Indian Shores, Florida mortgage lenders include US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, Pinnacle BankPinnacle Bank130 S Park Ave, Apopka, FL 32703A+5.0 ★Texas Ratio: 3.04%, Citizens Bank, NACitizens Bank, NA2222 Ponce De Leon Blvd, Coral Gables, FL 33134A+5.0 ★Texas Ratio: 5.44%, American Momentum BankAmerican Momentum Bank1001 S Fort Harrison Ave, Clearwater, FL 33756A5.0 ★Texas Ratio: 12.55%, Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, PNC Bank N.A.PNC Bank N.A.900 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.24%, Republic Bank & TrustRepublic Bank & Trust12933 Walsingham Rd, Largo, FL 33774A+5.0 ★Texas Ratio: 2.91%, Valley National BankValley National Bank19495 Biscayne Blvd, Aventura, FL 33180A+5.0 ★Texas Ratio: 5.76%, Acrisure Mortgage, LLCAcrisure Mortgage, LLCOrlando, FL, and Marlin Mortgage Capital, LLCMarlin Mortgage Capital, LLCSt. Petersburg, FL. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Indian Shores, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Indian Shores are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Indian Shores, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 2.6% | 100% | $355,000 | View |
|
130 S Park Ave, Apopka, FL 32703 A+5.0 ★Texas Ratio: 3.04% |
Conventional, Jumbo | 1 | 2.6% | 100% | $935,000 | View |
|
2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo | 1 | 2.6% | 100% | $985,000 | View |
|
1001 S Fort Harrison Ave, Clearwater, FL 33756 A5.0 ★Texas Ratio: 12.55% |
Conventional | 1 | 2.6% | 100% | $245,000 | View |
|
★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional | 1 | 2.6% | 100% | $505,000 | View |
|
★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
|
12933 Walsingham Rd, Largo, FL 33774 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
19495 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Acrisure Mortgage, LLC
|
Conventional | 1 | 2.6% | 100% | $265,000 | |
Marlin Mortgage Capital, LLC
|
Conventional | 1 | 2.6% | 100% | $365,000 | |
United Wholesale Mortgage
|
Conventional | 3 | 7.7% | 100% | $395,000 | |
Pennymac Loan Services LLC
|
Conventional | 2 | 5.1% | 100% | $275,000 | |
ClearEdge Lending LLC
|
Conventional | 2 | 5.1% | 100% | $470,000 | |
Staunton Financial Inc
|
Conventional | 2 | 5.1% | 100% | $805,000 | |
Gershman Investment Corp.
|
Conventional | 2 | 5.1% | 100% | $720,000 | |
American Financial Resources LLC
|
Conventional | 1 | 2.6% | 100% | $425,000 | |
Rocket Mortgage
|
Conventional | 1 | 2.6% | 20% | $105,000 | |
|
A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 2.6% | 100% | $425,000 | View |
Equity Prime Mortgage LLC
|
Conventional | 1 | 2.6% | 100% | $595,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 1 | 2.6% | 100% | $405,000 | |
loanDepot.com LLC
|
Conventional | 1 | 2.6% | 100% | $495,000 | |
Click n' Close, Inc.
|
Conventional | 1 | 2.6% | 100% | $455,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 2.6% | 50% | $395,000 | |
Nfm, Inc
|
Conventional | 1 | 2.6% | 100% | $305,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 2.6% | 100% | $555,000 | |
Premium Mortgage Corporation
|
Conventional | 1 | 2.6% | 100% | $365,000 | |
Waterstone Mortgage Corporation
|
VA | 1 | 2.6% | 50% | $765,000 | |
Union Savings Bank
|
Conventional | 1 | 2.6% | 100% | $395,000 | |
Bank Ozk
|
Conventional | 1 | 2.6% | 100% | $365,000 | |
|
A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 2.6% | 100% | $525,000 | View |
|
A+5.0 ★Texas Ratio: 3.75% |
Conventional | 1 | 2.6% | 100% | $805,000 | View |
Nations Direct Mortgage, LLC
|
VA | 1 | 2.6% | 100% | $565,000 | |
The Loan Store, Inc
|
Conventional | 1 | 2.6% | 100% | $375,000 | |
|
A-4.9 ★Texas Ratio: 16.71% |
Conventional | 1 | 2.6% | 100% | $305,000 | View |
Paramount Residential Mortgage
|
Conventional | 1 | 2.6% | 100% | $355,000 | |
JMAC Lending, Inc.
|
Conventional | 1 | 2.6% | 100% | $675,000 | |
|
A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
A-4.8 ★Texas Ratio: 12.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Indian Shores? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Indian Shores in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Indian Shores, FL lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 71.8 percent of home loans in Indian Shores, Florida in 2025, banks 25.6 percent and credit unions 2.6 percent. Acrisure Mortgage, LLC was the largest mortgage company, US Bank, N.A. the largest bank and Midflorida Credit Union the largest credit union. Among lenders headquartered in Florida, Midflorida Credit Union led with 1 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Indian Shores, Florida with 1 loans, about 2.6 percent of the market. The largest lender headquartered in Florida was Midflorida Credit Union with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 2 credit unions closed home loans in Indian Shores, Florida in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Indian Shores, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Indian Shores, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Indian Shores. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.