Mortgage Lenders and Brokers in Florida City, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Florida City, Florida mortgage lenders include Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Citibank, NACitibank, NA18999 Biscayne Blvd, Aventura, FL 33180A+5.0 ★Texas Ratio: 2.82%, Triad Financial Services, Inc.Triad Financial Services, Inc.1209 Kingsway Rd, Brandon, FL 33510A+5.0 ★Texas Ratio: 5.93%, Power Financial Credit UnionPower Financial Credit Union33004 S Dixie Hwy, Florida City, FL 33034 5612A-4.9 ★Texas Ratio: 16.71%, Helm Bank USAHelm Bank USA999 Brickell Ave, Miami, FL 33131A5.0 ★Texas Ratio: 10.01%, Educational Federal Credit UnionEducational Federal Credit Union16460 SW 304th St, Homestead, FL 33033 3260A+5.0 ★Texas Ratio: 2.35%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, Centennial BankCentennial Bank22 Avenue E, Apalachicola, FL 32320A+5.0 ★Texas Ratio: 3.14%, Bank of America NABank of America NA33450 S Dixie Hwy, Florida City, FL 33034A+5.0 ★Texas Ratio: 4.14%, and PNC Bank N.A.PNC Bank N.A.900 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Florida City, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Florida City are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Florida City, Florida
Market share is the lender's share of all home loans closed in Florida City, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 80% | $275,000 | View |
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18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.4% | 66.7% | $315,000 | View |
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1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 2 | 0.4% | 28.3% | $130,000 | View |
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33004 S Dixie Hwy, Florida City, FL 33034 5612 A-4.9 ★Texas Ratio: 16.71% |
Conventional | 2 | 0.4% | 100% | $135,000 | View |
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999 Brickell Ave, Miami, FL 33131 A5.0 ★Texas Ratio: 10.01% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
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16460 SW 304th St, Homestead, FL 33033 3260 A+5.0 ★Texas Ratio: 2.35% |
Conventional | 1 | 0.2% | 20% | $105,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
FHA | 1 | 0.2% | 100% | $305,000 | View |
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22 Avenue E, Apalachicola, FL 32320 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
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33450 S Dixie Hwy, Florida City, FL 33034 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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20295 S Dixie Hwy, Cutler Bay, FL 33189 1207 A+5.0 ★Texas Ratio: 1.61% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 186 | 37.1% | 76.2% | $372,903 | |
Banking Mortgage Svcs.,Bms Corp
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Conventional, FHA | 26 | 5.2% | 100% | $321,538 | |
Acrisure Mortgage, LLC
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Conventional, FHA | 18 | 3.6% | 85.7% | $366,111 | |
Home Financing Center, Inc.
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Conventional, FHA | 5 | 1% | 100% | $409,000 | |
Freedom Mortgage Corporation
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FHA | 2 | 0.4% | 50% | $160,000 | |
Ready Mortgage Lenders, LLC
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FHA | 2 | 0.4% | 50% | $330,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 2 | 0.4% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 50% | $235,000 | View |
DG Pinnacle Funding, LLC
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FHA | 1 | 0.2% | 100% | $355,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 73 | 14.5% | 80.2% | $345,958 | |
Nfm, Inc
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Conventional, FHA, VA | 46 | 9.2% | 88.5% | $556,521 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 30 | 6% | 73.8% | $358,000 | |
Rocket Mortgage
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Conventional, FHA | 9 | 1.8% | 75% | $268,333 | |
New American Funding, LLC.
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Conventional, FHA | 7 | 1.4% | 77.8% | $306,428 | |
Paramount Residential Mortgage
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Conventional, FHA | 7 | 1.4% | 100% | $393,571 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 6 | 1.2% | 100% | $360,000 | |
Everett Financial, Inc.
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Conventional, FHA | 6 | 1.2% | 85.7% | $301,666 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 5 +1 HELOCs |
1% | 100% | $395,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 1% | 45.5% | $369,000 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA | 4 | 0.8% | 57.1% | $302,500 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 0.6% | 60% | $378,333 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 3 | 0.6% | 100% | $278,333 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 3 | 0.6% | 100% | $195,000 | View |
My Mortgage, Inc
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Conventional, FHA | 3 | 0.6% | 100% | $415,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 3 | 0.6% | 100% | $275,000 | View |
Panorama Mortgage Group, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $150,000 | |
Resicentral LLC
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Conventional | 2 | 0.4% | 100% | $270,000 | |
Right Start Mortgage, Inc
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Conventional, FHA | 2 | 0.4% | 100% | $370,000 | |
Top Flite Financial, Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $220,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $355,000 | |
Alameda Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $255,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional | 1 | 0.2% | 16.7% | $65,000 | View |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $375,000 | |
Kind Lending, LLC
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FHA | 1 | 0.2% | 100% | $335,000 | |
Dart Bank
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Guild Mortgage Company
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FHA | 1 | 0.2% | 100% | $375,000 | |
AmWest Funding Corp
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FHA | 1 | 0.2% | 100% | $395,000 | |
Valon Mortgage
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FHA | 1 | 0.2% | 100% | $265,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.2% | 100% | $355,000 | |
Absolute Home Mortgage
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Conventional | 1 | 0.2% | 100% | $665,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.2% | 50% | $105,000 | |
Point Mortgage Corp
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Conventional | 1 | 0.2% | 100% | $525,000 | |
Stg Mortgage Inc
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FHA | 1 | 0.2% | 100% | $385,000 | |
Premier Lending Inc.
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Park Lane Finance SolutionsLLC
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Conventional | 1 | 0.2% | 100% | $115,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
Mortgage Solutions of Colorado
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VA | 1 | 0.2% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.2% | 100% | $395,000 | View |
Fairway Independent Mort Corp
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FHA | 1 | 0.2% | 100% | $345,000 | |
21St Mortgage
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Conventional | 1 | 0.2% | 16.7% | $185,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Luxury Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 100% | $345,000 | |
Cake Mortgage Corp.
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FHA | 1 | 0.2% | 100% | $305,000 | |
Village Capital & Investment
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VA | 1 | 0.2% | 66.7% | $425,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +1 HELOCs |
0% | n/a |
Florida City Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Florida City, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Florida City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Florida City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Florida City, FL
Use these to narrow the list above. Each category shows how many Florida City, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Florida City, FL
Independent mortgage companies closed 96.6 percent of home loans in Florida City, Florida in 2025, banks 2.6 percent and credit unions 0.8 percent. Triad Financial Services, Inc. was the largest mortgage company, Regions Bank the largest bank and Power Financial Credit Union the largest credit union. Among lenders headquartered in Florida, Triad Financial Services, Inc. led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Florida City, FL
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Florida City, Florida with 2 loans, about 0.4 percent of the market. The largest lender headquartered in Florida was Triad Financial Services, Inc. with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Florida City, Florida, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 80.2 percent, against a 74.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
37 lenders closed FHA loans in Florida City, Florida in 2025, led by Lennar Mortgage, LLC with 139. 6 lenders closed VA loans, led by Lennar Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 5 credit unions closed home loans in Florida City, Florida in 2025, alongside 53 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Florida City, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Florida City, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Florida City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
