Mortgage Lenders and Brokers in Flagler Estates, Florida
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Flagler Estates, Florida mortgage lenders include VyStar Credit UnionVyStar Credit Union16201 NW US Highway 441, Alachua, FL 32615 6399A5.0 ★Texas Ratio: 9.56%, Ameris BankAmeris Bank16763 Se Pear St, Blountstown, FL 32424A+5.0 ★Texas Ratio: 1.82%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Flagstar Bank NAFlagstar Bank NA20423 State Road 7, Boca Raton, FL 33498D3.3 ★Texas Ratio: 35.11%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Valley National BankValley National Bank19495 Biscayne Blvd, Aventura, FL 33180A+5.0 ★Texas Ratio: 5.76%, Capital City BankCapital City Bank15000 Nw 140th St, Alachua, FL 32615A+5.0 ★Texas Ratio: 2.55%, Radiant Credit UnionRadiant Credit Union14520 NW US Highway 441, Alachua, FL 32615 8204A+5.0 ★Texas Ratio: 3.03%, Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, and Coastal Loans, LLCCoastal Loans, LLCOrlando, FL. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Flagler Estates, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Flagler Estates are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Flagler Estates, Florida
Market share is the lender's share of all home loans closed in Flagler Estates, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56% |
Conventional, HELOC | 7 +2 HELOCs |
3.1% | 58.3% | $120,714 | View |
|
★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 6 | 2.7% | 85.7% | $265,000 | View |
|
460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $165,000 | View |
|
20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.4% | 100% | $245,000 | View |
|
360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
|
19495 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
|
15000 Nw 140th St, Alachua, FL 32615 A+5.0 ★Texas Ratio: 2.55% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
14520 NW US Highway 441, Alachua, FL 32615 8204 A+5.0 ★Texas Ratio: 3.03% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Coastal Loans, LLC
|
Conventional, FHA, VA, USDA | 17 | 7.6% | 100% | $260,882 | |
Freedom Mortgage Corporation
|
VA | 4 | 1.8% | 75% | $375,000 | |
Lakeview Loan Servicing, LLC
|
FHA, VA | 2 | 0.9% | 42.9% | $310,000 | |
PHH Mortgage Corporation
|
FHA | 1 | 0.4% | 100% | $315,000 | |
Coastline Home Mortgage
|
Conventional | 1 | 0.4% | 100% | $45,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 34 +1 HELOCs |
15.1% | 77.3% | $239,411 | |
RMC Home Mortgage, LLC
|
Conventional, FHA, VA | 15 | 6.7% | 93.8% | $313,000 | |
Inspire Home Loans Inc.
|
FHA, VA, USDA | 12 | 5.3% | 88.2% | $300,833 | |
Guild Mortgage Company
|
Conventional, FHA | 9 | 4% | 100% | $152,777 | |
Rocket Mortgage
|
Conventional, FHA | 8 | 3.6% | 61.5% | $172,500 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 8 | 3.6% | 88.9% | $301,250 | |
Mortgage Research Center
|
VA | 8 | 3.6% | 80% | $280,000 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA | 7 | 3.1% | 87.5% | $267,857 | |
American Financial Resources LLC
|
Conventional, FHA, VA | 5 | 2.2% | 100% | $209,000 | |
Zillow Home Loans, LLC
|
Conventional, VA | 5 | 2.2% | 100% | $211,000 | |
|
A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA, VA | 4 | 1.8% | 100% | $265,000 | View |
Equity Prime Mortgage LLC
|
FHA | 4 | 1.8% | 66.7% | $242,500 | |
Planet Home Lending, LLC
|
FHA, VA | 4 | 1.8% | 80% | $245,000 | |
loanDepot.com LLC
|
VA | 3 | 1.3% | 100% | $278,333 | |
Amerisave Mortgage Company
|
Conventional | 3 | 1.3% | 75% | $98,333 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, VA | 3 | 1.3% | 100% | $265,000 | View |
New American Funding, LLC.
