Mortgage Lenders and Brokers in Portland, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Portland, Indiana mortgage lenders include First Bank of BerneFirst Bank of Berne185 Industrial Dr, Portland, IN 47371A4.9 ★Texas Ratio: 5.48%, First Merchants BankFirst Merchants Bank112 W Main St, Portland, IN 47371A+5.0 ★Texas Ratio: 4.12%, First Financial BankFirst Financial Bank112 N Meridian St, Portland, IN 47371A+5.0 ★Texas Ratio: 3.21%, The Farmers State BankThe Farmers State Bank910 N Meridian St, Portland, IN 47371A+5.0 ★Texas Ratio: 1.79%, Horizon BankHorizon Bank307 E Jackson St, Attica, IN 47918A+5.0 ★Texas Ratio: 4.40%, Huntington National BankHuntington National Bank101 S Harrison St, Alexandria, IN 46001A+5.0 ★Texas Ratio: 3.66%, Citizens State Bank of New CastleCitizens State Bank of New Castle902 S Rangeline Rd, Carmel, IN 46032A+5.0 ★Texas Ratio: 2.45%, Everwise Credit UnionEverwise Credit Union7607 E US Highway 36, Avon, IN 46123A5.0 ★Texas Ratio: 6.81%, Merchants Bank of IndianaMerchants Bank of Indiana410 Monon Blvd, Carmel, IN 46032A5.0 ★Texas Ratio: 11.97%, and FORUM Credit UnionFORUM Credit Union9114 E US Highway 36, Avon, IN 46123 7772A+5.0 ★Texas Ratio: 1.80%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Portland, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Portland are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Portland, Indiana
Market share is the lender's share of all home loans closed in Portland, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 4 stars, 1 review 1 office in Portland 185 Industrial Dr, Portland, IN 47371 A4.9 ★Texas Ratio: 5.48% |
Conventional | 28 | 25.2% | 82.9% | $68,214 | View |
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2 offices in Portland 112 W Main St, Portland, IN 47371 A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 10 +16 HELOCs |
9% | 100% | $67,000 | View |
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1 office in Portland 112 N Meridian St, Portland, IN 47371 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 4 +10 HELOCs |
3.6% | 66.7% | $60,000 | View |
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1 office in Portland 910 N Meridian St, Portland, IN 47371 A+5.0 ★Texas Ratio: 1.79% |
Conventional | 3 | 2.7% | 100% | $98,333 | View |
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307 E Jackson St, Attica, IN 47918 A+5.0 ★Texas Ratio: 4.40% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $25,000 | View |
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101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.9% | 50% | $65,000 | View |
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902 S Rangeline Rd, Carmel, IN 46032 A+5.0 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.9% | 100% | $25,000 | View |
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7607 E US Highway 36, Avon, IN 46123 A5.0 ★Texas Ratio: 6.81% |
Conventional | 1 | 0.9% | 50% | $195,000 | View |
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410 Monon Blvd, Carmel, IN 46032 A5.0 ★Texas Ratio: 11.97% |
USDA | 1 | 0.9% | 100% | $85,000 | View |
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9114 E US Highway 36, Avon, IN 46123 7772 A+5.0 ★Texas Ratio: 1.80% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ruoff Mortgage Company
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Conventional, FHA, USDA | 4 | 3.6% | 100% | $150,000 | |
Gvc Mortgage, Inc.
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Conventional | 3 | 2.7% | 100% | $118,333 | |
Royal United Mortgage LLC
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Conventional | 2 | 1.8% | 100% | $90,000 | |
Three Rivers Federal Crediit U
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Conventional | 1 | 0.9% | 100% | $105,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, USDA | 10 | 9% | 100% | $143,000 | |
Mortgage Research Center
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Conventional, FHA, VA | 8 | 7.2% | 100% | $155,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 7 | 6.3% | 100% | $113,571 | |
Newrez LLC
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Conventional, FHA, USDA | 5 | 4.5% | 100% | $121,000 | |
Rocket Mortgage
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FHA, VA | 3 | 2.7% | 60% | $111,666 | |
Carrington Mortgage Services LLC
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FHA | 3 | 2.7% | 66.7% | $131,666 | |
United Wholesale Mortgage
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Conventional, FHA | 2 | 1.8% | 100% | $95,000 | |
Stockton Mortgage Corporation
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Conventional, USDA | 2 | 1.8% | 100% | $125,000 | |
Polaris Home Funding Corp.
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USDA | 1 | 0.9% | 100% | $145,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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USDA | 1 | 0.9% | 100% | $135,000 | |
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★ 5 stars, 1 review A5.0 ★Texas Ratio: 9.58% |
Conventional | 1 | 0.9% | 100% | $95,000 | View |
Freedom Mortgage Corporation
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FHA | 1 | 0.9% | 100% | $115,000 | |
loanDepot.com LLC
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FHA | 1 | 0.9% | 100% | $175,000 | |
VanDyk Mortgage Corporation
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USDA | 1 | 0.9% | 100% | $165,000 | |
Union Home Mortgage Corp.
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USDA | 1 | 0.9% | 100% | $145,000 | |
Nfm, Inc
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Conventional | 1 | 0.9% | 100% | $155,000 | |
New Day Financial, LLC.
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VA | 1 | 0.9% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.9% | 100% | $105,000 | View |
New American Funding, LLC.
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FHA | 1 | 0.9% | 33.3% | $95,000 | |
The Farmers & Merchants State Bank
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HELOC | 0 +1 HELOCs |
0% | 0% |
Portland Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Portland, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Portland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Portland in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Portland, IN
Use these to narrow the list above. Each category shows how many Portland, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Portland, IN
Independent mortgage companies closed 52.3 percent of home loans in Portland, Indiana in 2025, banks 45.9 percent and credit unions 1.8 percent. Ruoff Mortgage Company was the largest mortgage company, First Bank of Berne the largest bank and Everwise Credit Union the largest credit union. Among lenders headquartered in Indiana, First Bank of Berne led with 28 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Portland, IN
By home loans closed in 2025, First Bank of Berne was the largest mortgage lender in Portland, Indiana with 28 loans, about 25.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Portland, Indiana in 2025, led by Fairway Independent Mort Corp with 3. 5 lenders closed VA loans, led by Mortgage Research Center, and 9 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 3 credit unions closed home loans in Portland, Indiana in 2025, alongside 20 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Portland, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Portland, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Portland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
