Mortgage Lenders and Brokers in Pea Ridge, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Pea Ridge, Florida mortgage lenders include Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Gulf Winds Credit UnionGulf Winds Credit Union11 Preston Cir, Crawfordville, FL 32327A+5.0 ★Texas Ratio: 2.87%, PenAir Credit UnionPenAir Credit Union1345 Industrial Dr, Crestview, FL 32539 8984A+5.0 ★Texas Ratio: 2.97%, Ameris BankAmeris Bank16763 Se Pear St, Blountstown, FL 32424A+5.0 ★Texas Ratio: 1.82%, The Mortgage FirmThe Mortgage FirmAltamonte Springs, FL, Acrisure Mortgage, LLCAcrisure Mortgage, LLCOrlando, FL, Rocket Mortgage, Navy Federal Credit UnionNavy Federal Credit UnionA5.0 ★Texas Ratio: 8.14%, Ark-La-Tex Financial Services LLC, and Fairway Independent Mort Corp. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Pea Ridge, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pea Ridge are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Pea Ridge, Florida
Market share is the lender's share of all home loans closed in Pea Ridge, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +2 HELOCs |
2.2% | 50% | $45,000 | View |
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11 Preston Cir, Crawfordville, FL 32327 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA | 2 | 2.2% | 100% | $130,000 | View |
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1345 Industrial Dr, Crestview, FL 32539 8984 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 50% | $25,000 | View |
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★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
Conventional, Jumbo | 1 | 1.1% | 100% | $835,000 | View |
The Mortgage Firm
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FHA, USDA | 3 | 3.3% | 100% | $215,000 | |
Acrisure Mortgage, LLC
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FHA | 1 | 1.1% | 100% | $215,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 12 | 13.2% | 76.5% | $210,833 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 11 +4 HELOCs |
12.1% | 78.6% | $213,181 | |
Ark-La-Tex Financial Services LLC
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Conventional, VA | 10 | 11% | 100% | $329,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 9 | 9.9% | 100% | $238,333 | |
United Wholesale Mortgage
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Conventional, FHA, HELOC | 5 +1 HELOCs |
5.5% | 100% | $211,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional, FHA | 4 | 4.4% | 80% | $245,000 | View |
loanDepot.com LLC
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Conventional, FHA, HELOC | 2 +1 HELOCs |
2.2% | 50% | $200,000 | |
Movement Mortgage, LLC
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Conventional, FHA, HELOC | 2 +1 HELOCs |
2.2% | 100% | $185,000 | |
Guaranteed Rate Affinity, LLC
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FHA, VA | 2 | 2.2% | 100% | $210,000 | |
CrossCountry Mortgage, LLC
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FHA, VA | 2 | 2.2% | 100% | $290,000 | |
Pennymac Loan Services LLC
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FHA | 2 | 2.2% | 66.7% | $230,000 | |
Cadence Bank
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Conventional | 1 | 1.1% | 50% | $255,000 | |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 1.1% | 100% | $325,000 | View |
Guaranteed Rate, Inc.
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FHA | 1 | 1.1% | 100% | $215,000 | |
Msa Mortgage, LLC
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VA | 1 | 1.1% | 100% | $235,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 1.1% | 100% | $175,000 | |
Everett Financial, Inc.
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Conventional | 1 | 1.1% | 100% | $105,000 | |
Kind Lending, LLC
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FHA | 1 | 1.1% | 100% | $265,000 | |
Assurance Financial Group, L.L.C.
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VA | 1 | 1.1% | 100% | $365,000 | |
AmWest Funding Corp
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Conventional | 1 | 1.1% | 50% | $355,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
FHA | 1 | 1.1% | 100% | $165,000 | View |
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A+5.0 ★Texas Ratio: 0.22% |
VA | 1 | 1.1% | 100% | $245,000 | View |
Integrity Home Mortgage Corporation
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VA | 1 | 1.1% | 100% | $275,000 | |
Gardner Financial Services
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FHA | 1 | 1.1% | 100% | $235,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.1% | 100% | $485,000 | |
Mortgage Research Center
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VA | 1 | 1.1% | 50% | $305,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 1.1% | 100% | $175,000 | View |
New American Funding, LLC.
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Conventional | 1 | 1.1% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 1.1% | 100% | $175,000 | View |
Texana Bank
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FHA | 1 | 1.1% | 100% | $225,000 | |
Village Capital & Investment
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VA | 1 | 1.1% | 50% | $205,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Synovus Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Pea Ridge Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Pea Ridge, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Pea Ridge? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pea Ridge in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Pea Ridge, FL
Use these to narrow the list above. Each category shows how many Pea Ridge, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Pea Ridge, FL
Independent mortgage companies closed 72.5 percent of home loans in Pea Ridge, Florida in 2025, banks 12.1 percent and credit unions 15.4 percent. The Mortgage Firm was the largest mortgage company, Regions Bank the largest bank and Gulf Winds Credit Union the largest credit union. Among lenders headquartered in Florida, Gulf Winds Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Pea Ridge, FL
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Pea Ridge, Florida with 2 loans, about 2.2 percent of the market. The largest lender headquartered in Florida was Gulf Winds Credit Union with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Pea Ridge, Florida in 2025, led by Rocket Mortgage with 6. 12 lenders closed VA loans, led by Ark-La-Tex Financial Services LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 3 credit unions closed home loans in Pea Ridge, Florida in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Pea Ridge, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pea Ridge, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pea Ridge. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