|
Conventional, FHA | 3 | 1.3% | 100% | $208,333 | |
Barwick Banking Company
|
Conventional | 3 | 1.3% | 100% | $411,666 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 3 | 1.3% | 100% | $178,333 | |
Village Capital & Investment
|
FHA, VA | 3 | 1.3% | 57.1% | $295,000 | |
EMM Loans LLC
|
FHA | 2 | 0.9% | 100% | $235,000 | |
Primary Residential Mortgage, INC.
|
Conventional, FHA | 2 | 0.9% | 100% | $110,000 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional, FHA | 2 | 0.9% | 100% | $120,000 | |
Everett Financial, Inc.
|
Conventional, FHA | 2 | 0.9% | 66.7% | $230,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 2 | 0.9% | 66.7% | $390,000 | |
Sun West Mortgage Company, Inc
|
FHA, VA | 2 | 0.9% | 66.7% | $330,000 | |
Calcon Mutual Mortgage LLC
|
FHA | 2 | 0.9% | 50% | $250,000 | |
Nations Lending Corporation
|
FHA, VA | 2 | 0.9% | 100% | $220,000 | |
Nationstar Mortgage
|
Conventional, VA | 2 | 0.9% | 100% | $100,000 | |
21St Mortgage
|
Conventional | 2 | 0.9% | 20% | $195,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.4% | 50% | $305,000 | |
Brighton Bank
|
VA | 1 | 0.4% | 100% | $285,000 | |
Kind Lending, LLC
|
VA | 1 | 0.4% | 100% | $335,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $125,000 | |
|
A+5.0 ★Texas Ratio: 2.55% |
Conventional | 1 | 0.4% | 100% | $395,000 | View |
AdvantageFirst Lending Inc
|
VA | 1 | 0.4% | 50% | $265,000 | |
AmWest Funding Corp
|
Conventional | 1 | 0.4% | 100% | $235,000 | |
Success Mortgage Partners, Inc
|
FHA | 1 | 0.4% | 100% | $205,000 | |
Cardinal Financial Company, Li
|
FHA | 1 | 0.4% | 100% | $235,000 | |
Loanpeople, LLC
|
Conventional | 1 | 0.4% | 100% | $135,000 | |
Mortgage Equity Partners LLC
|
Conventional | 1 | 0.4% | 100% | $105,000 | |
Direct Mortgage Loans, LLC
|
FHA | 1 | 0.4% | 100% | $215,000 | |
Sierra Pacific Mortgage Co. Inc
|
FHA | 1 | 0.4% | 100% | $185,000 | |
V.I.P. Mortgage, Inc.
|
Conventional | 1 | 0.4% | 100% | $385,000 | |
Liberty Home Mortgage Corp
|
FHA | 1 | 0.4% | 100% | $165,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.4% | 100% | $265,000 | |
Paramount Residential Mortgage
|
VA | 1 | 0.4% | 50% | $355,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
VA | 1 | 0.4% | 50% | $235,000 | View |
Plaza Home Mortgage, Inc
|
FHA | 1 | 0.4% | 25% | $275,000 | |
The Loan Store, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Flagler Estates Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Flagler Estates, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Flagler Estates? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Flagler Estates in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Flagler Estates, FL
Use these to narrow the list above. Each category shows how many Flagler Estates, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Flagler Estates, FL
Independent mortgage companies closed 89.3 percent of home loans in Flagler Estates, Florida in 2025, banks 6.7 percent and credit unions 4 percent. Coastal Loans, LLC was the largest mortgage company, Ameris Bank the largest bank and VyStar Credit Union the largest credit union. Among lenders headquartered in Florida, VyStar Credit Union led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Flagler Estates, FL
By home loans closed in 2025, VyStar Credit Union was the largest mortgage lender in Flagler Estates, Florida with 7 loans, about 3.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
34 lenders closed FHA loans in Flagler Estates, Florida in 2025, led by United Wholesale Mortgage with 14. 24 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 5 credit unions closed home loans in Flagler Estates, Florida in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Flagler Estates, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Flagler Estates, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Flagler Estates. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
