Mortgage Lenders and Brokers in Groton, Connecticut
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Groton, Connecticut mortgage lenders include Chelsea Groton BankChelsea Groton Bank904 Poquonnock Rd, Groton, CT 06340A+5.0 ★Texas Ratio: 2.28%, Scient Federal Credit UnionScient Federal Credit Union60 Colver Ave, Groton, CT 06340 3808, Citizens Bank, NACitizens Bank, NA816 Long Hill Rd, Groton, CT 06340A+5.0 ★Texas Ratio: 5.44%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA971 Poquonnock Rd, Groton, CT 06340A+5.0 ★Texas Ratio: 3.68%, M&T BankM&T Bank220 Route 12, Groton, CT 06340A+5.0 ★Texas Ratio: 4.11%, Charter Oak Federal Credit UnionCharter Oak Federal Credit Union32 Chicago Ave, Groton, CT 06340A+5.0 ★Texas Ratio: 1.98%, Dime BankDime Bank139 S Main St, Colchester, CT 06415A+5.0 ★Texas Ratio: 1.37%, Liberty BankLiberty Bank597 Long Hill Rd, Groton, CT 06340A+5.0 ★Texas Ratio: 1.90%, CorePlus Federal Credit UnionCorePlus Federal Credit Union441 Long Hill Rd, Groton, CT 06340 4149A+5.0 ★Texas Ratio: 2.59%, and Jewett City Savings BankJewett City Savings Bank488 Providence Rd, Brooklyn, CT 06234A+5.0 ★Texas Ratio: 5.94%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Groton, Connecticut in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Groton are listed first, then lenders elsewhere in Connecticut, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Groton, Connecticut
Market share is the lender's share of all home loans closed in Groton, Connecticut. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Groton 904 Poquonnock Rd, Groton, CT 06340 A+5.0 ★Texas Ratio: 2.28% |
Conventional | 5 | 4.6% | 85.7% | $151,000 | View |
Scient Federal Credit Union
60 Colver Ave, Groton, CT 06340 3808 |
Conventional | 5 | 4.6% | 83.3% | $125,000 | |
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1 office in Groton 816 Long Hill Rd, Groton, CT 06340 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +7 HELOCs |
0.9% | 100% | $105,000 | View |
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1 office in Groton 971 Poquonnock Rd, Groton, CT 06340 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.9% | 100% | $905,000 | View |
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1 office in Groton 220 Route 12, Groton, CT 06340 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.9% | 100% | $775,000 | View |
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32 Chicago Ave, Groton, CT 06340 A+5.0 ★Texas Ratio: 1.98% |
Conventional, HELOC | 15 +7 HELOCs |
13.9% | 88.2% | $133,000 | View |
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139 S Main St, Colchester, CT 06415 A+5.0 ★Texas Ratio: 1.37% |
Conventional | 2 | 1.9% | 100% | $340,000 | View |
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★ 5 stars, 2 reviews 597 Long Hill Rd, Groton, CT 06340 A+5.0 ★Texas Ratio: 1.90% |
Conventional, HELOC | 1 +6 HELOCs |
0.9% | 100% | $345,000 | View |
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441 Long Hill Rd, Groton, CT 06340 4149 A+5.0 ★Texas Ratio: 2.59% |
Conventional | 1 | 0.9% | 100% | $55,000 | View |
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488 Providence Rd, Brooklyn, CT 06234 A+5.0 ★Texas Ratio: 5.94% |
Conventional | 1 | 0.9% | 100% | $375,000 | View |
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255 W Main St, Avon, CT 06001 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.9% | 100% | $345,000 | View |
Citibank, NA
939 Main St, Bridgeport, CT 06604 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Total Mortgage Services, LLC
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Conventional, Jumbo | 4 | 3.7% | 100% | $425,000 | |
Norwich Commercial Group Inc
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Conventional | 2 | 1.9% | 100% | $130,000 | |
William Raveis Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $225,000 | |
First World Mortgage Corporaton
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Conventional | 1 | 0.9% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 8 +3 HELOCs |
7.4% | 72.7% | $302,500 | |
Rocket Mortgage
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Conventional, FHA, VA | 8 | 7.4% | 75% | $261,250 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 7 | 6.5% | 100% | $352,142 | |
Homestead Funding Corp.
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Conventional | 6 | 5.6% | 100% | $225,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 4 | 3.7% | 100% | $347,500 | |
Prosperity Home Mortgage, LLC
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Conventional | 3 | 2.8% | 100% | $375,000 | |
Fairway Independent Mort Corp
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Conventional | 3 | 2.8% | 100% | $428,333 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 2 +1 HELOCs |
1.9% | 100% | $210,000 | |
Primary Residential Mortgage, INC.
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Conventional | 2 | 1.9% | 100% | $105,000 | |
Movement Mortgage, LLC
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Conventional, VA | 2 | 1.9% | 100% | $175,000 | |
T2 Financial LLC
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Conventional | 2 | 1.9% | 75% | $235,000 | |
Mortgage Research Center
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VA | 2 | 1.9% | 100% | $350,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $65,000 | |
EMM Loans LLC
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FHA | 1 | 0.9% | 100% | $295,000 | |
Primelending
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Conventional | 1 | 0.9% | 50% | $155,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.9% | 66.7% | $165,000 | |
Newrez LLC
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VA | 1 | 0.9% | 50% | $355,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.9% | 100% | $205,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.9% | 100% | $465,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.9% | 100% | $125,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.9% | 100% | $285,000 | |
Calcon Mutual Mortgage LLC
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FHA | 1 | 0.9% | 100% | $315,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.9% | 100% | $285,000 | |
Barrington Bank & Trust Company, N.A.
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VA | 1 | 0.9% | 100% | $265,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.9% | 100% | $215,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.9% | 100% | $155,000 | |
Nations Direct Mortgage, LLC
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VA | 1 | 0.9% | 100% | $355,000 | |
Morgan Stanley Private Bank NA
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Conventional, Jumbo | 1 | 0.9% | 100% | $1,355,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.9% | 100% | $75,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a |
Groton Mortgage Rate Trends
Daily average mortgage rates for Connecticut compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Groton, Connecticut
Looking for mortgage lenders near me or mortgage brokers near me in Groton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Groton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Groton, CT
Use these to narrow the list above. Each category shows how many Groton, CT lenders fit and what that kind of lender is usually best for.
Who Lends in Groton, CT
Independent mortgage companies closed 58.3 percent of home loans in Groton, Connecticut in 2025, banks 14.8 percent and credit unions 26.9 percent. Total Mortgage Services, LLC was the largest mortgage company, Chelsea Groton Bank the largest bank and Scient Federal Credit Union the largest credit union. Among lenders headquartered in Connecticut, Chelsea Groton Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Connecticut. State conveyance tax of 0.75 percent up to $800,000, 1.25 percent on the portion from $800,000 to $2.5 million and 2.25 percent above that, plus a municipal tax of 0.25 percent (up to 0.5 percent in some towns); no mortgage recording tax.
More Connecticut Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Groton, CT
By home loans closed in 2025, Chelsea Groton Bank was the largest mortgage lender in Groton, Connecticut with 5 loans, about 4.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Groton, Connecticut in 2025, led by Rocket Mortgage with 2. 9 lenders closed VA loans, led by Navy Federal Credit Union. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 4 credit unions closed home loans in Groton, Connecticut in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Groton, Connecticut during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Groton, Connecticut for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Groton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
