Mortgage Lenders and Brokers in Liberty, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Liberty, Indiana mortgage lenders include The Bath State BankThe Bath State Bank110 N Main St, Liberty, IN 47353B4.0 ★Texas Ratio: 9.53%, First Merchants BankFirst Merchants Bank107 W Union St, Liberty, IN 47353A+5.0 ★Texas Ratio: 4.12%, FCN BankFCN Bank1060 State Road 229, Batesville, IN 47006A+5.0 ★Texas Ratio: 0.13%, Union Savings and Loan AssociationUnion Savings and Loan Association730 N Central Ave, Connersville, IN 47331, First Financial BankFirst Financial Bank104 Linksway, Aurora, IN 47001A+5.0 ★Texas Ratio: 3.21%, Fifth Third Bank, National AssociationFifth Third Bank, National Association100 Growth Pkwy, Angola, IN 46703A+5.0 ★Texas Ratio: 3.22%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA29 S Sr 267, Avon, IN 46123A+5.0 ★Texas Ratio: 3.68%, Centra Credit UnionCentra Credit Union11711 Pennsylvania St Ste 101, Carmel, IN 46032 4559A+5.0 ★Texas Ratio: 5.34%, Three Rivers Federal Crediit UThree Rivers Federal Crediit UFort Wayne, IN, and Ruoff Mortgage CompanyRuoff Mortgage CompanyFort Wayne, IN. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Liberty, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Liberty are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Liberty, Indiana
Market share is the lender's share of all home loans closed in Liberty, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Liberty 110 N Main St, Liberty, IN 47353 B4.0 ★Texas Ratio: 9.53% |
Conventional | 22 | 28.2% | 100% | $132,727 | View |
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1 office in Liberty 107 W Union St, Liberty, IN 47353 A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 2 +12 HELOCs |
2.6% | 50% | $150,000 | View |
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1060 State Road 229, Batesville, IN 47006 A+5.0 ★Texas Ratio: 0.13% |
Conventional | 3 | 3.8% | 100% | $215,000 | View |
Union Savings and Loan Association
730 N Central Ave, Connersville, IN 47331 |
Conventional | 2 | 2.6% | 100% | $280,000 | |
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104 Linksway, Aurora, IN 47001 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 1 +1 HELOCs |
1.3% | 50% | $135,000 | View |
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100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
1.3% | 100% | $75,000 | View |
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29 S Sr 267, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.3% | 100% | $455,000 | View |
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11711 Pennsylvania St Ste 101, Carmel, IN 46032 4559 A+5.0 ★Texas Ratio: 5.34% |
Conventional | 1 | 1.3% | 100% | $125,000 | View |
Three Rivers Federal Crediit U
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Conventional, HELOC | 6 +2 HELOCs |
7.7% | 87.5% | $96,666 | |
Ruoff Mortgage Company
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Conventional, VA | 2 | 2.6% | 100% | $200,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 7 | 9% | 88.9% | $185,000 | |
Newrez LLC
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FHA, VA | 5 | 6.4% | 100% | $151,000 | |
Mortgage Research Center
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FHA, VA | 4 | 5.1% | 100% | $197,500 | |
Primelending
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FHA, USDA | 3 | 3.8% | 100% | $191,666 | |
American Pacific Mortgage Corporation
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FHA | 2 | 2.6% | 66.7% | $210,000 | |
Polaris Home Funding Corp.
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FHA | 1 | 1.3% | 100% | $245,000 | |
United Wholesale Mortgage
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FHA | 1 | 1.3% | 100% | $135,000 | |
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★ 5 stars, 1 review A5.0 ★Texas Ratio: 9.58% |
Conventional | 1 | 1.3% | 100% | $95,000 | View |
Canopy Mortgage, LLC
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Conventional | 1 | 1.3% | 100% | $375,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 1.3% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 2.05% |
Conventional | 1 | 1.3% | 100% | $95,000 | View |
Pennymac Loan Services LLC
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VA | 1 | 1.3% | 100% | $85,000 | |
Amerisave Mortgage Company
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FHA | 1 | 1.3% | 50% | $155,000 | |
Diamond Residential Mtg Corp
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Conventional | 1 | 1.3% | 100% | $75,000 | |
Bayshore Mortgage Funding
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Conventional | 1 | 1.3% | 100% | $185,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 1.3% | 100% | $135,000 | |
Planet Home Lending, LLC
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VA | 1 | 1.3% | 100% | $205,000 | |
Provident Funding Associates
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Conventional | 1 | 1.3% | 100% | $185,000 | |
Wright Patt Credit Union Inc
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Conventional | 1 | 1.3% | 50% | $55,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.3% | 100% | $45,000 | |
NorthCountry Federal Credit Union
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Conventional | 1 | 1.3% | 100% | $345,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View |
Liberty Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Liberty, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Liberty? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Liberty in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Liberty, IN
Use these to narrow the list above. Each category shows how many Liberty, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Liberty, IN
Independent mortgage companies closed 41 percent of home loans in Liberty, Indiana in 2025, banks 47.4 percent and credit unions 11.5 percent. Ruoff Mortgage Company was the largest mortgage company, The Bath State Bank the largest bank and Centra Credit Union the largest credit union. Among lenders headquartered in Indiana, The Bath State Bank led with 22 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Liberty, IN
By home loans closed in 2025, The Bath State Bank was the largest mortgage lender in Liberty, Indiana with 22 loans, about 28.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Liberty, Indiana in 2025, led by Rocket Mortgage with 4. 6 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 4 credit unions closed home loans in Liberty, Indiana in 2025, alongside 17 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Liberty, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Liberty, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Liberty. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
