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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in La Veta, Colorado

La Veta, Colorado mortgage lenders include Westerra Credit UnionWesterra Credit Union7270A W 88th Ave, Arvada, CO 80003A+5.0 ★Texas Ratio: 3.20%, Credit Union of Colorado, A Federal Credit UnionCredit Union of Colorado, A Federal Credit Union8770 Wadsworth Blvd Unit R, Arvada, CO 80003A+5.0 ★Texas Ratio: 3.16%, Ent Credit Union (68671)Ent Credit Union (68671)Colorado Springs, CO, Climb Credit UnionClimb Credit UnionArvada, CO, Rocket MortgageRocket MortgageA5.0 ★Texas Ratio: 10.44%, United Wholesale Mortgage, Everett Financial, Inc., CrossCountry Mortgage, LLC, loanDepot.com LLC, and Midwestone Bank. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in La Veta, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in La Veta are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in La Veta, Colorado

Market share is the lender's share of all home loans closed in La Veta, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
7270A W 88th Ave, Arvada, CO 80003
A+5.0 ★Texas Ratio: 3.20%
HELOC 0
+1 HELOCs
0% n/a View
8770 Wadsworth Blvd Unit R, Arvada, CO 80003
A+5.0 ★Texas Ratio: 3.16%
HELOC 0
+1 HELOCs
0% n/a View
Ent Credit Union (68671)
Conventional, HELOC 1
+1 HELOCs
4% 100% $525,000
Climb Credit Union
HELOC 0
+1 HELOCs
0% n/a
A5.0 ★Texas Ratio: 10.44%
Conventional 4 16% 57.1% $345,000 View
United Wholesale Mortgage
Conventional, VA 3 12% 100% $268,333
Everett Financial, Inc.
Conventional 2 8% 100% $150,000
CrossCountry Mortgage, LLC
Conventional 2 8% 100% $235,000
loanDepot.com LLC
FHA 2 8% 100% $145,000
Midwestone Bank
Conventional, Jumbo, HELOC 1
+1 HELOCs
4% 100% $1,205,000
Newrez LLC
Conventional 1 4% 100% $125,000
Amerisave Mortgage Company
Conventional 1 4% 50% $175,000
★ 1 stars, 1 review
A+5.0 ★Texas Ratio: 2.87%
Conventional 1 4% 100% $85,000 View
A-5.0 ★Texas Ratio: 14.43%
Conventional 1 4% 100% $375,000 View
A+5.0 ★Texas Ratio: 2.85%
Conventional 1 4% 100% $485,000 View
Mortgage Research Center
VA 1 4% 50% $405,000
Zillow Home Loans, LLC
Conventional 1 4% 100% $325,000
Fairway Independent Mort Corp
Conventional 1 4% 100% $155,000
A5.0 ★Texas Ratio: 8.14%
Conventional 1 4% 100% $125,000
Tomo Mortgage LLC
Conventional 1 4% 100% $755,000
Kinecta Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
HomeBridge Financial Services, Inc
HELOC 0
+1 HELOCs
0% n/a
New American Funding, LLC.
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in La Veta, Colorado

Looking for mortgage lenders near me or mortgage brokers near me in La Veta? The list below shows the banks, credit unions and mortgage brokers that closed home loans in La Veta in 2025, with lenders based there listed first.

Types of Mortgage Lenders in La Veta, CO

Use these to narrow the list above. Each category shows how many La Veta, CO lenders fit and what that kind of lender is usually best for.

Who Lends in La Veta, CO

Independent mortgage companies closed 84 percent of home loans in La Veta, Colorado in 2025, banks 4 percent and credit unions 12 percent. Rocket Mortgage was the largest mortgage company, Midwestone Bank the largest bank and Westerra Credit Union the largest credit union. Among lenders headquartered in Colorado, Westerra Credit Union led with 0 loans.

84%
Mortgage companies
4%
Banks
12%
Credit unions
8%
FHA loans
12%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.

More Colorado Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in La Veta, CO

Who is the largest mortgage lender in La Veta, CO?

By home loans closed in 2025, Westerra Credit Union was the largest mortgage lender in La Veta, Colorado with 0 loans, about 0 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which La Veta, CO mortgage lenders offer FHA, VA and USDA loans?

1 lenders closed FHA loans in La Veta, Colorado in 2025, led by loanDepot.com LLC with 2. 2 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this La Veta, CO lender list?

Yes. 2 banks and 7 credit unions closed home loans in La Veta, Colorado in 2025, alongside 14 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in La Veta, CO ranked on this page?

Lenders are ranked only by the number of home loans they closed in La Veta, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in La Veta, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up La Veta. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.