Credit UnionMidWest America Federal Credit Union1409 N Wayne St, Angola, IN 46703A+5.0 ★Texas Ratio: 4.56%, Fifth Third Bank, National AssociationFifth Third Bank, National Association100 Growth Pkwy, Angola, IN 46703A+5.0 ★Texas Ratio: 3.22%, Ruoff Mortgage CompanyRuoff Mortgage CompanyFort Wayne, IN, and Gvc Mortgage, Inc.Gvc Mortgage, Inc.Suite 200, IN. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Topeka, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Topeka are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Topeka, Indiana
Market share is the lender's share of all home loans closed in Topeka, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Topeka 109 North Main Street, Topeka, IN 46571 A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo, HELOC | 21 +27 HELOCs |
39.6% | 95.7% | $395,476 | View |
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210 W Lake St, Topeka, IN 46571 A+5.0 ★Texas Ratio: 1.39% |
Conventional, HELOC | 7 +12 HELOCs |
13.2% | 87.5% | $282,142 | View |
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304 S Orange St, Albion, IN 46701 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 4 | 7.5% | 100% | $157,500 | View |
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114 W Rochester St, Akron, IN 46910 A+5.0 ★Texas Ratio: 2.66% |
Conventional, HELOC | 1 +4 HELOCs |
1.9% | 100% | $95,000 | View |
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1515 Cobblestone Boulevlard, Elkhart, IN 46516 A5.0 ★Texas Ratio: 10.52% |
Conventional | 1 | 1.9% | 100% | $425,000 | View |
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307 E Jackson St, Attica, IN 47918 A+5.0 ★Texas Ratio: 4.40% |
HELOC | 0 +6 HELOCs |
0% | 0% | View | |
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1409 N Wayne St, Angola, IN 46703 A+5.0 ★Texas Ratio: 4.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ruoff Mortgage Company
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FHA | 1 | 1.9% | 100% | $235,000 | |
Gvc Mortgage, Inc.
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Conventional | 1 | 1.9% | 100% | $195,000 | |
Farm Credit Mid-America, Aca
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Conventional | 10 | 18.9% | 100% | $291,000 | |
United Wholesale Mortgage
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Conventional | 2 | 3.8% | 100% | $120,000 | |
Rocket Mortgage
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Conventional | 2 | 3.8% | 66.7% | $160,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 1.9% | 100% | $175,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.9% | 100% | $135,000 | |
Village Capital & Investment
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VA | 1 | 1.9% | 100% | $265,000 |
Topeka Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Topeka, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Topeka? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Topeka in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Topeka, IN
Use these to narrow the list above. Each category shows how many Topeka, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Topeka, IN
Independent mortgage companies closed 35.8 percent of home loans in Topeka, Indiana in 2025, banks 50.9 percent and credit unions 13.2 percent. Ruoff Mortgage Company was the largest mortgage company, Farmers State Bank the largest bank and Interra Credit Union the largest credit union. Among lenders headquartered in Indiana, Farmers State Bank led with 21 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Topeka, IN
By home loans closed in 2025, Farmers State Bank was the largest mortgage lender in Topeka, Indiana with 21 loans, about 39.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Topeka, Indiana in 2025, led by Ruoff Mortgage Company with 1. 1 lenders closed VA loans, led by Village Capital & Investment. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 6 banks and 2 credit unions closed home loans in Topeka, Indiana in 2025, alongside 8 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Topeka, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Topeka, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Topeka. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
