Mortgage Lenders and Brokers in Waverly, Florida
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Waverly, Florida mortgage lenders include Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, Partners Federal Credit UnionPartners Federal Credit Union5555 N Center Drive, Lake Buena Vista, FL 32830A+5.0 ★Texas Ratio: 4.65%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Lennar Mortgage, LLCLennar Mortgage, LLCMiami, FL, Acrisure Mortgage, LLCAcrisure Mortgage, LLCOrlando, FL, Freedom Mortgage CorporationFreedom Mortgage CorporationBoca Raton, FL, The Mortgage FirmThe Mortgage FirmAltamonte Springs, FL, loanDepot.com LLC, and Kbhs Home Loans, LLC. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Waverly, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Waverly are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Waverly, Florida
Market share is the lender's share of all home loans closed in Waverly, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 2 | 2.3% | 100% | $45,000 | View |
|
★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional | 2 | 2.3% | 66.7% | $100,000 | View |
|
5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65% |
Conventional | 1 | 1.1% | 100% | $75,000 | View |
|
360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
VA | 1 | 1.1% | 100% | $125,000 | View |
Lennar Mortgage, LLC
|
Conventional, FHA, VA | 16 | 18.2% | 80% | $238,750 | |
Acrisure Mortgage, LLC
|
VA | 1 | 1.1% | 100% | $135,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 1.1% | 100% | $235,000 | |
The Mortgage Firm
|
FHA | 1 | 1.1% | 100% | $365,000 | |
loanDepot.com LLC
|
Conventional, FHA, VA | 18 | 20.5% | 45% | $211,111 | |
Kbhs Home Loans, LLC
|
Conventional, FHA | 12 | 13.6% | 70.6% | $274,166 | |
United Wholesale Mortgage
|
Conventional, FHA, USDA | 7 | 8% | 100% | $256,428 | |
Rocket Mortgage
|
Conventional, FHA | 3 | 3.4% | 80% | $208,333 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 2 | 2.3% | 100% | $95,000 | |
CrossCountry Mortgage, LLC
|
FHA, VA | 2 | 2.3% | 100% | $290,000 | |
Zippy Loans, LLC
|
Conventional | 1 | 1.1% | 100% | $45,000 | |
Goodleap, LLC
|
FHA | 1 | 1.1% | 100% | $275,000 | |
Everett Financial, Inc.
|
FHA | 1 | 1.1% | 100% | $275,000 | |
|
A5.0 ★Texas Ratio: 8.10% |
VA | 1 | 1.1% | 100% | $275,000 | View |
AAA Capital Investment, Inc
|
Conventional | 1 | 1.1% | 100% | $135,000 | |
Kind Lending, LLC
|
FHA | 1 | 1.1% | 50% | $265,000 | |
|
A5.0 ★Texas Ratio: 7.27% |
Conventional | 1 | 1.1% | 100% | $275,000 | View |
AdvantageFirst Lending Inc
|
VA | 1 | 1.1% | 100% | $215,000 | |
Acre Mortgage & Financial, Inc.
|
FHA | 1 | 1.1% | 100% | $235,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
FHA | 1 | 1.1% | 100% | $175,000 | View |
Union Home Mortgage Corp.
|
Conventional | 1 | 1.1% | 100% | $65,000 | |
Mid-Continent Funding, Inc.
|
VA | 1 | 1.1% | 100% | $475,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 1.1% | 100% | $345,000 | View |
BoxCar Mortgage, LLC
|
Conventional | 1 | 1.1% | 100% | $195,000 | |
Nationstar Mortgage
|
Conventional | 1 | 1.1% | 100% | $55,000 | |
Mortgage Research Center
|
VA | 1 | 1.1% | 50% | $145,000 | |
Fairway Independent Mort Corp
|
FHA | 1 | 1.1% | 100% | $315,000 | |
DHI Mortgage Company, LTD.
|
FHA | 1 | 1.1% | 50% | $235,000 | |
21St Mortgage
|
Conventional | 1 | 1.1% | 50% | $85,000 |
Waverly Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Waverly, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Waverly? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Waverly in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Waverly, FL
Use these to narrow the list above. Each category shows how many Waverly, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Waverly, FL
Independent mortgage companies closed 90.9 percent of home loans in Waverly, Florida in 2025, banks 5.7 percent and credit unions 3.4 percent. Lennar Mortgage, LLC was the largest mortgage company, Southstate Bank, National Association the largest bank and Midflorida Credit Union the largest credit union. Among lenders headquartered in Florida, Southstate Bank, National Association led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Waverly, FL
By home loans closed in 2025, Southstate Bank, National Association was the largest mortgage lender in Waverly, Florida with 2 loans, about 2.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Waverly, Florida in 2025, led by loanDepot.com LLC with 14. 10 lenders closed VA loans, led by Regions Bank, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 4 banks and 2 credit unions closed home loans in Waverly, Florida in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Waverly, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Waverly, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Waverly. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
