Century, Florida mortgage lenders include Triad Financial Services, Inc.Triad Financial Services, Inc.1209 Kingsway Rd, Brandon, FL 33510A+5.0 ★Texas Ratio: 5.93%, Gulf Winds Credit UnionGulf Winds Credit Union11 Preston Cir, Crawfordville, FL 32327A+5.0 ★Texas Ratio: 2.87%, Tyndall Federal Credit UnionTyndall Federal Credit Union1601 Ohio Ave, Lynn Haven, FL 32444 3746A+5.0 ★Texas Ratio: 0.96%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Freedom Mortgage CorporationFreedom Mortgage CorporationBoca Raton, FL, New Day Financial, LLC.New Day Financial, LLC.West Palm Beach, FL, The Mortgage FirmThe Mortgage FirmAltamonte Springs, FL, 21St Mortgage, Primary Residential Mortgage, INC., and Kind Lending, LLC. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Century, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Century are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Century, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 2 | 5.9% | 50% | $115,000 | View |
|
11 Preston Cir, Crawfordville, FL 32327 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +1 HELOCs |
2.9% | 100% | $185,000 | View |
|
1601 Ohio Ave, Lynn Haven, FL 32444 3746 A+5.0 ★Texas Ratio: 0.96% |
Conventional | 1 | 2.9% | 100% | $305,000 | View |
|
1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 2.9% | 100% | $145,000 | View |
Freedom Mortgage Corporation
|
FHA | 1 | 2.9% | 100% | $235,000 | |
New Day Financial, LLC.
|
VA | 1 | 2.9% | 100% | $225,000 | |
The Mortgage Firm
|
USDA | 1 | 2.9% | 100% | $415,000 | |
21St Mortgage
|
Conventional | 6 | 17.6% | 54.5% | $128,333 | |
Primary Residential Mortgage, INC.
|
Conventional, FHA | 4 | 11.8% | 100% | $132,500 | |
Kind Lending, LLC
|
Conventional, FHA | 2 | 5.9% | 100% | $115,000 | |
Mortgage Research Center
|
VA | 2 | 5.9% | 100% | $195,000 | |
|
A5.0 ★Texas Ratio: 12.33% |
Conventional | 1 | 2.9% | 50% | $365,000 | View |
Guaranteed Rate, Inc.
|
FHA | 1 | 2.9% | 100% | $175,000 | |
Rocket Mortgage
|
FHA | 1 | 2.9% | 33.3% | $115,000 | |
Goodleap, LLC
|
VA | 1 | 2.9% | 100% | $155,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 2.9% | 100% | $125,000 | |
loanDepot.com LLC
|
FHA | 1 | 2.9% | 50% | $115,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 2.9% | 50% | $125,000 | |
|
A+5.0 ★Texas Ratio: 5.61% |
Conventional | 1 | 2.9% | 100% | $55,000 | View |
Cardinal Financial Company, Li
|
FHA | 1 | 2.9% | 100% | $145,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 2.9% | 100% | $395,000 | |
Southwest Stage Funding LLC
|
Conventional | 1 | 2.9% | 66.7% | $95,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 2.9% | 100% | $65,000 |
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Century? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Century in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Century, FL lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 82.4 percent of home loans in Century, Florida in 2025, banks 8.8 percent and credit unions 8.8 percent. Triad Financial Services, Inc. was the largest mortgage company, Wells Fargo Bank NA the largest bank and Gulf Winds Credit Union the largest credit union. Among lenders headquartered in Florida, Triad Financial Services, Inc. led with 2 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
By home loans closed in 2025, Triad Financial Services, Inc. was the largest mortgage lender in Century, Florida with 2 loans, about 5.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Century, Florida in 2025, led by Freedom Mortgage Corporation with 1. 3 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 3 banks and 3 credit unions closed home loans in Century, Florida in 2025, alongside 17 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Century, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Century, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Century. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.