MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Kentland, Indiana

Kentland, Indiana mortgage lenders include Community State BankCommunity State Bank115 South Main Street, Albion, IN 46701, Kentland BankKentland Bank111 N 4th St, Kentland, IN 47951A5.0 ★Texas Ratio: 13.55%, First Financial BankFirst Financial Bank104 Linksway, Aurora, IN 47001A+5.0 ★Texas Ratio: 3.21%, Fifth Third Bank, National AssociationFifth Third Bank, National Association100 Growth Pkwy, Angola, IN 46703A+5.0 ★Texas Ratio: 3.22%, First Merchants BankFirst Merchants Bank800 Main St Ste 100, Anderson, IN 46016A+5.0 ★Texas Ratio: 4.12%, Ruoff Mortgage CompanyRuoff Mortgage CompanyFort Wayne, IN, Purdue Federal CuPurdue Federal CuWest Lafayette, IN, Rocket Mortgage, American Financial Network, Inc., and CrossCountry Mortgage, LLC. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Kentland, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kentland are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Kentland, Indiana

Market share is the lender's share of all home loans closed in Kentland, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
Community State Bank
115 South Main Street, Albion, IN 46701
Conventional 10 23.3% 100% $175,000
111 N 4th St, Kentland, IN 47951
A5.0 ★Texas Ratio: 13.55%
Conventional 3 7% 100% $68,333 View
104 Linksway, Aurora, IN 47001
A+5.0 ★Texas Ratio: 3.21%
Conventional 2 4.7% 66.7% $185,000 View
100 Growth Pkwy, Angola, IN 46703
A+5.0 ★Texas Ratio: 3.22%
HELOC 0
+1 HELOCs
0% 0% View
800 Main St Ste 100, Anderson, IN 46016
A+5.0 ★Texas Ratio: 4.12%
HELOC 0
+1 HELOCs
0% n/a View
Ruoff Mortgage Company
Conventional 1 2.3% 100% $105,000
Purdue Federal Cu
Conventional 1 2.3% 100% $95,000
Rocket Mortgage
Conventional 6 14% 88.9% $93,333
American Financial Network, Inc.
Conventional, FHA 4 9.3% 100% $170,000
CrossCountry Mortgage, LLC
Conventional, FHA 3 7% 100% $285,000
loanDepot.com LLC
Conventional, FHA 2 4.7% 100% $85,000
A+5.0 ★Texas Ratio: 4.14%
Conventional 1 2.3% 100% $115,000 View
United Wholesale Mortgage
Conventional 1 2.3% 100% $425,000
Lakeview Loan Servicing, LLC
VA 1 2.3% 100% $175,000
Pennymac Loan Services LLC
FHA 1 2.3% 100% $255,000
Guild Mortgage Company
FHA 1 2.3% 100% $95,000
Lower, LLC
Conventional 1 2.3% 100% $215,000
B4.6 ★Texas Ratio: 20.01%
Conventional 1 2.3% 100% $135,000 View
Fairway Independent Mort Corp
FHA 1 2.3% 100% $185,000
Navy Federal Credit Union
Conventional 1 2.3% 100% $75,000
Paramount Residential Mortgage
USDA 1 2.3% 100% $225,000
Iroquois Federal Savings & Loan Association
Conventional 1 2.3% 100% $45,000
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Kentland, Indiana

Looking for mortgage lenders near me or mortgage brokers near me in Kentland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kentland in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Kentland, IN

Use these to narrow the list above. Each category shows how many Kentland, IN lenders fit and what that kind of lender is usually best for.

Who Lends in Kentland, IN

Independent mortgage companies closed 53.5 percent of home loans in Kentland, Indiana in 2025, banks 41.9 percent and credit unions 4.7 percent. Ruoff Mortgage Company was the largest mortgage company, Community State Bank the largest bank and Purdue Federal Cu the largest credit union. Among lenders headquartered in Indiana, Community State Bank led with 10 loans.

53.5%
Mortgage companies
41.9%
Banks
4.7%
Credit unions
16%
FHA loans
2%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Indiana. None

More Indiana Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Kentland, IN

Who is the largest mortgage lender in Kentland, IN?

By home loans closed in 2025, Community State Bank was the largest mortgage lender in Kentland, Indiana with 10 loans, about 23.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Kentland, IN mortgage lenders offer FHA, VA and USDA loans?

6 lenders closed FHA loans in Kentland, Indiana in 2025, led by CrossCountry Mortgage, LLC with 2. 1 lenders closed VA loans, led by Lakeview Loan Servicing, LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Kentland, IN lender list?

Yes. 8 banks and 2 credit unions closed home loans in Kentland, Indiana in 2025, alongside 12 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Kentland, IN ranked on this page?

Lenders are ranked only by the number of home loans they closed in Kentland, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kentland, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kentland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.