Mortgage Lenders and Brokers in Port Richey, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Port Richey, Florida mortgage lenders include PNC Bank N.A.PNC Bank N.A.8522 Us Highway 19, Port Richey, FL 34668A+5.0 ★Texas Ratio: 4.24%, Third Federal Savings and LoanThird Federal Savings and Loan8270 Ridge Rd, Port Richey, FL 34668A+5.0 ★Texas Ratio: 2.32%, City National Bank of FloridaCity National Bank of Florida2999 Ne 191st St, Aventura, FL 33180A5.0 ★Texas Ratio: 7.12%, Brannen BankBrannen Bank3930 N Lecanto Hwy, Beverly Hills, FL 34465D1.6 ★Texas Ratio: 7.63%, Gte Federal Credit UnionGte Federal Credit Union7375 University Pkwy, Bradenton, FL 34202 2300A5.0 ★Texas Ratio: 7.65%, Campus USA Credit UnionCampus USA Credit Union14759 NW 157th Ln, Alachua, FL 32615A+5.0 ★Texas Ratio: 2.45%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Bayfirst FinancialBayfirst FinancialSaint Petersburg, FLA5.0 ★Texas Ratio: 10.20%, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Port Richey, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Port Richey are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Port Richey, Florida
Market share is the lender's share of all home loans closed in Port Richey, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1.7 stars, 3 reviews 1 office in Port Richey 8522 Us Highway 19, Port Richey, FL 34668 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 2.8% | 100% | $605,000 | View |
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1 office in Port Richey 8270 Ridge Rd, Port Richey, FL 34668 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12% |
Conventional, Jumbo | 1 | 2.8% | 100% | $2,205,000 | View |
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3930 N Lecanto Hwy, Beverly Hills, FL 34465 D1.6 ★Texas Ratio: 7.63% |
Conventional | 1 | 2.8% | 100% | $545,000 | View |
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7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65% |
FHA | 1 | 2.8% | 100% | $205,000 | View |
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14759 NW 157th Ln, Alachua, FL 32615 A+5.0 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 2.8% | 100% | $1,455,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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A5.0 ★Texas Ratio: 10.20% |
Conventional | 1 | 2.8% | 100% | $145,000 | View |
Rocket Mortgage
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Conventional, FHA | 5 | 13.9% | 100% | $357,000 | |
United Wholesale Mortgage
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Conventional | 4 | 11.1% | 66.7% | $257,500 | |
My Mortgage, Inc
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FHA | 3 | 8.3% | 100% | $271,666 | |
Movement Mortgage, LLC
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Conventional | 2 | 5.6% | 100% | $165,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 5.6% | 100% | $155,000 | |
Equity Resources Inc
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FHA | 1 | 2.8% | 100% | $225,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 2.8% | 100% | $525,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 2.8% | 100% | $505,000 | |
loanDepot.com LLC
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FHA | 1 | 2.8% | 100% | $165,000 | |
MLB Residential Lending, LLC
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VA | 1 | 2.8% | 100% | $275,000 | |
Nfm, Inc
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Conventional | 1 | 2.8% | 100% | $335,000 | |
Point Mortgage Corp
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FHA | 1 | 2.8% | 100% | $265,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 2.8% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 2.8% | 100% | $195,000 | View |
Member First Mortgage, LLC
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FHA | 1 | 2.8% | 100% | $205,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 2.8% | 100% | $315,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 2.8% | 100% | $505,000 | |
Nexera Holding LLC
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Conventional | 1 | 2.8% | 100% | $445,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 2.8% | 100% | $385,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Port Richey Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Port Richey, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Port Richey? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Port Richey in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Port Richey, FL
Use these to narrow the list above. Each category shows how many Port Richey, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Port Richey, FL
Independent mortgage companies closed 83.3 percent of home loans in Port Richey, Florida in 2025, banks 11.1 percent and credit unions 5.6 percent. Rocket Mortgage was the largest mortgage company, PNC Bank N.A. the largest bank and Gte Federal Credit Union the largest credit union. Among lenders headquartered in Florida, City National Bank of Florida led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Port Richey, FL
By home loans closed in 2025, PNC Bank N.A. was the largest mortgage lender in Port Richey, Florida with 1 loans, about 2.8 percent of the market. The largest lender headquartered in Florida was City National Bank of Florida with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Port Richey, Florida in 2025, led by My Mortgage, Inc with 3. 1 lenders closed VA loans, led by MLB Residential Lending, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 2 credit unions closed home loans in Port Richey, Florida in 2025, alongside 23 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Port Richey, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Port Richey, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Port Richey. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
