Mortgage Lenders and Brokers in Sheridan, Colorado
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Sheridan, Colorado mortgage lenders include ANB BankANB Bank325 E Main St, Aspen, CO 81611A+5.0 ★Texas Ratio: 3.70%, Canvas Credit UnionCanvas Credit Union7502 W 80th Ave, Arvada, CO 80003A5.0 ★Texas Ratio: 9.20%, NBH BankNBH Bank2061 Main St, Alamosa, CO 81101A+5.0 ★Texas Ratio: 2.90%, BMO Harris Bank NABMO Harris Bank NA12880 W 64th Ave, Arvada, CO 80004A+5.0 ★Texas Ratio: 3.54%, Denver Fire Department FCUDenver Fire Department FCU12 Lakeside Ln, Denver, CO 80212 7413A+5.0 ★Texas Ratio: 0.31%, Westerra Credit UnionWesterra Credit Union7270A W 88th Ave, Arvada, CO 80003A+5.0 ★Texas Ratio: 3.20%, Bellco Credit UnionBellco Credit Union3610 River Point Pkwy Unit A, Sheridan, CO 80110A5.0 ★Texas Ratio: 9.71%, Loan Simple, Inc.Loan Simple, Inc.Englewood, CO, Climb Credit UnionClimb Credit UnionArvada, CO, and United Wholesale Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sheridan, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sheridan are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sheridan, Colorado
Market share is the lender's share of all home loans closed in Sheridan, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
325 E Main St, Aspen, CO 81611 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 6 | 17.6% | 85.7% | $105,000 | View |
|
7502 W 80th Ave, Arvada, CO 80003 A5.0 ★Texas Ratio: 9.20% |
Conventional, HELOC | 1 +1 HELOCs |
2.9% | 100% | $465,000 | View |
|
2061 Main St, Alamosa, CO 81101 A+5.0 ★Texas Ratio: 2.90% |
FHA | 1 | 2.9% | 100% | $465,000 | View |
|
12880 W 64th Ave, Arvada, CO 80004 A+5.0 ★Texas Ratio: 3.54% |
FHA | 1 | 2.9% | 100% | $415,000 | View |
|
12 Lakeside Ln, Denver, CO 80212 7413 A+5.0 ★Texas Ratio: 0.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
7270A W 88th Ave, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
3610 River Point Pkwy Unit A, Sheridan, CO 80110 A5.0 ★Texas Ratio: 9.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Loan Simple, Inc.
|
FHA | 1 | 2.9% | 100% | $455,000 | |
Climb Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
|
Conventional, FHA, VA | 5 | 14.7% | 83.3% | $359,000 | |
|
A+5.0 ★Texas Ratio: 5.06% |
Conventional | 3 | 8.8% | 75% | $88,333 | View |
Guild Mortgage Company
|
Conventional, FHA | 3 | 8.8% | 100% | $308,333 | |
|
A5.0 ★Texas Ratio: 10.44% |
Conventional | 2 | 5.9% | 50% | $50,000 | View |
V.I.P. Mortgage, Inc.
|
Conventional | 2 | 5.9% | 100% | $395,000 | |
Brighton Bank
|
FHA | 1 | 2.9% | 100% | $545,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 1 | 2.9% | 100% | $255,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 2.9% | 100% | $475,000 | |
Pennymac Loan Services LLC
|
Conventional | 1 | 2.9% | 100% | $455,000 | |
Synergy One Lending, Inc.
|
FHA | 1 | 2.9% | 100% | $315,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 2.9% | 100% | $395,000 | |
Nationstar Mortgage
|
Conventional | 1 | 2.9% | 100% | $215,000 | |
21St Mortgage
|
Conventional | 1 | 2.9% | 50% | $55,000 | |
Texana Bank
|
FHA | 1 | 2.9% | 100% | $375,000 |
Sheridan Mortgage Rate Trends
Daily average mortgage rates for Colorado compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sheridan, Colorado
Looking for mortgage lenders near me or mortgage brokers near me in Sheridan? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sheridan in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sheridan, CO
Use these to narrow the list above. Each category shows how many Sheridan, CO lenders fit and what that kind of lender is usually best for.
Who Lends in Sheridan, CO
Independent mortgage companies closed 67.6 percent of home loans in Sheridan, Colorado in 2025, banks 29.4 percent and credit unions 2.9 percent. Loan Simple, Inc. was the largest mortgage company, ANB Bank the largest bank and Canvas Credit Union the largest credit union. Among lenders headquartered in Colorado, ANB Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.
More Colorado Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sheridan, CO
By home loans closed in 2025, ANB Bank was the largest mortgage lender in Sheridan, Colorado with 6 loans, about 17.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Sheridan, Colorado in 2025, led by United Wholesale Mortgage with 2. 1 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 5 banks and 5 credit unions closed home loans in Sheridan, Colorado in 2025, alongside 13 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sheridan, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sheridan, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sheridan. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
